Last update: Oct 2026

Cost of Living Comparison Between Paeroa and Agana Heights

For one person, living is cheaper in Agana Heights: $1,006 a month against $1,838 in Paeroa, rent and utilities included – about $10,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Paeroa
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Paeroa Living Index

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Paeroa

🇳🇿 New Zealand

$1,838

/mo nomad

Agana Heights

🇬🇺 Guam

$1,006

/mo nomad

Monthly Cost of Living

How much you'll spend in Paeroa and in Agana Heights

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Paeroa and in Agana Heights actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,838 in Paeroa versus $1,006 in Agana Heights.

Paeroa $1,838
Agana Heights $1,006

Estimated couple costs with rent: $2,712 in Paeroa versus $1,356 in Agana Heights.

Paeroa $2,712
Agana Heights $1,356

Monthly costs for a family of three with rent: $3,586 in Paeroa versus $1,707 in Agana Heights.

Paeroa $3,586
Agana Heights $1,707

Living in Paeroa is roughly 83% more expensive than in Agana Heights, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Paeroa is 36% above, Agana Heights is 25% below.

Meal at Budget Restaurant

$12.36 NZ$21.86

Three-Course Dinner for Two, Mid-Range

$70.9 NZ$125

Fast Food Meal (McDonalds, etc)

$8.71 NZ$15.41

Cappuccino

$2.81 NZ$4.97

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 NZ$3.85

Water (0.33 liter bottle)

$1.99 NZ$3.53

Local Beer (0.5 liter draught)

$6.08 NZ$10.75

Imported Beer (0.33 liter bottle)

$5.76 NZ$10.18

Milk (1 liter)

$1.80 NZ$3.18

$1.70 $1.70

5.88%

White Bread (500g)

$2.01 NZ$3.55

$4.65 $4.65

-56.77%

Rice (white) (1kg)

$1.73 NZ$3.07

$1.70 $1.70

1.76%

Eggs

$5.79 NZ$10.24

$4.08 $4.08

41.91%

Local Cheese (1kg)

$8.09 NZ$14.31

$25.94 $25.94

-68.81%

Chicken Fillets (1kg)

$9.11 NZ$16.11

$6.60 $6.60

38.03%

Beef Round Steak (1kg)

$14.11 NZ$24.95

$17.90 $17.90

-21.17%

Apples (1kg)

$2.66 NZ$4.71

$3.99 $3.99

-33.33%

Banana (1kg)

$2.21 NZ$3.90

$1.20 $1.20

84.17%

Oranges (1kg)

$3.07 NZ$5.42

$1.92 $1.92

59.90%

Tomato (1kg)

$5.49 NZ$9.72

$6.72 $6.72

-18.30%

Potato (1kg)

$1.96 NZ$3.46

$2.82 $2.82

-30.50%

Onion (1kg)

$1.46 NZ$2.59

$2.85 $2.85

-48.77%

Lettuce (1 head)

$2.07 NZ$3.65

$4.07 $4.07

-49.14%

Water (1.5 liter bottle)

$1.11 NZ$1.96

$2.02 $2.02

-45.05%

Cigarettes 20 Pack (Marlboro, Camel)

$26.07 NZ$46.11

$9.81 $9.81

165.75%

Wine (Bottle)

$8.81 NZ$15.58

$12.18 $12.18

-27.67%

Local Beer (0.5 liter bottle)

$3.29 NZ$5.82

$1.84 $1.84

78.80%

Imported Beer (0.33 liter bottle)

$3.32 NZ$5.87

$1.54 $1.54

115.58%

One-way Ticket (Public Transport)

$1.76 NZ$3.11

$2.95 $2.95

-40.34%

Public Transport Monthly Pass (Regular Price)

$71.9 NZ$127

$60.8 $60.8

18.32%

Taxi Start (Normal Tariff)

$2.41 NZ$4.26

$10.08 $10.08

-76.09%

Taxi (Normal Tariff) (1km)

$1.83 NZ$3.24

Taxi 1hour Waiting (Normal Tariff)

$30.08 NZ$53.2

Gasoline (1 liter)

$1.72 NZ$3.05

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NZ$40.4K

$38.9K $38.9K

-41.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K NZ$42.4K

$35.7K $35.7K

-32.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 NZ$194

$339 $339

-67.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.93 NZ$49.40

$75.9 $75.9

-63.20%

Internet (50+ Mbps, Unlimited Data)

$50.5 NZ$89.4

$97.4 $97.4

-48.11%

Gym Membership (Monthly)

$41.68 NZ$73.7

Cinema Ticket

$10.54 NZ$18.64

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$665 NZ$1,176

International Primary School, 1 Child (Yearly)

$16.9K NZ$29.8K

Jeans (Levis 501 Or Similar)

$57.8 NZ$102

Summer Dress (H&M, Zara, etc)

$39.74 NZ$70.3

Sport Shoes (Adidas, Nike)

$88.9 NZ$157

Men's Leather Business Shoes

$97.0 NZ$172

1-bedroom Apartment, City Center (Monthly)

$978 NZ$1,729

1-bedroom Apartment, Outside City Center (Monthly)

$834 NZ$1,474

3-bedroom Apartment, City Center (Monthly)

$879 NZ$1,554

3-bedroom Apartment, Outside City Center (Monthly)

$1,253 NZ$2,215

Buy Apartment in City Center (m2)

$4,878 NZ$8,626

Buy Apartment Outside City Center (m2)

$2,829 NZ$5,004

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Paeroa: October 12, 2026

Last update for Agana Heights: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Paeroa

$834 45.4%

Agana Heights

–

Groceries & Markets

Paeroa

$318 17.3%

Agana Heights

–

Eating Out

Paeroa

$217 11.8%

Agana Heights

–

Monthly Utilities & Internet

Paeroa

$188 10.3%

Agana Heights

–

Clothing & Footwear

Paeroa

$128 6.9%

Agana Heights

–

Getting Around

Paeroa

$91 4.9%

Agana Heights

–

Sport & Entertainment

Paeroa

$63 3.4%

Agana Heights

–

Good to know

🇳🇿 Paeroa

🇬🇺 Agana Heights

🕒 Local time

13:00 1:00 PM

10:00 10:00 AM

3 h behind Paeroa

🌤 Weather

👥 Population

4,000

3,940

💱 Currency

New Zealand Dollar NZD $

United States Dollar USD $

📈 Exchange rate

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 19, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to NZD in detail →

On the map

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Between locations

Paeroa Agana Heights 6,510 km ≈ 9 h nonstop flight

From you

Paeroa
Agana Heights

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Paeroa vs Agana Heights: Cost of Living - Frequently Asked Questions

Agana Heights wins on cost – living expenses run 83% lower than in Paeroa. Housing and daily spending are where you'll feel the difference most, making Agana Heights the obvious pick if budget is a priority.

You'd need roughly $2,757 in Paeroa and $1,509 in Agana Heights to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,838 per month in Paeroa versus $1,006 in Agana Heights – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.

Shoppers in Paeroa pay roughly 29% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,006 in Agana Heights versus $1,838 in Paeroa, a $1,000 budget is realistic in Agana Heights but tight or insufficient in Paeroa. The gap between the two cities makes Agana Heights the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Paeroa and Agana Heights are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Agana Heights gentler on the wallet – expenses run 83% less than in Paeroa. Beyond cost, consider language, visa policies, and how big the international community is in each city.