Last update: Oct 2026

Cost of Living Comparison Between Palm Bay, FL and Seattle, WA

For one person, living is cheaper in Palm Bay, FL: $2,340 a month against $3,785 in Seattle, WA, rent and utilities included – about $17,300 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Palm Bay, FL
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Palm Bay, FL Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Palm Bay, FL

🇺🇸 United States

$2,340

/mo nomad

Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Monthly Cost of Living

How much you'll spend in Palm Bay, FL and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Palm Bay, FL and in Seattle, WA actually costs, broken down by who's living it.

A single person spends $2,340 per month in Palm Bay, FL vs $3,785 in Seattle, WA, rent included.

Palm Bay, FL $2,340
Seattle, WA $3,785

A couple spends around $3,527 per month in Palm Bay, FL vs $5,688 in Seattle, WA, rent included.

Palm Bay, FL $3,527
Seattle, WA $5,688

A family of three spends $4,715 per month in Palm Bay, FL vs $7,592 in Seattle, WA, rent included.

Palm Bay, FL $4,715
Seattle, WA $7,592

Palm Bay, FL is about 38% cheaper than Seattle, WA, and outside of rent the biggest gap is in groceries.

Both Palm Bay, FL and Seattle, WA sit above the global median – Palm Bay, FL by 72%, Seattle, WA by 178%.

Meal at Budget Restaurant

$25.82 $25.82

$25.30 $25.30

2.06%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$101 $101

-24.75%

Fast Food Meal (McDonalds, etc)

$10.15 $10.15

$14.76 $14.76

-31.23%

Cappuccino

$5.41 $5.41

$6.50 $6.50

-16.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 $3.01

$3.21 $3.21

-6.23%

Water (0.33 liter bottle)

$2.00 $2.00

$3.14 $3.14

-36.31%

Local Beer (0.5 liter draught)

$5.26 $5.26

$7.97 $7.97

-34.00%

Imported Beer (0.33 liter bottle)

$7.53 $7.53

$8.13 $8.13

-7.38%

Milk (1 liter)

$0.93 $0.93

$1.17 $1.17

-20.51%

White Bread (500g)

$3.75 $3.75

$5.30 $5.30

-29.25%

Rice (white) (1kg)

$3.10 $3.10

$6.40 $6.40

-51.56%

Eggs

$3.54 $3.54

$5.06 $5.06

-30.04%

Local Cheese (1kg)

$13.09 $13.09

$18.71 $18.71

-30.04%

Chicken Fillets (1kg)

$11.25 $11.25

$18.72 $18.72

-39.90%

Beef Round Steak (1kg)

$14.59 $14.59

$22.88 $22.88

-36.23%

Apples (1kg)

$3.87 $3.87

$6.06 $6.06

-36.14%

Banana (1kg)

$1.53 $1.53

$1.95 $1.95

-21.54%

Oranges (1kg)

$4.49 $4.49

$5.51 $5.51

-18.51%

Tomato (1kg)

$5.61 $5.61

$6.52 $6.52

-13.96%

Potato (1kg)

$2.86 $2.86

$3.49 $3.49

-18.05%

Onion (1kg)

$3.36 $3.36

$3.29 $3.29

2.13%

Lettuce (1 head)

$2.21 $2.21

$2.80 $2.80

-21.07%

Water (1.5 liter bottle)

$2.59 $2.59

$2.58 $2.58

0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$9.42 $9.42

$12.49 $12.49

-24.58%

Wine (Bottle)

$13.16 $13.16

$14.87 $14.87

-11.50%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$4.19 $4.19

-57.76%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$5.80 $5.80

-42.59%

One-way Ticket (Public Transport)

$3.05 $3.05

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$10.05 $10.05

$2.58 $2.58

289.53%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$1.64 $1.64

16.46%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

Gasoline (1 liter)

