Last update: Oct 2026

Cost of Living Comparison Between Oxnard, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,186 in Oxnard, CA, rent and utilities included – about $21,800 less a year. Rent and utilities account for most of the difference.

156

Cost of Living Index in Oxnard, CA
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Oxnard, CA Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Oxnard, CA

🇺🇸 United States

$3,186

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Oxnard, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oxnard, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,186 in Oxnard, CA versus $1,368 in Ubud, Bali.

Oxnard, CA $3,186
Ubud, Bali $1,368

Estimated couple costs with rent: $4,226 in Oxnard, CA versus $2,314 in Ubud, Bali.

Oxnard, CA $4,226
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,265 in Oxnard, CA versus $3,260 in Ubud, Bali.

Oxnard, CA $5,265
Ubud, Bali $3,260

Living in Oxnard, CA is roughly 133% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Oxnard, CA 136% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$20.32 $20.32

$3.33 Rp 59.9K

510.21%

Three-Course Dinner for Two, Mid-Range

$65.1 $65.1

$35.18 Rp 633.2K

85.05%

Fast Food Meal (McDonalds, etc)

$11.71 $11.71

$5.80 Rp 104.5K

101.90%

Cappuccino

$5.76 $5.76

$2.73 Rp 49.1K

110.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 $2.69

$1.64 Rp 29.5K

64.02%

Water (0.33 liter bottle)

$2.03 $2.03

$0.83 Rp 15.0K

144.58%

Local Beer (0.5 liter draught)

$8.07 $8.07

$2.70 Rp 48.6K

198.89%

Imported Beer (0.33 liter bottle)

$9.48 $9.48

$4.30 Rp 77.4K

120.47%

Milk (1 liter)

$1.19 $1.19

$1.50 Rp 27.1K

-20.67%

White Bread (500g)

$5.71 $5.71

$2.30 Rp 41.4K

148.26%

Rice (white) (1kg)

$4.30 $4.30

$1.18 Rp 21.2K

264.41%

Eggs

$4.98 $4.98

$2.14 Rp 38.6K

132.71%

Local Cheese (1kg)

$12.34 $12.34

$17.48 Rp 314.6K

-29.41%

Chicken Fillets (1kg)

$20.32 $20.32

$4.03 Rp 72.5K

404.22%

Beef Round Steak (1kg)

$13.99 $13.99

$12.23 Rp 220.1K

14.39%

Apples (1kg)

$4.39 $4.39

$3.55 Rp 63.9K

23.66%

Banana (1kg)

$1.78 $1.78

$1.57 Rp 28.3K

13.38%

Oranges (1kg)

$4.15 $4.15

$2.24 Rp 40.2K

85.27%

Tomato (1kg)

$6.60 $6.60

$1.93 Rp 34.7K

241.97%

Potato (1kg)

$3.58 $3.58

$1.88 Rp 33.9K

90.43%

Onion (1kg)

$1.96 $1.96

$2.29 Rp 41.3K

-14.41%

Lettuce (1 head)

$2.39 $2.39

$0.99 Rp 17.9K

141.41%

Water (1.5 liter bottle)

$2.19 $2.19

$0.53 Rp 9,475

313.21%

Cigarettes 20 Pack (Marlboro, Camel)

$9.88 $9.88

$2.28 Rp 41.1K

333.33%

Wine (Bottle)

$14.85 $14.85

$23.01 Rp 414.2K

-35.46%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.34 Rp 42.2K

-23.93%

Imported Beer (0.33 liter bottle)

$3.25 $3.25

$2.91 Rp 52.4K

11.68%

One-way Ticket (Public Transport)

$1.48 $1.48

$0.24 Rp 4,315

516.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$4.38 $4.38

$0.48 Rp 8,684

812.50%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$0.46 Rp 8,233

295.65%

Taxi 1hour Waiting (Normal Tariff)

$35.90 $35.90

$5.45 Rp 98.2K

558.72%

Gasoline (1 liter)

$1.29 $1.29

$0.88 Rp 15.9K

46.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$24.6K Rp 442.2M

53.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.2K Rp 561.4M

-17.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 $129

$83.0 Rp 1.5M

55.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.2 $53.2

$6.45 Rp 116.0K

724.81%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$18.57 Rp 334.2K

273.77%

Gym Membership (Monthly)

$61.6 $61.6

$55.8 Rp 1.0M

10.35%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$11.77 $11.77

$4.38 Rp 78.9K

168.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,187 $1,187

$493 Rp 8.9M

140.69%

International Primary School, 1 Child (Yearly)

$42.6K $42.6K

$5,754 Rp 103.6M

640.82%

Jeans (Levis 501 Or Similar)

$37.90 $37.90

$46.19 Rp 831.4K

-17.95%

Summer Dress (H&M, Zara, etc)

$41.18 $41.18

$35.33 Rp 636.0K

16.56%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$79.1 Rp 1.4M

-25.34%

Men's Leather Business Shoes

$81.0 $81.0

$78.4 Rp 1.4M

3.34%

1-bedroom Apartment, City Center (Monthly)

$1,995 $1,995

$1,142 Rp 20.6M

74.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,922 $1,922

$676 Rp 12.2M

184.51%

3-bedroom Apartment, City Center (Monthly)

$3,359 $3,359

$3,503 Rp 63.1M

-4.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,445 $2,445

$1,700 Rp 30.6M

43.85%

Buy Apartment in City Center (m2)

$5,838 $5,838

$2,784 Rp 50.1M

109.71%

Buy Apartment Outside City Center (m2)

$5,922 $5,922

$2,241 Rp 40.3M

164.31%

Average Monthly Net Salary (After Tax)

$3,379 $3,379

$165 Rp 3.0M

1953.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

13.78

-55.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oxnard, CA: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oxnard, CA

$1.9K 60.3%

Ubud, Bali

$676 49.4% 64.9% $1.2K

Groceries & Markets

Oxnard, CA

$465 14.6%

Ubud, Bali

$290 21.2% 37.5% $174

Eating Out

Oxnard, CA

$345 10.8%

Ubud, Bali

$109 8% 68.5% $236

Monthly Utilities & Internet

Oxnard, CA

$251 7.9%

Ubud, Bali

$108 7.9% 57% $143

Clothing & Footwear

Oxnard, CA

$99 3.1%

Ubud, Bali

$108 7.9% 9.1% $8.9

Sport & Entertainment

Oxnard, CA

$85 2.7%

Ubud, Bali

$65 4.7% 24.1% $21

Getting Around

Oxnard, CA

$19 * 0.6%

Ubud, Bali

$13 0.9% 35.3% $6.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,995 in Oxnard, CA and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Oxnard, CA pays 1953% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Oxnard, CA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $465 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Oxnard, CA

🇮🇩 Ubud, Bali

🕒 Local time

17:15 5:15 PM

08:15 8:15 AM

15 h ahead of Oxnard, CA

🌤 Weather

👥 Population

207,254

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Oxnard, CA Ubud, Bali 13,790 km ≈ 18 h nonstop flight

From you

Oxnard, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oxnard, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 133% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1953% higher in Oxnard, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,995 in Oxnard, CA versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 60% higher in Oxnard, CA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,186 per month in Oxnard, CA versus $1,368 in Ubud, Bali – a 133% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $3,186 in Oxnard, CA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Oxnard, CA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Oxnard, CA, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oxnard, CA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 133% less than in Oxnard, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.