Last update: Oct 2026

Cost of Living Comparison Between Ostend and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,840 in Ostend, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

88

Cost of Living Index in Ostend
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Ostend Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ostend

🇧🇪 Belgium

$1,840

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Ostend and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ostend and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,840 in Ostend versus $1,349 in Ubud, Bali.

Ostend $1,840
Ubud, Bali $1,349

Estimated couple costs with rent: $2,725 in Ostend versus $2,305 in Ubud, Bali.

Ostend $2,725
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,611 in Ostend versus $3,261 in Ubud, Bali.

Ostend $3,611
Ubud, Bali $3,261

Living in Ostend is roughly 36% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$22.11 €19.80

$3.32 Rp 60.2K

565.96%

Three-Course Dinner for Two, Mid-Range

$77.6 €69.5

$35.64 Rp 645.8K

117.68%

Fast Food Meal (McDonalds, etc)

$13.50 €12.09

$5.53 Rp 100.3K

144.12%

Cappuccino

$4.20 €3.76

$2.72 Rp 49.3K

54.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.60

$1.70 Rp 30.8K

71.18%

Water (0.33 liter bottle)

$2.61 €2.34

$0.76 Rp 13.8K

243.42%

Local Beer (0.5 liter draught)

$4.54 €4.06

$2.65 Rp 48.1K

71.32%

Imported Beer (0.33 liter bottle)

$4.36 €3.90

$4.38 Rp 79.4K

-0.46%

Milk (1 liter)

$1.19 €1.06

$1.49 Rp 27.0K

-20.13%

White Bread (500g)

$2.69 €2.41

$2.28 Rp 41.2K

17.98%

Rice (white) (1kg)

$2.00 €1.79

$1.19 Rp 21.6K

68.07%

Eggs

$3.88 €3.47

$2.04 Rp 36.9K

90.20%

Local Cheese (1kg)

$11.65 €10.44

$17.70 Rp 320.8K

-34.18%

Chicken Fillets (1kg)

$11.86 €10.62

$3.96 Rp 71.8K

199.49%

Beef Round Steak (1kg)

$13.65 €12.22

$12.19 Rp 220.9K

11.98%

Apples (1kg)

$2.70 €2.42

$3.66 Rp 66.2K

-26.23%

Banana (1kg)

$2.06 €1.84

$1.52 Rp 27.5K

35.53%

Oranges (1kg)

$2.16 €1.93

$2.23 Rp 40.4K

-3.14%

Tomato (1kg)

$2.22 €1.99

$1.97 Rp 35.7K

12.69%

Potato (1kg)

$1.77 €1.58

$1.85 Rp 33.5K

-4.32%

Onion (1kg)

$1.68 €1.51

$2.42 Rp 43.9K

-30.58%

Lettuce (1 head)

$1.24 €1.11

$0.99 Rp 17.9K

25.25%

Water (1.5 liter bottle)

$0.95 €0.85

$0.51 Rp 9,303

86.27%

Cigarettes 20 Pack (Marlboro, Camel)

$10.11 €9.05

$2.22 Rp 40.3K

355.41%

Wine (Bottle)

$6.65 €5.96

$22.24 Rp 403.0K

-70.10%

Local Beer (0.5 liter bottle)

$1.99 €1.78

$2.26 Rp 41.0K

-11.95%

Imported Beer (0.33 liter bottle)

$1.87 €1.67

$2.97 Rp 53.8K

-37.04%

One-way Ticket (Public Transport)

$3.30 €2.96

$0.25 Rp 4,548

1220.00%

Public Transport Monthly Pass (Regular Price)

$39.48 €35.35

$7.82 Rp 141.8K

404.86%

Taxi Start (Normal Tariff)

$3.44 €3.08

$0.44 Rp 7,964

681.82%

Taxi (Normal Tariff) (1km)

$2.18 €1.95

$0.43 Rp 7,793

406.98%

Taxi 1hour Waiting (Normal Tariff)

