Cost of Living Comparison Between Ottawa and Toronto Cost of Living Comparison Between Ottawa and Toronto

🙂 Solo nomad: Ottawa is 5.3% cheaper than Toronto without rent, and 9% cheaper with rent.

🙂 Family of 3: Ottawa is 6.6% cheaper than Toronto without rent, and 12.3% cheaper with rent.

Meal at Budget Restaurant

$18.21 CA$24.78

$18.44 CA$25.1

-1.25%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$99.7

$83.7 CA$114

-12.50%

Fast Food Meal (McDonalds, etc)

$11.37 CA$15.47

$11.24 CA$15.3

1.16%

Cappuccino

$3.98 CA$5.41

$3.93 CA$5.34

1.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$2.91

$2.15 CA$2.93

-0.47%

Water (0.33 liter bottle)

$1.71 CA$2.33

$1.69 CA$2.3

1.18%

Local Beer (0.5 liter draught)

$5.84 CA$7.95

$5.95 CA$8.1

-1.85%

Imported Beer (0.33 liter bottle)

$6.8 CA$9.26

$6.8 CA$9.25

Milk (1 liter)

$2.32 CA$3.15

$2.71 CA$3.68

-14.39%

White Bread (500g)

$2.73 CA$3.71

$2.72 CA$3.7

0.37%

Rice (white) (1kg)

$3.35 CA$4.56

$3.64 CA$4.96

-7.97%

Eggs

$3.54 CA$4.82

$3.49 CA$4.75

1.43%

Local Cheese (1kg)

$11.07 CA$15.07

$13.31 CA$18.12

-16.83%

Chicken Fillets (1kg)

$12.84 CA$17.48

$12.9 CA$17.56

-0.47%

Beef Round Steak (1kg)

$16.08 CA$21.89

$16.93 CA$23.05

-5.02%

Apples (1kg)

$4.41 CA$6

$3.97 CA$5.41

11.08%

Banana (1kg)

$1.41 CA$1.92

$1.13 CA$1.54

24.78%

Oranges (1kg)

$3.54 CA$4.82

$3.39 CA$4.61

4.42%

Tomato (1kg)

$3.68 CA$5.01

$4.07 CA$5.54

-9.58%

Potato (1kg)

$2.57 CA$3.49

$2.42 CA$3.29

6.20%

Onion (1kg)

$3.08 CA$4.19

$2.89 CA$3.93

6.57%

Lettuce (1 head)

$2.17 CA$2.95

$2.36 CA$3.21

-8.05%

Water (1.5 liter bottle)

$1.56 CA$2.12

$1.98 CA$2.7

-21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$18.89

$14.81 CA$20.16

-6.28%

Wine (Bottle)

$13.37 CA$18.2

$12.68 CA$17.26

5.44%

Local Beer (0.5 liter bottle)

$2.52 CA$3.43

$2.77 CA$3.77

-9.03%

Imported Beer (0.33 liter bottle)

$3.21 CA$4.36

$3.16 CA$4.3

1.58%

One-way Ticket (Public Transport)

$2.88 CA$3.92

$2.53 CA$3.44

13.83%

Public Transport Monthly Pass (Regular Price)

$98.4 CA$134

$116 CA$158

-15.29%

Taxi Start (Normal Tariff)

$2.75 CA$3.75

$3.73 CA$5.08

-26.27%

Taxi (Normal Tariff) (1km)

$1.44 CA$1.96

$1.34 CA$1.82

7.46%

Taxi 1hour Waiting (Normal Tariff)

$19.5 CA$26.55

$26.03 CA$35.44

-25.09%

Gasoline (1 liter)

$1.15 CA$1.56

$1.15 CA$1.57

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$33.7K

$24.9K CA$33.8K

-0.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K CA$30.2K

$21.1K CA$28.7K

5.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 CA$216

$118 CA$160

34.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.16 CA$57.4

$38.04 CA$51.8

10.83%

Internet (50+ Mbps, Unlimited Data)

$51.4 CA$70

$53.4 CA$72.7

-3.82%

Gym Membership (Monthly)

$47.57 CA$64.8

$57.2 CA$77.8

-16.79%

Tennis Court (1 Hour on Weekend)

$15.85 CA$21.58

$20.67 CA$28.13

-23.32%

Cinema Ticket

$11.01 CA$14.99

$11.92 CA$16.23

-7.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$916 CA$1,247

$1,155 CA$1,572

-20.66%

International Primary School, 1 Child (Yearly)

$16K CA$21.7K

$17.9K CA$24.4K

-10.86%

Jeans (Levis 501 Or Similar)

$53 CA$72.2

$58.6 CA$79.8

-9.57%

Summer Dress (H&M, Zara, etc)

$40.34 CA$54.9

$39.24 CA$53.4

2.80%

Sport Shoes (Adidas, Nike)

$91.5 CA$124

$88.1 CA$120

3.78%

Men's Leather Business Shoes

$95.6 CA$130

$114 CA$155

-16.20%

1-bedroom Apartment, City Center (Monthly)

$1,508 CA$2,052

$1,805 CA$2,456

-16.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,258 CA$1,712

$1,522 CA$2,072

-17.37%

3-bedroom Apartment, City Center (Monthly)

$2,320 CA$3,158

$2,963 CA$4,033

-21.69%

3-bedroom Apartment, Outside City Center (Monthly)

$1,874 CA$2,551

$2,466 CA$3,357

-24.00%

Buy Apartment in City Center (m2)

$4,905 CA$6,677

$8,787 CA$12K

-44.18%

Buy Apartment Outside City Center (m2)

$3,178 CA$4,326

$7,087 CA$9,646

-55.16%

Average Monthly Net Salary (After Tax)

$3,290 CA$4,479

$3,391 CA$4,616

-2.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.48

5.16

6.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ottawa: October 28, 2025

Last update for Toronto: October 29, 2025

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