Last update: Oct 2026

Cost of Living Comparison Between Osório and Panama City

For one person, living is cheaper in Osório: $865 a month against $1,855 in Panama City, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

43

Cost of Living Index in Osório
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Osório Living Index
90

Cost of Living Index in Panama City
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Panama City Living Index

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Osório

🇧🇷 Brazil

$865

/mo nomad

Panama City

🇵🇦 Panama

$1,855

/mo nomad

Monthly Cost of Living

How much you'll spend in Osório and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osório and in Panama City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $865 in Osório versus $1,855 in Panama City.

Osório $865
Panama City $1,855

Estimated couple costs with rent: $1,404 in Osório versus $2,804 in Panama City.

Osório $1,404
Panama City $2,804

Monthly costs for a family of three with rent: $1,943 in Osório versus $3,753 in Panama City.

Osório $1,943
Panama City $3,753

Living in Osório costs roughly 53% less than in Panama City, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Osório is 36% below, Panama City is 37% above.

Meal at Budget Restaurant

$8.25 R$41.40

$11.63 PAB 11.63

-29.06%

Three-Course Dinner for Two, Mid-Range

$40.06 R$201

$47.92 PAB 47.92

-16.40%

Fast Food Meal (McDonalds, etc)

$6.83 R$34.28

$7.96 PAB 7.96

-14.20%

Cappuccino

$2.61 R$13.09

$4.22 PAB 4.22

-38.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.41 R$7.07

$2.01 PAB 2.01

-29.85%

Water (0.33 liter bottle)

$1.11 R$5.55

$1.56 PAB 1.56

-28.85%

Local Beer (0.5 liter draught)

$2.48 R$12.43

$3.39 PAB 3.39

-26.84%

Imported Beer (0.33 liter bottle)

$3.08 R$15.48

$3.94 PAB 3.94

-21.83%

Milk (1 liter)

$1.04 R$5.21

$1.85 PAB 1.85

-43.78%

White Bread (500g)

$0.83 R$4.16

$2.56 PAB 2.56

-67.58%

Rice (white) (1kg)

$1.13 R$5.69

$3.48 PAB 3.48

-67.53%

Eggs

$2.45 R$12.29

$2.69 PAB 2.69

-8.92%

Local Cheese (1kg)

$9.17 R$46.00

$12.57 PAB 12.57

-27.05%

Chicken Fillets (1kg)

$4.88 R$24.51

$6.83 PAB 6.83

-28.55%

Beef Round Steak (1kg)

$10.15 R$50.9

$10.58 PAB 10.58

-4.06%

Apples (1kg)

$1.24 R$6.20

$4.18 PAB 4.18

-70.33%

Banana (1kg)

$1.23 R$6.19

$1.83 PAB 1.83

-32.79%

Oranges (1kg)

$0.58 R$2.93

$4.20 PAB 4.20

-86.19%

Tomato (1kg)

$1.02 R$5.10

$4.03 PAB 4.03

-74.69%

Potato (1kg)

$0.82 R$4.11

$3.48 PAB 3.48

-76.44%

Onion (1kg)

$0.83 R$4.18

$4.22 PAB 4.22

-80.33%

Lettuce (1 head)

$0.57 R$2.88

$2.41 PAB 2.41

-76.35%

Water (1.5 liter bottle)

$0.61 R$3.08

$1.69 PAB 1.69

-63.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.54 R$12.76

$6.14 PAB 6.14

-58.63%

Wine (Bottle)

$6.07 R$30.46

$11.30 PAB 11.30

-46.28%

Local Beer (0.5 liter bottle)

$0.98 R$4.90

$1.42 PAB 1.42

-30.99%

Imported Beer (0.33 liter bottle)

$2.23 R$11.19

$2.73 PAB 2.73

-18.32%

One-way Ticket (Public Transport)

$1.15 R$5.79

$0.33 PAB 0.33

248.48%

Public Transport Monthly Pass (Regular Price)

$39.02 R$196

$21.23 PAB 21.23

83.80%

Taxi Start (Normal Tariff)

$1.33 R$6.69

$2.52 PAB 2.52

-47.22%

Taxi (Normal Tariff) (1km)

$0.86 R$4.32

$1.86 PAB 1.86

-53.76%

Taxi 1hour Waiting (Normal Tariff)

$8.40 R$42.14

$21.78 PAB 21.78

-61.43%

Gasoline (1 liter)

$1.27 R$6.38

$1.25 PAB 1.25

1.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K R$120.5K

$21.2K PAB 21.2K

13.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K R$167.0K

$21.0K PAB 21.0K

58.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.4 R$378

$130 PAB 130

-41.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.34 R$61.9

$28.13 PAB 28.13

-56.13%

Internet (50+ Mbps, Unlimited Data)

