Last update: Oct 2026

Cost of Living Comparison Between Overpelt and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,148 in Overpelt, rent and utilities included – about $14,800 less a year. Rent and utilities account for about half of the difference.

104

Cost of Living Index in Overpelt
Learn more

Overpelt Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Overpelt

🇧🇪 Belgium

$2,148

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Overpelt and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Overpelt and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,148 in Overpelt versus $918 in Cebu.

Overpelt $2,148
Cebu $918

Estimated couple costs with rent: $3,122 in Overpelt versus $1,409 in Cebu.

Overpelt $3,122
Cebu $1,409

Monthly costs for a family of three with rent: $4,097 in Overpelt versus $1,900 in Cebu.

Overpelt $4,097
Cebu $1,900

Living in Overpelt is roughly 134% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Overpelt is 59% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.14 €19.70

$3.09 ₱194

616.50%

Three-Course Dinner for Two, Mid-Range

$89.4 €79.5

$24.22 ₱1,525

268.95%

Fast Food Meal (McDonalds, etc)

$15.09 €13.42

$3.92 ₱247

284.95%

Cappuccino

$4.41 €3.92

$2.51 ₱158

75.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.70 €3.29

$1.59 ₱100

132.70%

Water (0.33 liter bottle)

$3.07 €2.73

$0.53 ₱33.43

479.25%

Local Beer (0.5 liter draught)

$5.49 €4.89

$1.78 ₱112

208.43%

Imported Beer (0.33 liter bottle)

$5.43 €4.83

$2.17 ₱137

150.23%

Milk (1 liter)

$1.35 €1.20

$1.92 ₱121

-29.69%

White Bread (500g)

$2.67 €2.38

$1.36 ₱85.4

96.32%

Rice (white) (1kg)

$2.72 €2.42

$1.01 ₱63.5

169.31%

Eggs

$5.15 €4.58

$2.03 ₱128

153.69%

Local Cheese (1kg)

$17.46 €15.53

$9.86 ₱621

77.08%

Chicken Fillets (1kg)

$13.31 €11.84

$4.39 ₱277

203.19%

Beef Round Steak (1kg)

$22.13 €19.68

$7.60 ₱479

191.18%

Apples (1kg)

$3.13 €2.79

$3.30 ₱208

-5.15%

Banana (1kg)

$2.43 €2.16

$1.39 ₱87.8

74.82%

Oranges (1kg)

$2.81 €2.50

$2.33 ₱147

20.60%

Tomato (1kg)

$4.21 €3.74

$1.50 ₱94.3

180.67%

Potato (1kg)

$2.57 €2.29

$2.36 ₱149

8.90%

Onion (1kg)

$2.24 €2.00

$1.90 ₱119

17.89%

Lettuce (1 head)

$1.78 €1.58

$1.19 ₱74.9

49.58%

Water (1.5 liter bottle)

$1.21 €1.08

$0.63 ₱39.71

92.06%

Cigarettes 20 Pack (Marlboro, Camel)

$13.55 €12.05

$3.00 ₱189

351.67%

Wine (Bottle)

$9.99 €8.88

$6.03 ₱379

65.67%

Local Beer (0.5 liter bottle)

$2.69 €2.40

$1.23 ₱77.7

118.70%

Imported Beer (0.33 liter bottle)

$3.02 €2.68

$1.75 ₱110

72.57%

One-way Ticket (Public Transport)

$3.10 €2.76

$0.25 ₱15.86

1140.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$2.91 €2.59

$0.77 ₱48.62

277.92%

Taxi (Normal Tariff) (1km)

$2.35 €2.09

$0.23 ₱14.53

921.74%

Taxi 1hour Waiting (Normal Tariff)

$39.80 €35.40

$4.46 ₱281

792.38%

Gasoline (1 liter)

$2.05 €1.82

$1.31 ₱82.8

56.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.9K

$21.2K ₱1.3M

63.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K €30.3K

$19.1K ₱1.2M

77.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 €210

$120 ₱7,569

96.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.34 €18.99

$14.00 ₱882

52.43%

Internet (50+ Mbps, Unlimited Data)

$50.8 €45.17

$27.54 ₱1,734

84.39%

Gym Membership (Monthly)

$31.99 €28.46

$32.33 ₱2,035

-1.05%

Tennis Court (1 Hour on Weekend)

$19.03 €16.93

$6.65 ₱419

186.17%

Cinema Ticket

$16.82 €14.96

$5.65 ₱356

197.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,624 €1,444

$275 ₱17.3K

489.80%

International Primary School, 1 Child (Yearly)

$36.1K €32.1K

$7,918 ₱498.5K

356.31%

Jeans (Levis 501 Or Similar)

$101 €89.8

$49.33 ₱3,106

104.64%

Summer Dress (H&M, Zara, etc)

$46.52 €41.38

$25.24 ₱1,589

84.31%

Sport Shoes (Adidas, Nike)

$109 €96.7

$77.0 ₱4,846

41.32%

Men's Leather Business Shoes

$147 €131

$57.2 ₱3,601

157.26%

1-bedroom Apartment, City Center (Monthly)

$867 €771

$500 ₱31.5K

73.62%

1-bedroom Apartment, Outside City Center (Monthly)

$832 €740

$309 ₱19.4K

169.34%

3-bedroom Apartment, City Center (Monthly)

$1,303 €1,159

$1,078 ₱67.9K

20.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,098 €977

$615 ₱38.7K

78.55%

Buy Apartment in City Center (m2)

$3,907 €3,475

$2,886 ₱181.7K

35.36%

Buy Apartment Outside City Center (m2)

$2,818 €2,506

$1,917 ₱120.7K

47.01%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.71

7.2

-48.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Overpelt: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Overpelt

$832 38.7%

Cebu

$309 33.6% 62.9% $523

Groceries & Markets

Overpelt

$393 18.3%

Cebu

$206 22.4% 47.6% $187

Eating Out

Overpelt

$341 15.9%

Cebu

$88 9.6% 74.1% $252

Monthly Utilities & Internet

Overpelt

$308 14.4%

Cebu

$162 17.6% 47.6% $147

Clothing & Footwear

Overpelt

$182 8.5%

Cebu

$94 10.2% 48.3% $88

Sport & Entertainment

Overpelt

$66 3.1%

Cebu

$44 4.8% 33.5% $22

Getting Around

Overpelt

$27 * 1.3%

Cebu

$16 1.7% 42.5% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $867 in Overpelt and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Overpelt vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $393 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Overpelt

🇵🇭 Cebu

🕒 Local time

02:21 2:21 AM

08:21 8:21 AM

6 h ahead of Overpelt

🌤 Weather

👥 Population

14,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Overpelt Cebu 11,000 km ≈ 14 h nonstop flight

From you

Overpelt
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Overpelt vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 134% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,222 in Overpelt and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $867 in Overpelt versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 91% higher in Overpelt. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,148 per month in Overpelt versus $918 in Cebu – a 134% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,148 in Overpelt, a $1,500 budget is realistic in Cebu but tight or insufficient in Overpelt. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Overpelt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Overpelt and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 134% less than in Overpelt. Beyond cost, consider language, visa policies, and how big the international community is in each city.