Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Palm Bay, FL

For one person, living is cheaper in Palm Bay, FL: $2,340 a month against $3,785 in Seattle, WA, rent and utilities included – about $17,300 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
112

Cost of Living Index in Palm Bay, FL
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Palm Bay, FL Living Index

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Seattle, WA

🇺🇸 United States

$3,785

/mo nomad

Palm Bay, FL

🇺🇸 United States

$2,340

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Palm Bay, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Palm Bay, FL actually costs, broken down by who's living it.

A single person spends $3,785 per month in Seattle, WA vs $2,340 in Palm Bay, FL, rent included.

Seattle, WA $3,785
Palm Bay, FL $2,340

A couple spends around $5,688 per month in Seattle, WA vs $3,527 in Palm Bay, FL, rent included.

Seattle, WA $5,688
Palm Bay, FL $3,527

A family of three spends $7,592 per month in Seattle, WA vs $4,715 in Palm Bay, FL, rent included.

Seattle, WA $7,592
Palm Bay, FL $4,715

Seattle, WA costs about 62% more than Palm Bay, FL, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Palm Bay, FL sit above the global median – Seattle, WA by 178%, Palm Bay, FL by 72%.

Meal at Budget Restaurant

$25.30 $25.30

$25.82 $25.82

-2.01%

Three-Course Dinner for Two, Mid-Range

$101 $101

$75.9 $75.9

32.89%

Fast Food Meal (McDonalds, etc)

$14.76 $14.76

$10.15 $10.15

45.42%

Cappuccino

$6.50 $6.50

$5.41 $5.41

20.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$3.01 $3.01

6.64%

Water (0.33 liter bottle)

$3.14 $3.14

$2.00 $2.00

57.00%

Local Beer (0.5 liter draught)

$7.97 $7.97

$5.26 $5.26

51.52%

Imported Beer (0.33 liter bottle)

$8.13 $8.13

$7.53 $7.53

7.97%

Milk (1 liter)

$1.17 $1.17

$0.93 $0.93

25.81%

White Bread (500g)

$5.30 $5.30

$3.75 $3.75

41.33%

Rice (white) (1kg)

$6.40 $6.40

$3.10 $3.10

106.45%

Eggs

$5.06 $5.06

$3.54 $3.54

42.94%

Local Cheese (1kg)

$18.71 $18.71

$13.09 $13.09

42.93%

Chicken Fillets (1kg)

$18.72 $18.72

$11.25 $11.25

66.40%

Beef Round Steak (1kg)

$22.88 $22.88

$14.59 $14.59

56.82%

Apples (1kg)

$6.06 $6.06

$3.87 $3.87

56.59%

Banana (1kg)

$1.95 $1.95

$1.53 $1.53

27.45%

Oranges (1kg)

$5.51 $5.51

$4.49 $4.49

22.72%

Tomato (1kg)

$6.52 $6.52

$5.61 $5.61

16.22%

Potato (1kg)

$3.49 $3.49

$2.86 $2.86

22.03%

Onion (1kg)

$3.29 $3.29

$3.36 $3.36

-2.08%

Lettuce (1 head)

$2.80 $2.80

$2.21 $2.21

26.70%

Water (1.5 liter bottle)

$2.58 $2.58

$2.59 $2.59

-0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$12.49 $12.49

$9.42 $9.42

32.59%

Wine (Bottle)

$14.87 $14.87

$13.16 $13.16

12.99%

Local Beer (0.5 liter bottle)

$4.19 $4.19

$1.77 $1.77

136.72%

Imported Beer (0.33 liter bottle)

$5.80 $5.80

$3.33 $3.33

74.17%

One-way Ticket (Public Transport)

$3.05 $3.05

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.58 $2.58

$10.05 $10.05

-74.33%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

$1.91 $1.91

-14.14%

Taxi 1hour Waiting (Normal Tariff)

$30.12 $30.12

Gasoline (1 liter)