$25.61 €22.93

$5.41 Rp 98.0K

373.38%

Gasoline (1 liter)

$1.95 €1.74

$0.82 Rp 14.9K

137.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €31.6K

$23.8K Rp 432.0M

47.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.3K €28.0K

$31.7K Rp 575.3M

-1.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 €159

$79.1 Rp 1.4M

125.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.03 €16.14

$6.45 Rp 116.8K

179.53%

Internet (50+ Mbps, Unlimited Data)

$53.6 €48.04

$18.58 Rp 336.7K

188.70%

Gym Membership (Monthly)

$36.64 €32.82

$49.48 Rp 896.7K

-25.95%

Tennis Court (1 Hour on Weekend)

$11.33 €10.15

$17.65 Rp 319.8K

-35.81%

Cinema Ticket

$14.59 €13.06

$4.27 Rp 77.4K

241.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$379 €339

$491 Rp 8.9M

-22.78%

International Primary School, 1 Child (Yearly)

$16.4K €14.7K

$5,674 Rp 102.8M

188.67%

Jeans (Levis 501 Or Similar)

$99.0 €88.7

$44.64 Rp 808.9K

121.77%

Summer Dress (H&M, Zara, etc)

$25.65 €22.97

$34.95 Rp 633.4K

-26.61%

Sport Shoes (Adidas, Nike)

$89.0 €79.7

$79.9 Rp 1.4M

11.35%

Men's Leather Business Shoes

$121 €109

$79.4 Rp 1.4M

52.54%

1-bedroom Apartment, City Center (Monthly)

$800 €716

$1,125 Rp 20.4M

-28.92%

1-bedroom Apartment, Outside City Center (Monthly)

$690 €618

$671 Rp 12.2M

2.77%

3-bedroom Apartment, City Center (Monthly)

$1,250 €1,120

$3,565 Rp 64.6M

-64.92%

3-bedroom Apartment, Outside City Center (Monthly)

$992 €888

$1,723 Rp 31.2M

-42.43%

Buy Apartment in City Center (m2)

$3,798 €3,402

$2,732 Rp 49.5M

39.05%

Buy Apartment Outside City Center (m2)

$1,973 €1,767

$2,284 Rp 41.4M

-13.62%

Average Monthly Net Salary (After Tax)

$3,053 €2,734

$164 Rp 3.0M

1763.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

13.78

-75.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ostend: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ostend

$690 37.5%

Ubud, Bali

$672 49.8% 2.7% $19

Eating Out

Ostend

$321 17.5%

Ubud, Bali

$108 8% 66.5% $214

Groceries & Markets

Ostend

$295 16%

Ubud, Bali

$288 21.4% 2.2% $6.6

Monthly Utilities & Internet

Ostend

$250 13.6%

Ubud, Bali

$104 7.7% 58.3% $146

Clothing & Footwear

Ostend

$151 8.2%

Ubud, Bali

$108 8% 28.6% $43

Getting Around

Ostend

$67 3.6%

Ubud, Bali

$11 0.9% 83% $56

Sport & Entertainment

Ostend

$66 3.6%

Ubud, Bali

$58 4.3% 11.8% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $800 in Ostend and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Ostend pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Ostend vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $295 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇧🇪 Ostend

🇮🇩 Ubud, Bali

🕒 Local time

00:23 12:23 AM

07:23 7:23 AM

7 h ahead of Ostend

🌤 Weather

👥 Population

70,600

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Ostend Ubud, Bali 12,290 km ≈ 16 h nonstop flight

From you

Ostend
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ostend vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,840 in Ostend and $1,349 in Ubud, Bali, so Ubud, Bali is about 27% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Ostend is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $800 in Ostend versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 80% less than in Ostend. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,840 per month in Ostend versus $1,349 in Ubud, Bali – Ubud, Bali is about 27% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ostend and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Ostend on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.