$1.04 $1.04

$1.41 $1.41

-26.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$36.8K $36.8K

-22.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$26.6K $26.6K

-0.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$308 $308

-44.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.1 $58.1

$69.2 $69.2

-16.03%

Internet (50+ Mbps, Unlimited Data)

$75.3 $75.3

$86.1 $86.1

-12.53%

Gym Membership (Monthly)

$34.04 $34.04

$76.5 $76.5

-55.47%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$9.95 $9.95

$18.02 $18.02

-44.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,016 $1,016

$2,746 $2,746

-62.99%

International Primary School, 1 Child (Yearly)

$6,962 $6,962

$30.6K $30.6K

-77.24%

Jeans (Levis 501 Or Similar)

$67.8 $67.8

$79.2 $79.2

-14.30%

Summer Dress (H&M, Zara, etc)

$27.56 $27.56

$54.3 $54.3

-49.25%

Sport Shoes (Adidas, Nike)

$107 $107

$127 $127

-15.90%

Men's Leather Business Shoes

$101 $101

$159 $159

-36.15%

1-bedroom Apartment, City Center (Monthly)

$1,411 $1,411

$2,508 $2,508

-43.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,077 $1,077

$1,938 $1,938

-44.43%

3-bedroom Apartment, City Center (Monthly)

$1,935 $1,935

$5,117 $5,117

-62.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,895 $1,895

$3,542 $3,542

-46.50%

Buy Apartment in City Center (m2)

$2,463 $2,463

$7,374 $7,374

-66.60%

Buy Apartment Outside City Center (m2)

$2,528 $2,528

$5,002 $5,002

-49.46%

Average Monthly Net Salary (After Tax)

$3,602 $3,602

$6,470 $6,470

-44.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

6.89

-4.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Palm Bay, FL: October 26, 2026

Last update for Seattle, WA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Palm Bay, FL

$1.1K 46%

Seattle, WA

$1.9K 51.2% 80% $861

Groceries & Markets

Palm Bay, FL

$384 16.4%

Seattle, WA

$547 14.5% 42.4% $163

Eating Out

Palm Bay, FL

$363 15.5%

Seattle, WA

$406 10.7% 11.8% $43

Monthly Utilities & Internet

Palm Bay, FL

$305 13%

Seattle, WA

$463 12.2% 51.9% $158

Clothing & Footwear

Palm Bay, FL

$137 5.8%

Seattle, WA

$189 5% 38.1% $52

Sport & Entertainment

Palm Bay, FL

$54 2.3%

Seattle, WA

$112 3% 109% $59

Getting Around

Palm Bay, FL

$20 * 0.8%

Seattle, WA

$129 3.4% 559% $109

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,411 in Palm Bay, FL versus $2,508 in Seattle, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Seattle, WA. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Palm Bay, FL versus $101 in Seattle, WA. Monthly groceries follow the same trend: $384 vs $547 – making Palm Bay, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Palm Bay, FL

🇺🇸 Seattle, WA

🕒 Local time

08:11 8:11 AM

05:11 5:11 AM

3 h behind Palm Bay, FL

🌤 Weather

👥 Population

119,760

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

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Between locations

Palm Bay, FL Seattle, WA 4,190 km ≈ 6 h nonstop flight

From you

Palm Bay, FL
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Palm Bay, FL vs Seattle, WA: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 62% more than Palm Bay, FL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,509 per month in Palm Bay, FL and $5,677 in Seattle, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palm Bay, FL, especially for central apartments: a one-bedroom in the center costs $1,411 there versus $2,508 in Seattle, WA.

Monthly expenses with rent come to $2,340 in Palm Bay, FL and $3,785 in Seattle, WA. That’s a gap of about 62%.

Kindergarten costs $1,016 per month in Palm Bay, FL and $2,746 in Seattle, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,340 in Palm Bay, FL and $3,785 in Seattle, WA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Palm Bay, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Palm Bay, FL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.