Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Palm Coast, FL

For one person, living is cheaper in Palm Coast, FL: $2,502 a month against $2,663 in Austin, TX, rent and utilities included – about $1,900 less a year. The total is higher in Austin, TX despite lower rent and utilities.

130

Cost of Living Index in Austin, TX
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Austin, TX Living Index
123

Cost of Living Index in Palm Coast, FL
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Palm Coast, FL Living Index

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Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Palm Coast, FL

🇺🇸 United States

$2,502

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Palm Coast, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Palm Coast, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,663 in Austin, TX versus $2,502 in Palm Coast, FL.

Austin, TX $2,663
Palm Coast, FL $2,502

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,504 in Palm Coast, FL.

Austin, TX $4,133
Palm Coast, FL $3,504

Monthly costs for a family of three with rent: $5,603 in Austin, TX versus $4,506 in Palm Coast, FL.

Austin, TX $5,603
Palm Coast, FL $4,506

Living in Austin, TX is roughly 6% more expensive than in Palm Coast, FL, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 97% above, Palm Coast, FL 85% above.

Meal at Budget Restaurant

$20.77 $20.77

$17.23 $17.23

20.55%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$80.3 $80.3

5.29%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$9.43 $9.43

30.65%

Cappuccino

$5.63 $5.63

$4.96 $4.96

13.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$2.19 $2.19

69.86%

Water (0.33 liter bottle)

$2.50 $2.50

$1.87 $1.87

33.69%

Local Beer (0.5 liter draught)

$8.05 $8.05

$6.69 $6.69

20.33%

Imported Beer (0.33 liter bottle)

$9.01 $9.01

$7.36 $7.36

22.42%

Milk (1 liter)

$1.12 $1.12

$0.93 $0.93

20.43%

White Bread (500g)

$3.75 $3.75

$3.70 $3.70

1.35%

Rice (white) (1kg)

$3.26 $3.26

$3.37 $3.37

-3.26%

Eggs

$4.17 $4.17

$4.05 $4.05

2.96%

Local Cheese (1kg)

$12.90 $12.90

$12.19 $12.19

5.82%

Chicken Fillets (1kg)

$14.16 $14.16

$11.29 $11.29

25.42%

Beef Round Steak (1kg)

$16.22 $16.22

$14.53 $14.53

11.63%

Apples (1kg)

$4.33 $4.33

$6.47 $6.47

-33.08%

Banana (1kg)

$1.46 $1.46

$1.54 $1.54

-5.19%

Oranges (1kg)

$4.51 $4.51

$5.65 $5.65

-20.18%

Tomato (1kg)

$4.34 $4.34

$5.10 $5.10

-14.90%

Potato (1kg)

$2.58 $2.58

$4.49 $4.49

-42.54%

Onion (1kg)

$2.35 $2.35

$3.70 $3.70

-36.49%

Lettuce (1 head)

$1.78 $1.78

$1.92 $1.92

-7.29%

Water (1.5 liter bottle)

$2.22 $2.22

$2.63 $2.63

-15.59%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$9.23 $9.23

7.04%

Wine (Bottle)

$15.08 $15.08

$9.86 $9.86

52.94%

Local Beer (0.5 liter bottle)

$2.92 $2.92

$1.78 $1.78

64.04%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$2.32 $2.32

49.14%

One-way Ticket (Public Transport)

$1.49 $1.49

Public Transport Monthly Pass (Regular Price)

$41.72 $41.72

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.41 $3.41

-19.94%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.45 $1.45

14.48%

Taxi 1hour Waiting (Normal Tariff)

$35.30 $35.30

$59.0 $59.0

-40.18%

Gasoline (1 liter)

$0.95 $0.95

$0.88 $0.88

7.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$37.3K $37.3K

-3.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$24.7K $24.7K

9.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

-0.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.4 $59.4

$45.66 $45.66

30.07%

Internet (50+ Mbps, Unlimited Data)

$69.9 $69.9

$40.17 $40.17

74.04%

Gym Membership (Monthly)

$57.2 $57.2

$27.94 $27.94

104.87%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$14.28 $14.28

$15.32 $15.32

-6.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,506 $1,506

$940 $940

60.26%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$24.6K $24.6K

-12.70%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$57.7 $57.7

-8.52%

Summer Dress (H&M, Zara, etc)

$43.82 $43.82

$39.39 $39.39

11.25%

Sport Shoes (Adidas, Nike)

$84.8 $84.8

$73.8 $73.8

14.82%

Men's Leather Business Shoes

$103 $103

$110 $110

-6.18%

1-bedroom Apartment, City Center (Monthly)

$1,907 $1,907

$1,521 $1,521

25.40%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,306 $1,306

-2.42%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$1,972 $1,972

85.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,538 $2,538

$1,822 $1,822

39.28%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$5,121 $5,121

$3,894 $3,894

31.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.57

3.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 12, 2026

Last update for Palm Coast, FL: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.8%

Palm Coast, FL

$1.3K 52.2% 2.5% $32

Groceries & Markets

Austin, TX

$405 15.2%

Palm Coast, FL

$396 15.8% 2.2% $8.9

Monthly Utilities & Internet

Austin, TX

$358 13.5%

Palm Coast, FL

$315 12.6% 12% $43

Eating Out

Austin, TX

$354 13.3%

Palm Coast, FL

$290 11.6% 18% $64

Clothing & Footwear

Austin, TX

$128 4.8%

Palm Coast, FL

$126 5.1% 1.3% $1.7

Sport & Entertainment

Austin, TX

$86 3.2%

Palm Coast, FL

$59 2.3% 31.7% $27

Getting Around

Austin, TX

$59 2.2%

Palm Coast, FL

$11 * 0.4% 81.8% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,907 in Austin, TX and $1,521 in Palm Coast, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $80.0 in Palm Coast, FL for a mid-range dinner for two. Groceries echo the gap at $405 vs $396 per month, with Palm Coast, FL cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Palm Coast, FL

🕒 Local time

04:33 4:33 AM

05:33 5:33 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

68,013

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Austin, TX Palm Coast, FL 1,590 km ≈ 2 h 30 min nonstop flight

From you

Austin, TX
Palm Coast, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Palm Coast, FL: Cost of Living - Frequently Asked Questions

Palm Coast, FL wins on cost – living expenses run 6% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Palm Coast, FL the obvious pick if budget is a priority.

Average pay runs 32% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,907 in Austin, TX versus $1,521 in Palm Coast, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,506 in Austin, TX versus $940 in Palm Coast, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Palm Coast, FL – a meal for two runs $80.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,502 in Palm Coast, FL versus $2,663 in Austin, TX, a $2,500 budget is realistic in Palm Coast, FL but tight or insufficient in Austin, TX. The gap between the two cities makes Palm Coast, FL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Palm Coast, FL gentler on the wallet – expenses run 6% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.