$21.91 R$110

$48.21 PAB 48.21

-54.55%

Gym Membership (Monthly)

$27.65 R$139

$45.78 PAB 45.78

-39.60%

Tennis Court (1 Hour on Weekend)

$31.38 R$157

$34.92 PAB 34.92

-10.14%

Cinema Ticket

$7.53 R$37.78

$8.67 PAB 8.67

-13.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 R$2,857

$544 PAB 544

4.62%

International Primary School, 1 Child (Yearly)

$7,242 R$36.3K

$9,697 PAB 9,697

-25.32%

Jeans (Levis 501 Or Similar)

$51.0 R$256

$66.8 PAB 66.8

-23.66%

Summer Dress (H&M, Zara, etc)

$59.4 R$298

$49.14 PAB 49.14

20.78%

Sport Shoes (Adidas, Nike)

$105 R$524

$93.9 PAB 93.9

11.38%

Men's Leather Business Shoes

$79.3 R$398

$112 PAB 112

-28.95%

1-bedroom Apartment, City Center (Monthly)

$405 R$2,031

$1,257 PAB 1,257

-67.80%

1-bedroom Apartment, Outside City Center (Monthly)

$213 R$1,067

$875 PAB 875

-75.69%

3-bedroom Apartment, City Center (Monthly)

$750 R$3,764

$2,155 PAB 2,155

-65.19%

3-bedroom Apartment, Outside City Center (Monthly)

$415 R$2,083

$1,564 PAB 1,564

-73.45%

Buy Apartment in City Center (m2)

$1,513 R$7,592

$3,122 PAB 3,122

-51.54%

Buy Apartment Outside City Center (m2)

$1,123 R$5,635

$1,709 PAB 1,709

-34.30%

Average Monthly Net Salary (After Tax)

$916 PAB 916

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

6.39

79.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osório: October 12, 2026

Last update for Panama City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osório

$213 24.6%

Panama City

$875 47.2% 311% $662

Groceries & Markets

Osório

$172 19.9%

Panama City

$325 17.5% 89.4% $153

Eating Out

Osório

$146 16.9%

Panama City

$207 11.1% 41.1% $60

Clothing & Footwear

Osório

$132 15.3%

Panama City

$145 7.8% 9.2% $12

Monthly Utilities & Internet

Osório

$110 12.7%

Panama City

$206 11.1% 88% $97

Getting Around

Osório

$49 5.7%

Panama City

$34 1.9% 30.2% $15

Sport & Entertainment

Osório

$43 4.9%

Panama City

$63 3.4% 47.8% $20

Cost Breakdown

A one-bedroom apartment in the center runs $405 in Osório and $1,257 in Panama City. Housing cost is often the main lever when comparing two cities.

Dining out: $40.00 in Osório vs $48.00 in Panama City for a mid-range dinner for two. Groceries echo the gap at $172 vs $325 per month, with Osório cheaper across the board.

Good to know

🇧🇷 Osório

🇵🇦 Panama City

🕒 Local time

15:47 3:47 PM

13:47 1:47 PM

2 h behind Osório

🌤 Weather

👥 Population

47,396

1,086,990 Capital

💱 Currency

Brazilian Real BRL R$

Panamanian Balboa PAB B/.

📈 Exchange rate

1 BRL = 0.199 USD

1 BRL = 0.178 EUR

1 PAB = 1 USD

1 PAB = 0.893 EUR

Exchange rates and currency converter

PAB, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 14, 2026: 1 USD = 5.02 BRL (1 BRL = 0.199 USD). 1 EUR = 5.62 BRL (1 BRL = 0.178 EUR).

Panamanian Balboa exchange rates as of October 14, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.893 EUR).

USD to BRL in detail →

On the map

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Highest

Between locations

Osório Panama City 5,330 km ≈ 7 h nonstop flight

From you

Osório
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osório vs Panama City: Cost of Living - Frequently Asked Questions

Osório wins on cost – living expenses run 115% lower than in Panama City. Housing and daily spending are where you'll feel the difference most, making Osório the obvious pick if budget is a priority.

You'd need roughly $1,297 in Osório and $2,783 in Panama City to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $405 in Osório versus $1,257 in Panama City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $569 in Osório versus $544 in Panama City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 89% higher in Panama City. For households that cook at home regularly, that difference adds up over a month.

At $865 in Osório versus $1,855 in Panama City, a $1,000 budget is realistic in Osório but tight or insufficient in Panama City. The gap between the two cities makes Osório the clear choice for anyone on this budget.

Both work as nomad bases, but Osório delivers better value – similar infrastructure at $865 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Osório hard to pass up.

Expats usually find Osório gentler on the wallet – expenses run 115% less than in Panama City. Beyond cost, consider language, visa policies, and how big the international community is in each city.