Cost of Living Comparison Between Toronto and Ottawa Cost of Living Comparison Between Toronto and Ottawa

๐Ÿ˜ Solo nomad: Toronto is 6% more expensive than Ottawa without rent, and 9.5% more expensive with rent.
๐Ÿ˜ Family of 3: Toronto is 6.8% more expensive than Ottawa without rent, and 16% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Toronto
Ottawa
Difference
Meal at Budget Restaurant
$18.40 CA$25.20
$18.48 CA$25.32
-0.43%
Three-Course Dinner for Two, Mid-Range
$81.3 CA$111
$74.7 CA$102
8.83%
Fast Food Meal (McDonalds, etc)
$10.92 CA$14.97
$11.47 CA$15.72
-4.80%
Cappuccino
$3.83 CA$5.25
$4.01 CA$5.50
-4.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 CA$3.01
$2.08 CA$2.85
5.29%
Water (0.33 liter bottle)
$1.64 CA$2.25
$1.67 CA$2.28
-1.80%
Local Beer (0.5 liter draught)
$5.87 CA$8.05
$5.82 CA$7.98
0.86%
Imported Beer (0.33 liter bottle)
$6.74 CA$9.24
$6.65 CA$9.11
1.35%
๐Ÿ›’ Groceries & Markets
Toronto
Ottawa
Difference
Milk (1 liter)
$2.69 CA$3.68
$2.27 CA$3.11
18.50%
White Bread (500g)
$2.78 CA$3.81
$2.77 CA$3.80
0.36%
Rice (white) (1kg)
$3.51 CA$4.81
$3.20 CA$4.38
9.69%
Eggs
$3.47 CA$4.76
$3.52 CA$4.83
-1.42%
Local Cheese (1kg)
$13.25 CA$18.15
$11.35 CA$15.55
16.74%
Chicken Fillets (1kg)
$12.92 CA$17.70
$13.09 CA$17.94
-1.30%
Beef Round Steak (1kg)
$16.38 CA$22.44
$15.57 CA$21.32
5.20%
Apples (1kg)
$4.03 CA$5.52
$4.16 CA$5.71
-3.12%
Banana (1kg)
$1.17 CA$1.61
$1.36 CA$1.86
-13.97%
Oranges (1kg)
$3.35 CA$4.59
$3.40 CA$4.66
-1.47%
Tomato (1kg)
$4.01 CA$5.50
$3.82 CA$5.23
4.97%
Potato (1kg)
$2.44 CA$3.34
$2.57 CA$3.52
-5.06%
Onion (1kg)
$2.84 CA$3.90
$3.19 CA$4.38
-10.97%
Lettuce (1 head)
$2.39 CA$3.27
$2.20 CA$3.02
8.64%
Water (1.5 liter bottle)
$1.98 CA$2.71
$1.52 CA$2.08
30.26%
Cigarettes 20 Pack (Marlboro, Camel)
$14.82 CA$20.31
$14.19 CA$19.44
4.44%
Wine (Bottle)
$14.37 CA$19.68
$11.03 CA$15.12
30.28%
Local Beer (0.5 liter bottle)
$2.77 CA$3.79
$2.50 CA$3.43
10.80%
Imported Beer (0.33 liter bottle)
$3.30 CA$4.52
$3.23 CA$4.43
2.17%
๐ŸšŒ Getting Around
Toronto
Ottawa
Difference
One-way Ticket (Public Transport)
$2.45 CA$3.35
$2.87 CA$3.94
-14.63%
Public Transport Monthly Pass (Regular Price)
$113 CA$155
$98.7 CA$135
15.01%
Taxi Start (Normal Tariff)
$3.61 CA$4.95
$2.85 CA$3.90
26.67%
Taxi (Normal Tariff) (1km)
$1.42 CA$1.94
$1.48 CA$2.02
-4.05%
Taxi 1hour Waiting (Normal Tariff)
$25.90 CA$35.48
$19.56 CA$26.79
32.41%
Gasoline (1 liter)
$1.10 CA$1.50
$1.15 CA$1.57
-4.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.5K CA$35.0K
$24.6K CA$33.7K
3.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.0K CA$28.7K
$22.3K CA$30.6K
-6.16%
๐Ÿงพ Monthly Utilities & Internet
Toronto
Ottawa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$119 CA$163
$161 CA$220
-26.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.69 CA$51.6
$43.60 CA$59.7
-13.56%
Internet (50+ Mbps, Unlimited Data)
$54.6 CA$74.7
$51.8 CA$71.0
5.31%
๐ŸŽ‰ Sport & Entertainment
Toronto
Ottawa
Difference
Gym Membership (Monthly)
$57.3 CA$78.5
$47.79 CA$65.5
19.82%
Tennis Court (1 Hour on Weekend)
$20.68 CA$28.33
$15.92 CA$21.81
29.90%
Cinema Ticket
$11.62 CA$15.92
$10.95 CA$15.00
6.12%
๐Ÿงธ Childcare & Education
Toronto
Ottawa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,118 CA$1,531
$889 CA$1,218
25.71%
International Primary School, 1 Child (Yearly)
$18.3K CA$25.0K
$16.0K CA$21.9K
14.28%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Toronto
Ottawa
Difference
Jeans (Levis 501 Or Similar)
$57.3 CA$78.6
$54.3 CA$74.4
5.60%
Summer Dress (H&M, Zara, etc)
$39.80 CA$54.5
$40.62 CA$55.7
-2.02%
Sport Shoes (Adidas, Nike)
$88.4 CA$121
$89.6 CA$123
-1.37%
Men's Leather Business Shoes
$116 CA$159
$95.6 CA$131
21.30%
๐Ÿ  Accommodation & Living
Toronto
Ottawa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,836 CA$2,516
$1,502 CA$2,058
22.23%
1-bedroom Apartment, Outside City Center (Monthly)
$1,550 CA$2,124
$1,268 CA$1,737
22.28%
3-bedroom Apartment, City Center (Monthly)
$2,991 CA$4,097
$2,267 CA$3,106
31.91%
3-bedroom Apartment, Outside City Center (Monthly)
$2,492 CA$3,415
$1,883 CA$2,579
32.38%
Buy Apartment in City Center (m2)
$8,566 CA$11.7K
$4,342 CA$5,949
97.26%
Buy Apartment Outside City Center (m2)
$6,905 CA$9,460
$4,174 CA$5,719
65.41%
๐Ÿ’ต Salaries & Financials
Toronto
Ottawa
Difference
Average Monthly Net Salary (After Tax)
$3,697 CA$5,064
$4,030 CA$5,521
-8.28%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.16
5.48
-5.84%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Toronto: April 13, 2026

Last update for Ottawa: April 14, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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