Cost of Living Comparison Between Owensboro, KY and Cincinnati, OH Cost of Living Comparison Between Owensboro, KY and Cincinnati, OH

🙂 Solo nomad: Owensboro, KY is 4.2% cheaper than Cincinnati, OH without rent, and 9.2% cheaper with rent.

😐 Family of 3: Owensboro, KY is 4% more expensive than Cincinnati, OH without rent, and 21.7% cheaper with rent.

Meal at Budget Restaurant

$18.34 $18.34

$14.92 $14.92

22.92%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$59.1 $59.1

2.30%

Fast Food Meal (McDonalds, etc)

$9.87 $9.87

$7.91 $7.91

24.78%

Cappuccino

$5.89 $5.89

$4.4 $4.4

33.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 $1.92

$2.23 $2.23

-13.90%

Water (0.33 liter bottle)

$1.36 $1.36

$2.16 $2.16

-37.04%

Local Beer (0.5 liter draught)

$3.96 $3.96

$4.94 $4.94

-19.84%

Imported Beer (0.33 liter bottle)

$5.12 $5.12

$7.04 $7.04

-27.27%

Milk (1 liter)

$1.16 $1.16

$0.82 $0.82

41.46%

White Bread (500g)

$3.3 $3.3

$3.39 $3.39

-2.65%

Rice (white) (1kg)

$4.52 $4.52

$3.94 $3.94

14.72%

Eggs

$3.79 $3.79

$3.3 $3.3

14.85%

Local Cheese (1kg)

$6.56 $6.56

$10.46 $10.46

-37.28%

Chicken Fillets (1kg)

$11.22 $11.22

$9.74 $9.74

15.20%

Beef Round Steak (1kg)

$9.01 $9.01

$15.65 $15.65

-42.43%

Apples (1kg)

$4.47 $4.47

$4.83 $4.83

-7.45%

Banana (1kg)

$1.32 $1.32

$1.45 $1.45

-8.97%

Oranges (1kg)

$2.67 $2.67

$3.9 $3.9

-31.54%

Tomato (1kg)

$3.47 $3.47

$5.06 $5.06

-31.42%

Potato (1kg)

$2.26 $2.26

$1.99 $1.99

13.57%

Onion (1kg)

$2.16 $2.16

$3.07 $3.07

-29.64%

Lettuce (1 head)

$2.05 $2.05

$1.81 $1.81

13.26%

Water (1.5 liter bottle)

$1.48 $1.48

$1.46 $1.46

1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$9.15 $9.15

$8.85 $8.85

3.39%

Wine (Bottle)

$8.06 $8.06

$14.1 $14.1

-42.84%

Local Beer (0.5 liter bottle)

$2.11 $2.11

$2.02 $2.02

4.46%

Imported Beer (0.33 liter bottle)

$4.48 $4.48

$1.76 $1.76

154.55%

One-way Ticket (Public Transport)

$0.97 $0.97

$2.05 $2.05

-52.68%

Public Transport Monthly Pass (Regular Price)

$30.18 $30.18

$79.8 $79.8

-62.18%

Taxi Start (Normal Tariff)

$4.93 $4.93

$3.78 $3.78

30.42%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.26 $1.26

25.40%

Taxi 1hour Waiting (Normal Tariff)

$21.25 $21.25

$25.28 $25.28

-15.94%

Gasoline (1 liter)

$0.77 $0.77

$0.82 $0.82

-6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K $32.4K

$35.7K $35.7K

-9.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K $26.6K

$24.8K $24.8K

7.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 $167

$120 $120

38.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$56.7 $56.7

5.80%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$55.3 $55.3

10.30%

Gym Membership (Monthly)

$51 $51

$30.56 $30.56

66.88%

Tennis Court (1 Hour on Weekend)

$9.92 $9.92

$8.69 $8.69

14.15%

Cinema Ticket

$13.28 $13.28

$13.98 $13.98

-5.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,242 $1,242

$1,551 $1,551

-19.91%

International Primary School, 1 Child (Yearly)

$30.7K $30.7K

$17.6K $17.6K

74.98%

Jeans (Levis 501 Or Similar)

$60.6 $60.6

$41.39 $41.39

46.51%

Summer Dress (H&M, Zara, etc)

$47.63 $47.63

$40.04 $40.04

18.96%

Sport Shoes (Adidas, Nike)

$90.8 $90.8

$88 $88

3.23%

Men's Leather Business Shoes

$134 $134

$101 $101

33.65%

1-bedroom Apartment, City Center (Monthly)

$716 $716

$1,476 $1,476

-51.50%

1-bedroom Apartment, Outside City Center (Monthly)

$768 $768

$1,055 $1,055

-27.19%

3-bedroom Apartment, City Center (Monthly)

$1,056 $1,056

$2,879 $2,879

-63.31%

3-bedroom Apartment, Outside City Center (Monthly)

$953 $953

$1,978 $1,978

-51.83%

Buy Apartment in City Center (m2)

$1,661 $1,661

$2,788 $2,788

-40.45%

Buy Apartment Outside City Center (m2)

$1,662 $1,662

$2,324 $2,324

-28.49%

Average Monthly Net Salary (After Tax)

$3,516 $3,516

$3,965 $3,965

-11.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

6.54

-1.07%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Owensboro, KY: November 23, 2025

Last update for Cincinnati, OH: November 23, 2025

Digital Nomad Cost of Living Index

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