Cost of Living Comparison Between Ostend and Ubud, Bali Cost of Living Comparison Between Ostend and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,996 in Ostend versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $3,058 in Ostend versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,120 in Ostend versus $3,732 in Ubud, Bali.

Living in Ostend is roughly 39% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Ostend 49% above, Ubud, Bali 7% above.

Currency
🍽 Eating Out
Ostend
Ubud, Bali
Difference
Meal at Budget Restaurant
$24.74 €21.18
$3.57 Rp 61.9K
593.00%
Three-Course Dinner for Two, Mid-Range
$115 €98.1
$32.58 Rp 564.7K
251.87%
Fast Food Meal (McDonalds, etc)
$12.68 €10.86
$5.07 Rp 87.8K
150.10%
Cappuccino
$4.24 €3.63
$2.83 Rp 49.0K
49.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.31 €2.83
$1.34 Rp 23.2K
147.01%
Water (0.33 liter bottle)
$3.04 €2.60
$0.69 Rp 12.0K
340.58%
Local Beer (0.5 liter draught)
$5.46 €4.67
$2.99 Rp 51.8K
82.61%
Imported Beer (0.33 liter bottle)
$4.67 €4.00
$3.85 Rp 66.7K
21.30%
🛒 Groceries & Markets
Ostend
Ubud, Bali
Difference
Milk (1 liter)
$1.33 €1.14
$1.74 Rp 30.2K
-23.56%
White Bread (500g)
$2.88 €2.46
$2.54 Rp 44.0K
13.39%
Rice (white) (1kg)
$2.52 €2.16
$1.19 Rp 20.6K
111.76%
Eggs
$4.17 €3.57
$2.43 Rp 42.0K
71.60%
Local Cheese (1kg)
$15.61 €13.37
$14.66 Rp 254.1K
6.48%
Chicken Fillets (1kg)
$11.69 €10.01
$4.18 Rp 72.4K
179.67%
Beef Round Steak (1kg)
$21.85 €18.70
$11.94 Rp 206.9K
83.00%
Apples (1kg)
$3.05 €2.61
$3.69 Rp 63.9K
-17.34%
Banana (1kg)
$1.96 €1.68
$1.61 Rp 27.8K
21.74%
Oranges (1kg)
$2.24 €1.92
$2.69 Rp 46.5K
-16.73%
Tomato (1kg)
$2.95 €2.52
$2.33 Rp 40.4K
26.61%
Potato (1kg)
$1.95 €1.67
$1.91 Rp 33.0K
2.09%
Onion (1kg)
$1.93 €1.65
$2.19 Rp 37.9K
-11.87%
Lettuce (1 head)
$1.46 €1.25
$1.06 Rp 18.3K
37.74%
Water (1.5 liter bottle)
$1.06 €0.91
$0.72 Rp 12.5K
47.22%
Cigarettes 20 Pack (Marlboro, Camel)
$12.31 €10.54
$3.13 Rp 54.3K
293.29%
Wine (Bottle)
$6.96 €5.96
$23.49 Rp 407.1K
-70.37%
Local Beer (0.5 liter bottle)
$1.72 €1.47
$2.74 Rp 47.5K
-37.23%
Imported Beer (0.33 liter bottle)
$1.84 €1.57
$2.88 Rp 49.9K
-36.11%
🚌 Getting Around
Ostend
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.53 €3.02
$0.29 Rp 5,029
1117.24%
Public Transport Monthly Pass (Regular Price)
$40.33 €34.52
$8.17 Rp 141.6K
393.64%
Taxi Start (Normal Tariff)
$3.50 €2.99
$0.45 Rp 7,863
677.78%
Taxi (Normal Tariff) (1km)
$2.66 €2.28
$0.42 Rp 7,305
533.33%
Taxi 1hour Waiting (Normal Tariff)
$37.15 €31.80
$6.16 Rp 106.7K
503.08%
Gasoline (1 liter)
$1.86 €1.59
$0.84 Rp 14.6K
121.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.1K €21.5K
$26.2K Rp 454.9M
-4.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.9K €23.9K
$32.5K Rp 562.9M
-14.09%
🧾 Monthly Utilities & Internet
Ostend
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$244 €209
$78.4 Rp 1.4M
211.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$24.86 €21.28
$3.95 Rp 68.5K
529.37%
Internet (50+ Mbps, Unlimited Data)
$60.8 €52.1
$24.40 Rp 423.0K
149.26%
🎉 Sport & Entertainment
Ostend
Ubud, Bali
Difference
Gym Membership (Monthly)
$34.91 €29.89
$96.5 Rp 1.7M
-63.84%
Tennis Court (1 Hour on Weekend)
$16.93 €14.49
$6.35 Rp 110.0K
166.61%
Cinema Ticket
$15.30 €13.10
$4.04 Rp 70.0K
278.71%
🧸 Childcare & Education
Ostend
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$413 €353
$303 Rp 5.2M
36.32%
International Primary School, 1 Child (Yearly)
$6,676 €5,715
$6,523 Rp 113.1M
2.35%
👕👟 Clothing & Footwear
Ostend
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$96.6 €82.7
$53.8 Rp 933.1K
79.49%
Summer Dress (H&M, Zara, etc)
$45.93 €39.32
$37.98 Rp 658.3K
20.93%
Sport Shoes (Adidas, Nike)
$105 €89.7
$86.8 Rp 1.5M
20.77%
Men's Leather Business Shoes
$160 €137
$78.9 Rp 1.4M
103.02%
🏠 Accommodation & Living
Ostend
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$831 €712
$1,012 Rp 17.5M
-17.88%
1-bedroom Apartment, Outside City Center (Monthly)
$685 €586
$674 Rp 11.7M
1.50%
3-bedroom Apartment, City Center (Monthly)
$1,218 €1,042
$3,390 Rp 58.8M
-64.08%
3-bedroom Apartment, Outside City Center (Monthly)
$934 €799
$2,098 Rp 36.4M
-55.50%
Buy Apartment in City Center (m2)
$3,946 €3,378
$2,985 Rp 51.7M
32.22%
Buy Apartment Outside City Center (m2)
$2,022 €1,731
$2,339 Rp 40.5M
-13.56%
💵 Salaries & Financials
Ostend
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,232 €2,767
$173 Rp 3.0M
1767.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.33
13.28
-74.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ostend: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $831 in Ostend and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ostend pays 1767% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $115 in Ostend vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $345 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ostend vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ostend and Ubud, Bali?
Ostend and Ubud, Bali differ by about 39% in total monthly costs ($1,996 vs $1,438 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Ostend or Ubud, Bali?
Ostend pays 1767% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Ostend and Ubud, Bali?
Rent for a central apartment: $831 in Ostend versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $115 in Ostend. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Ostend or Ubud, Bali?
All in, you'll spend $1,996 per month in Ostend versus $1,438 in Ubud, Bali – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,438 in Ubud, Bali versus $1,996 in Ostend, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ostend. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ostend and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ostend or Ubud, Bali safer for residents?
Safety-wise, Ostend and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ostend or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 39% less than in Ostend. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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