Cost of Living Comparison Between Austin, TX and Palm Coast, FL Cost of Living Comparison Between Austin, TX and Palm Coast, FL

Monthly Cost of Living

Monthly costs for one person with rent: $2,695 in Austin, TX versus $2,477 in Palm Coast, FL.

Estimated couple costs with rent: $4,184 in Austin, TX versus $3,375 in Palm Coast, FL.

Monthly costs for a family of three with rent: $5,674 in Austin, TX versus $4,273 in Palm Coast, FL.

Living in Austin, TX is roughly 9% more expensive than in Palm Coast, FL, driven mainly by Eating Out.

Both cities are pricier than the global median: Austin, TX 96% above, Palm Coast, FL 80% above.

Meal at Budget Restaurant

$19.82 $19.82

$11.95 $11.95

65.86%

Three-Course Dinner for Two, Mid-Range

$83.9 $83.9

$81.5 $81.5

2.97%

Fast Food Meal (McDonalds, etc)

$12.30 $12.30

$9.52 $9.52

29.20%

Cappuccino

$5.48 $5.48

$3.08 $3.08

77.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.72 $3.72

$1.89 $1.89

96.83%

Water (0.33 liter bottle)

$2.36 $2.36

$1.37 $1.37

72.26%

Local Beer (0.5 liter draught)

$7.76 $7.76

$3.57 $3.57

117.37%

Imported Beer (0.33 liter bottle)

$9.14 $9.14

$3.06 $3.06

198.69%

Milk (1 liter)

$1.13 $1.13

$0.96 $0.96

17.71%

White Bread (500g)

$3.75 $3.75

$3.72 $3.72

0.81%

Rice (white) (1kg)

$3.43 $3.43

$3.75 $3.75

-8.53%

Eggs

$4.35 $4.35

$3.96 $3.96

9.85%

Local Cheese (1kg)

$13.14 $13.14

$11.99 $11.99

9.59%

Chicken Fillets (1kg)

$14.39 $14.39

$11.60 $11.60

24.05%

Beef Round Steak (1kg)

$17.20 $17.20

$14.52 $14.52

18.46%

Apples (1kg)

$4.49 $4.49

$6.16 $6.16

-27.11%

Banana (1kg)

$1.44 $1.44

$1.48 $1.48

-2.70%

Oranges (1kg)

$4.67 $4.67

$6.08 $6.08

-23.19%

Tomato (1kg)

$4.97 $4.97

$5.35 $5.35

-7.10%

Potato (1kg)

$3.00 $3.00

$4.05 $4.05

-25.93%

Onion (1kg)

$2.69 $2.69

$3.64 $3.64

-26.10%

Lettuce (1 head)

$1.85 $1.85

$1.99 $1.99

-7.04%

Water (1.5 liter bottle)

$2.18 $2.18

$2.59 $2.59

-15.83%

Cigarettes 20 Pack (Marlboro, Camel)

$9.45 $9.45

$9.11 $9.11

3.73%

Wine (Bottle)

$15.11 $15.11

$9.91 $9.91

52.47%

Local Beer (0.5 liter bottle)

$2.89 $2.89

$1.78 $1.78

62.36%

Imported Beer (0.33 liter bottle)

$3.49 $3.49

$2.38 $2.38

46.64%

One-way Ticket (Public Transport)

$1.64 $1.64

Public Transport Monthly Pass (Regular Price)

$40.44 $40.44

Taxi Start (Normal Tariff)

$2.81 $2.81

$3.31 $3.31

-15.11%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.50 $1.50

5.33%

Taxi 1hour Waiting (Normal Tariff)

$35.18 $35.18

$59.5 $59.5

-40.90%

Gasoline (1 liter)

$0.90 $0.90

$0.89 $0.89

1.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$36.4K $36.4K

-1.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$24.7K $24.7K

12.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$222 $222

$230 $230

-3.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.3 $58.3

$45.41 $45.41

28.30%

Internet (50+ Mbps, Unlimited Data)

$69.1 $69.1

$39.75 $39.75

73.81%

Gym Membership (Monthly)

$66.2 $66.2

$27.43 $27.43

141.20%

Tennis Court (1 Hour on Weekend)

$14.76 $14.76

Cinema Ticket

$13.78 $13.78

$15.62 $15.62

-11.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,526 $1,526

$964 $964

58.28%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$25.3K $25.3K

-16.24%

Jeans (Levis 501 Or Similar)

$54.6 $54.6

$57.9 $57.9

-5.70%

Summer Dress (H&M, Zara, etc)

$44.01 $44.01

$37.21 $37.21

18.27%

Sport Shoes (Adidas, Nike)

$89.7 $89.7

$73.4 $73.4

22.29%

Men's Leather Business Shoes

$109 $109

$110 $110

-1.67%

1-bedroom Apartment, City Center (Monthly)

$1,942 $1,942

$1,539 $1,539

26.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 $1,258

$1,324 $1,324

-4.99%

3-bedroom Apartment, City Center (Monthly)

$3,762 $3,762

$2,013 $2,013

86.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$1,818 $1,818

42.59%

Buy Apartment in City Center (m2)

$7,403 $7,403

Buy Apartment Outside City Center (m2)

$3,203 $3,203

Average Monthly Net Salary (After Tax)

$5,085 $5,085

$3,902 $3,902

30.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.27

2.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: August 31, 2026

Last update for Palm Coast, FL: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,942 in Austin, TX and $1,539 in Palm Coast, FL. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Austin, TX vs $81.0 in Palm Coast, FL for a mid-range dinner for two. Groceries echo the gap at $417 vs $398 per month, with Palm Coast, FL cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Palm Coast, FL: Cost of Living - Frequently Asked Questions

Palm Coast, FL wins on cost – living expenses run 9% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Palm Coast, FL the obvious pick if budget is a priority.

Average pay runs 30% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,942 in Austin, TX versus $1,539 in Palm Coast, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,526 in Austin, TX versus $964 in Palm Coast, FL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Palm Coast, FL – a meal for two runs $81.0 versus $84.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,477 in Palm Coast, FL versus $2,695 in Austin, TX, a $2,500 budget is realistic in Palm Coast, FL but tight or insufficient in Austin, TX. The gap between the two cities makes Palm Coast, FL the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Palm Coast, FL gentler on the wallet – expenses run 9% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.