Last update: Oct 2026

Cost of Living Comparison Between Oviedo and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,817 in Oviedo, rent and utilities included – about $10,800 less a year. Rent and utilities account for about half of the difference.

88

Cost of Living Index in Oviedo
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Oviedo Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Oviedo

🇪🇸 Spain

$1,817

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oviedo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oviedo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,817 in Oviedo versus $918 in Cebu.

Oviedo $1,817
Cebu $918

Estimated couple costs with rent: $2,761 in Oviedo versus $1,409 in Cebu.

Oviedo $2,761
Cebu $1,409

Monthly costs for a family of three with rent: $3,704 in Oviedo versus $1,900 in Cebu.

Oviedo $3,704
Cebu $1,900

Living in Oviedo is roughly 98% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oviedo is 35% above, Cebu is 32% below.

Meal at Budget Restaurant

$25.21 €22.42

$3.09 ₱194

715.86%

Three-Course Dinner for Two, Mid-Range

$67.4 €60.0

$24.22 ₱1,525

178.36%

Fast Food Meal (McDonalds, etc)

$13.64 €12.13

$3.92 ₱247

247.96%

Cappuccino

$2.25 €2.00

$2.51 ₱158

-10.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 €2.57

$1.59 ₱100

81.76%

Water (0.33 liter bottle)

$2.18 €1.94

$0.53 ₱33.43

311.32%

Local Beer (0.5 liter draught)

$3.93 €3.50

$1.78 ₱112

120.79%

Imported Beer (0.33 liter bottle)

$4.17 €3.71

$2.17 ₱137

92.17%

Milk (1 liter)

$1.17 €1.04

$1.92 ₱121

-39.06%

White Bread (500g)

$1.17 €1.04

$1.36 ₱85.4

-13.97%

Rice (white) (1kg)

$1.38 €1.23

$1.01 ₱63.5

36.63%

Eggs

$4.20 €3.73

$2.03 ₱128

106.90%

Local Cheese (1kg)

$13.30 €11.83

$9.86 ₱621

34.89%

Chicken Fillets (1kg)

$8.70 €7.74

$4.39 ₱277

98.18%

Beef Round Steak (1kg)

$16.92 €15.05

$7.60 ₱479

122.63%

Apples (1kg)

$2.81 €2.50

$3.30 ₱208

-14.85%

Banana (1kg)

$2.12 €1.88

$1.39 ₱87.8

52.52%

Oranges (1kg)

$2.23 €1.98

$2.33 ₱147

-4.29%

Tomato (1kg)

$3.43 €3.05

$1.50 ₱94.3

128.67%

Potato (1kg)

$2.16 €1.92

$2.36 ₱149

-8.47%

Onion (1kg)

$2.17 €1.93

$1.90 ₱119

14.21%

Lettuce (1 head)

$1.41 €1.25

$1.19 ₱74.9

18.49%

Water (1.5 liter bottle)

$0.85 €0.75

$0.63 ₱39.71

34.92%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 €5.17

$3.00 ₱189

93.67%

Wine (Bottle)

$5.42 €4.82

$6.03 ₱379

-10.12%

Local Beer (0.5 liter bottle)

$1.54 €1.37

$1.23 ₱77.7

25.20%

Imported Beer (0.33 liter bottle)

$3.23 €2.87

$1.75 ₱110

84.57%

One-way Ticket (Public Transport)

$1.65 €1.46

$0.25 ₱15.86

560.00%

Public Transport Monthly Pass (Regular Price)

$33.12 €29.46

$12.64 ₱796

162.03%

Taxi Start (Normal Tariff)

$5.32 €4.74

$0.77 ₱48.62

590.91%

Taxi (Normal Tariff) (1km)

$1.32 €1.18

$0.23 ₱14.53

473.91%

Taxi 1hour Waiting (Normal Tariff)

$18.49 €16.45

$4.46 ₱281

314.57%

Gasoline (1 liter)

$1.81 €1.61

$1.31 ₱82.8

38.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.3K

$21.2K ₱1.3M

65.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K €26.8K

$19.1K ₱1.2M

57.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 €137

$120 ₱7,569

28.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.18 €17.06

$14.00 ₱882

37.00%

Internet (50+ Mbps, Unlimited Data)

$33.24 €29.56

$27.54 ₱1,734

20.70%

Gym Membership (Monthly)

$45.03 €40.05

$32.33 ₱2,035

39.28%

Tennis Court (1 Hour on Weekend)

$14.09 €12.53

$6.65 ₱419

111.88%

Cinema Ticket

$11.25 €10.00

$5.65 ₱356

99.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$348 €309

$275 ₱17.3K

26.37%

International Primary School, 1 Child (Yearly)

$8,237 €7,327

$7,918 ₱498.5K

4.02%

Jeans (Levis 501 Or Similar)

$109 €97.2

$49.33 ₱3,106

121.45%

Summer Dress (H&M, Zara, etc)

$73.0 €64.9

$25.24 ₱1,589

189.10%

Sport Shoes (Adidas, Nike)

$124 €110

$77.0 ₱4,846

60.64%

Men's Leather Business Shoes

$141 €125

$57.2 ₱3,601

145.73%

1-bedroom Apartment, City Center (Monthly)

$919 €817

$500 ₱31.5K

83.93%

1-bedroom Apartment, Outside City Center (Monthly)

$688 €612

$309 ₱19.4K

122.94%

3-bedroom Apartment, City Center (Monthly)

$1,500 €1,334

$1,078 ₱67.9K

39.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,106 €984

$615 ₱38.7K

79.75%

Buy Apartment in City Center (m2)

$2,899 €2,579

$2,886 ₱181.7K

0.45%

Buy Apartment Outside City Center (m2)

$1,771 €1,576

$1,917 ₱120.7K

-7.57%

Average Monthly Net Salary (After Tax)

$1,838 €1,635

$346 ₱21.8K

431.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.96

7.2

-58.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oviedo: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oviedo

$689 37.9%

Cebu

$309 33.6% 55.1% $380

Eating Out

Oviedo

$318 17.5%

Cebu

$88 9.6% 72.2% $230

Groceries & Markets

Oviedo

$284 15.6%

Cebu

$206 22.4% 27.6% $78

Monthly Utilities & Internet

Oviedo

$207 11.4%

Cebu

$162 17.6% 21.7% $45

Clothing & Footwear

Oviedo

$201 11.1%

Cebu

$94 10.2% 53.2% $107

Sport & Entertainment

Oviedo

$68 3.7%

Cebu

$44 4.8% 35.4% $24

Getting Around

Oviedo

$52 2.8%

Cebu

$16 1.7% 69.9% $36

Cost Breakdown

A one-bedroom apartment in the center runs $919 in Oviedo and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Oviedo pays 431% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Oviedo vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $284 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇪🇸 Oviedo

🇵🇭 Cebu

🕒 Local time

20:28 8:28 PM

02:28 2:28 AM

6 h ahead of Oviedo

🌤 Weather

👥 Population

217,584

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Oviedo Cebu 12,180 km ≈ 16 h nonstop flight

From you

Oviedo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oviedo vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 98% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 431% higher in Oviedo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $919 in Oviedo versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,817 per month in Oviedo versus $918 in Cebu – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 162% less than in Oviedo. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,817 in Oviedo, a $1,500 budget is realistic in Cebu but tight or insufficient in Oviedo. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oviedo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oviedo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 98% less than in Oviedo. Beyond cost, consider language, visa policies, and how big the international community is in each city.