Cost of Living Comparison Between Pacov and Chiang Mai Cost of Living Comparison Between Pacov and Chiang Mai

Monthly Cost of Living

A single person spends $1,727 per month in Pacov vs $861 in Chiang Mai, rent included.

A couple spends around $2,471 per month in Pacov vs $1,350 in Chiang Mai, rent included.

A family of three spends $3,214 per month in Pacov vs $1,838 in Chiang Mai, rent included.

Pacov costs about 101% more than Chiang Mai, driven mainly by Eating Out.

Pacov sits 29% above the global median, while Chiang Mai is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.11 Kč 193

$1.96 ฿65.8

364.80%

Three-Course Dinner for Two, Mid-Range

$45.14 Kč 956

$18.35 ฿617

145.99%

Fast Food Meal (McDonalds, etc)

$12.57 Kč 266

$7.48 ฿252

68.05%

Cappuccino

$2.91 Kč 61.6

$2.02 ฿67.8

44.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.87 Kč 60.8

$0.85 ฿28.50

237.65%

Water (0.33 liter bottle)

$1.44 Kč 30.51

$0.36 ฿11.96

300.00%

Local Beer (0.5 liter draught)

$1.37 Kč 28.98

$2.14 ฿71.8

-35.98%

Imported Beer (0.33 liter bottle)

$5.12 Kč 108

$3.59 ฿121

42.62%

Milk (1 liter)

$1.60 Kč 33.97

$1.65 ฿55.5

-3.03%

White Bread (500g)

$1.43 Kč 30.24

$1.57 ฿52.7

-8.92%

Rice (white) (1kg)

$3.21 Kč 67.9

$1.19 ฿40.02

169.75%

Eggs

$5.51 Kč 117

$1.94 ฿65.1

184.02%

Local Cheese (1kg)

$12.47 Kč 264

$16.19 ฿544

-22.98%

Chicken Fillets (1kg)

$9.28 Kč 197

$2.99 ฿101

210.37%

Beef Round Steak (1kg)

$21.76 Kč 461

$10.94 ฿368

98.90%

Apples (1kg)

$1.42 Kč 30.07

$2.71 ฿91.2

-47.60%

Banana (1kg)

$2.74 Kč 58.1

$1.17 ฿39.25

134.19%

Oranges (1kg)

$3.83 Kč 81.3

$1.69 ฿56.7

126.63%

Tomato (1kg)

$3.52 Kč 74.7

$1.60 ฿54.0

120.00%

Potato (1kg)

$1.31 Kč 27.70

$1.38 ฿46.54

-5.07%

Onion (1kg)

$2.12 Kč 44.82

$1.20 ฿40.45

76.67%

Lettuce (1 head)

$1.26 Kč 26.69

$0.67 ฿22.50

88.06%

Water (1.5 liter bottle)

$0.75 Kč 15.94

$0.56 ฿18.73

33.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.82 Kč 80.9

$4.64 ฿156

-17.67%

Wine (Bottle)

$7.13 Kč 151

$17.62 ฿593

-59.53%

Local Beer (0.5 liter bottle)

$0.81 Kč 17.10

$1.86 ฿62.5

-56.45%

Imported Beer (0.33 liter bottle)

$1.95 Kč 41.25

$3.30 ฿111

-40.91%

One-way Ticket (Public Transport)

$1.18 Kč 25.02

$0.88 ฿29.68

34.09%

Public Transport Monthly Pass (Regular Price)

$26.00 Kč 551

$19.34 ฿650

34.44%

Taxi Start (Normal Tariff)

$2.38 Kč 50.4

$1.36 ฿45.90

75.00%

Taxi (Normal Tariff) (1km)

$0.80 Kč 16.97

$1.34 ฿44.98

-40.30%

Taxi 1hour Waiting (Normal Tariff)

$27.57 Kč 584

$8.21 ฿276

235.81%

Gasoline (1 liter)

$1.75 Kč 37.17

$1.22 ฿41.18

43.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K Kč 604.9K

$21.4K ฿718.1K

33.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K Kč 635.4K

$22.5K ฿757.7K

33.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 Kč 6,246

$70.7 ฿2,376

317.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.92 Kč 570

$14.04 ฿472

91.74%

Internet (50+ Mbps, Unlimited Data)

$21.08 Kč 447

$17.49 ฿588

20.53%

Gym Membership (Monthly)

$98.0 Kč 2,076

$42.15 ฿1,417

132.48%

Tennis Court (1 Hour on Weekend)

$16.66 Kč 353

$6.88 ฿231

142.15%

Cinema Ticket

$13.68 Kč 290

$5.92 ฿199

131.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$418 Kč 8,849

$309 ฿10.4K

35.36%

International Primary School, 1 Child (Yearly)

$10.2K Kč 215.7K

$14.9K ฿500.4K

-31.59%

Jeans (Levis 501 Or Similar)

$117 Kč 2,486

$55.8 ฿1,875

110.38%

Summer Dress (H&M, Zara, etc)

$37.23 Kč 789

$26.11 ฿878

42.59%

Sport Shoes (Adidas, Nike)

$95.2 Kč 2,017

$83.0 ฿2,792

14.68%

Men's Leather Business Shoes

$113 Kč 2,399

$70.5 ฿2,369

60.72%

1-bedroom Apartment, City Center (Monthly)

$690 Kč 14.6K

$432 ฿14.5K

59.63%

1-bedroom Apartment, Outside City Center (Monthly)

$551 Kč 11.7K

$239 ฿8,035

130.60%

3-bedroom Apartment, City Center (Monthly)

$1,180 Kč 25.0K

$822 ฿27.7K

43.54%

3-bedroom Apartment, Outside City Center (Monthly)

$859 Kč 18.2K

$512 ฿17.2K

67.74%

Buy Apartment in City Center (m2)

$4,808 Kč 101.9K

$1,915 ฿64.4K

151.14%

Buy Apartment Outside City Center (m2)

$4,723 Kč 100.1K

$1,467 ฿49.3K

221.90%

Average Monthly Net Salary (After Tax)

$1,163 Kč 24.6K

$579 ฿19.5K

100.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.85

57.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pacov: July 13, 2026

Last update for Chiang Mai: July 12, 2026

Cost Breakdown

A central one-bedroom costs $690 in Pacov versus $432 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 101% higher in Pacov, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Pacov versus $18.00 in Chiang Mai. Monthly groceries follow the same trend: $315 vs $243 – making Chiang Mai the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Pacov vs Chiang Mai: Cost of Living - Frequently Asked Questions

Pacov costs about 101% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,591 per month in Pacov and $1,292 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $418 per month in Pacov and $309 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 29% more in Pacov, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Pacov at $1,727. In Chiang Mai it covers expenses comfortably, while in Pacov it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,727 in Pacov. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pacov makes more sense. Both are solid long-term options with distinct trade-offs.