$1.41 $1.41

$1.04 $1.04

35.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$28.3K $28.3K

29.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$26.5K $26.5K

0.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$308 $308

$171 $171

79.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.2 $69.2

$58.1 $58.1

19.09%

Internet (50+ Mbps, Unlimited Data)

$86.1 $86.1

$75.3 $75.3

14.32%

Gym Membership (Monthly)

$76.5 $76.5

$34.04 $34.04

124.59%

Tennis Court (1 Hour on Weekend)

$35.50 $35.50

Cinema Ticket

$18.02 $18.02

$9.95 $9.95

81.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,746 $2,746

$1,016 $1,016

170.17%

International Primary School, 1 Child (Yearly)

$30.6K $30.6K

$6,962 $6,962

339.33%

Jeans (Levis 501 Or Similar)

$79.2 $79.2

$67.8 $67.8

16.69%

Summer Dress (H&M, Zara, etc)

$54.3 $54.3

$27.56 $27.56

97.06%

Sport Shoes (Adidas, Nike)

$127 $127

$107 $107

18.90%

Men's Leather Business Shoes

$159 $159

$101 $101

56.63%

1-bedroom Apartment, City Center (Monthly)

$2,508 $2,508

$1,411 $1,411

77.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,938 $1,938

$1,077 $1,077

79.95%

3-bedroom Apartment, City Center (Monthly)

$5,117 $5,117

$1,935 $1,935

164.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,542 $3,542

$1,895 $1,895

86.90%

Buy Apartment in City Center (m2)

$7,374 $7,374

$2,463 $2,463

199.38%

Buy Apartment Outside City Center (m2)

$5,002 $5,002

$2,528 $2,528

97.87%

Average Monthly Net Salary (After Tax)

$6,470 $6,470

$3,602 $3,602

79.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.56

5.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 26, 2026

Last update for Palm Bay, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.2%

Palm Bay, FL

$1.1K 46% 44.4% $861

Groceries & Markets

Seattle, WA

$547 14.5%

Palm Bay, FL

$384 16.4% 29.8% $163

Monthly Utilities & Internet

Seattle, WA

$463 12.2%

Palm Bay, FL

$305 13% 34.2% $158

Eating Out

Seattle, WA

$406 10.7%

Palm Bay, FL

$363 15.5% 10.5% $43

Clothing & Footwear

Seattle, WA

$189 5%

Palm Bay, FL

$137 5.8% 27.6% $52

Getting Around

Seattle, WA

$129 3.4%

Palm Bay, FL

$20 * 0.8% 84.8% $109

Sport & Entertainment

Seattle, WA

$112 3%

Palm Bay, FL

$54 2.3% 52% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,508 in Seattle, WA versus $1,411 in Palm Bay, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in Seattle, WA. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $101 in Seattle, WA versus $76 in Palm Bay, FL. Monthly groceries follow the same trend: $547 vs $384 – making Palm Bay, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Palm Bay, FL

🕒 Local time

21:01 9:01 PM

00:01 12:01 AM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

119,760

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

Seattle, WA Palm Bay, FL 4,190 km ≈ 6 h nonstop flight

From you

Seattle, WA
Palm Bay, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Palm Bay, FL: Cost of Living - Frequently Asked Questions

Seattle, WA costs about 62% more than Palm Bay, FL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,677 per month in Seattle, WA and $3,509 in Palm Bay, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Palm Bay, FL, especially for central apartments: a one-bedroom in the center costs $1,411 there versus $2,508 in Seattle, WA.

Monthly expenses with rent come to $3,785 in Seattle, WA and $2,340 in Palm Bay, FL. That makes Palm Bay, FL about 38% cheaper.

Kindergarten costs $2,746 per month in Seattle, WA and $1,016 in Palm Bay, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $3,785 in Seattle, WA and $2,340 in Palm Bay, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Palm Bay, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Palm Bay, FL. If higher salaries or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.