Last update: Oct 2026

Cost of Living Comparison Between Palm Coast, FL and Austin, TX

For one person, living is cheaper in Palm Coast, FL: $2,502 a month against $2,663 in Austin, TX, rent and utilities included – about $1,900 less a year. The total is higher in Austin, TX despite lower rent and utilities.

123

Cost of Living Index in Palm Coast, FL
Learn more

Palm Coast, FL Living Index
130

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

Jump to prices

Palm Coast, FL

🇺🇸 United States

$2,502

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in Palm Coast, FL and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palm Coast, FL and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,502 in Palm Coast, FL versus $2,663 in Austin, TX.

Palm Coast, FL $2,502
Austin, TX $2,663

Estimated couple costs with rent: $3,504 in Palm Coast, FL versus $4,133 in Austin, TX.

Palm Coast, FL $3,504
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,506 in Palm Coast, FL versus $5,603 in Austin, TX.

Palm Coast, FL $4,506
Austin, TX $5,603

Living in Palm Coast, FL costs roughly 6% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Palm Coast, FL 85% above, Austin, TX 97% above.

Meal at Budget Restaurant

$17.23 $17.23

$20.77 $20.77

-17.04%

Three-Course Dinner for Two, Mid-Range

$80.3 $80.3

$84.6 $84.6

-5.02%

Fast Food Meal (McDonalds, etc)

$9.43 $9.43

$12.32 $12.32

-23.46%

Cappuccino

$4.96 $4.96

$5.63 $5.63

-11.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 $2.19

$3.72 $3.72

-41.13%

Water (0.33 liter bottle)

$1.87 $1.87

$2.50 $2.50

-25.20%

Local Beer (0.5 liter draught)

$6.69 $6.69

$8.05 $8.05

-16.89%

Imported Beer (0.33 liter bottle)

$7.36 $7.36

$9.01 $9.01

-18.31%

Milk (1 liter)

$0.93 $0.93

$1.12 $1.12

-16.96%

White Bread (500g)

$3.70 $3.70

$3.75 $3.75

-1.33%

Rice (white) (1kg)

$3.37 $3.37

$3.26 $3.26

3.37%

Eggs

$4.05 $4.05

$4.17 $4.17

-2.88%

Local Cheese (1kg)

$12.19 $12.19

$12.90 $12.90

-5.50%

Chicken Fillets (1kg)

$11.29 $11.29

$14.16 $14.16

-20.27%

Beef Round Steak (1kg)

$14.53 $14.53

$16.22 $16.22

-10.42%

Apples (1kg)

$6.47 $6.47

$4.33 $4.33

49.42%

Banana (1kg)

$1.54 $1.54

$1.46 $1.46

5.48%

Oranges (1kg)

$5.65 $5.65

$4.51 $4.51

25.28%

Tomato (1kg)

$5.10 $5.10

$4.34 $4.34

17.51%

Potato (1kg)

$4.49 $4.49

$2.58 $2.58

74.03%

Onion (1kg)

$3.70 $3.70

$2.35 $2.35

57.45%

Lettuce (1 head)

$1.92 $1.92

$1.78 $1.78

7.87%

Water (1.5 liter bottle)

$2.63 $2.63

$2.22 $2.22

18.47%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$9.88 $9.88

-6.58%

Wine (Bottle)

$9.86 $9.86

$15.08 $15.08

-34.62%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.92 $2.92

-39.04%

Imported Beer (0.33 liter bottle)

$2.32 $2.32

$3.46 $3.46

-32.95%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$3.41 $3.41

$2.73 $2.73

24.91%

Taxi (Normal Tariff) (1km)

$1.45 $1.45

$1.66 $1.66

-12.65%

Taxi 1hour Waiting (Normal Tariff)

$59.0 $59.0

$35.30 $35.30

67.17%

Gasoline (1 liter)

$0.88 $0.88

$0.95 $0.95

-7.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K $37.3K

$36.0K $36.0K

3.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$27.1K $27.1K

-8.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

0.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.66 $45.66

$59.4 $59.4

-23.12%

Internet (50+ Mbps, Unlimited Data)

$40.17 $40.17

$69.9 $69.9

-42.54%

Gym Membership (Monthly)

$27.94 $27.94

$57.2 $57.2

-51.19%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$15.32 $15.32

$14.28 $14.28

7.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$940 $940

$1,506 $1,506

-37.60%

International Primary School, 1 Child (Yearly)

$24.6K $24.6K

$21.5K $21.5K

14.55%

Jeans (Levis 501 Or Similar)

$57.7 $57.7

$52.8 $52.8

9.32%

Summer Dress (H&M, Zara, etc)

$39.39 $39.39

$43.82 $43.82

-10.11%

Sport Shoes (Adidas, Nike)

$73.8 $73.8

$84.8 $84.8

-12.91%

Men's Leather Business Shoes

$110 $110

$103 $103

6.58%

1-bedroom Apartment, City Center (Monthly)

$1,521 $1,521

$1,907 $1,907

-20.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,306 $1,306

$1,274 $1,274

2.48%

3-bedroom Apartment, City Center (Monthly)

$1,972 $1,972

$3,664 $3,664

-46.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,822 $1,822

$2,538 $2,538

-28.20%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$3,894 $3,894

$5,121 $5,121

-23.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.79

-3.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palm Coast, FL: October 13, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palm Coast, FL

$1.3K 52.2%

Austin, TX

$1.3K 47.8% 2.4% $32

Groceries & Markets

Palm Coast, FL

$396 15.8%

Austin, TX

$405 15.2% 2.3% $8.9

Monthly Utilities & Internet

Palm Coast, FL

$315 12.6%

Austin, TX

$358 13.5% 13.7% $43

Eating Out

Palm Coast, FL

$290 11.6%

Austin, TX

$354 13.3% 22% $64

Clothing & Footwear

Palm Coast, FL

$126 5.1%

Austin, TX

$128 4.8% 1.3% $1.7

Sport & Entertainment

Palm Coast, FL

$59 2.3%

Austin, TX

$86 3.2% 46.4% $27

Getting Around

Palm Coast, FL

$11 * 0.4%

Austin, TX

$59 2.2% 450% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,521 in Palm Coast, FL and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Palm Coast, FL vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $396 vs $405 per month, with Palm Coast, FL cheaper across the board.

Good to know

🇺🇸 Palm Coast, FL

🇺🇸 Austin, TX

🕒 Local time

04:49 4:49 AM

03:49 3:49 AM

1 h behind Palm Coast, FL

🌤 Weather

👥 Population

68,013

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Palm Coast, FL Austin, TX 1,590 km ≈ 2 h 30 min nonstop flight

From you

Palm Coast, FL
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palm Coast, FL vs Austin, TX: Cost of Living - Frequently Asked Questions

Palm Coast, FL wins on cost – living expenses run 6% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Palm Coast, FL the obvious pick if budget is a priority.

On paper, salaries run 32% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,521 in Palm Coast, FL versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $940 in Palm Coast, FL versus $1,506 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Palm Coast, FL – a meal for two runs $80.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,502 in Palm Coast, FL versus $2,663 in Austin, TX, a $2,500 budget is realistic in Palm Coast, FL but tight or insufficient in Austin, TX. The gap between the two cities makes Palm Coast, FL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Palm Coast, FL gentler on the wallet – expenses run 6% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.