Last update: Oct 2026

Cost of Living Comparison Between Osnabruck and Hamburg

For one person, living is cheaper in Osnabruck: $1,956 a month against $2,332 in Hamburg, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in Osnabruck
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Osnabruck Living Index
113

Cost of Living Index in Hamburg
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Hamburg Living Index

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Osnabruck

🇩🇪 Germany

$1,956

/mo nomad

Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Monthly Cost of Living

How much you'll spend in Osnabruck and in Hamburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osnabruck and in Hamburg actually costs, broken down by who's living it.

A single person spends $1,956 per month in Osnabruck vs $2,332 in Hamburg, rent included.

Osnabruck $1,956
Hamburg $2,332

A couple spends around $2,925 per month in Osnabruck vs $3,481 in Hamburg, rent included.

Osnabruck $2,925
Hamburg $3,481

A family of three spends $3,893 per month in Osnabruck vs $4,631 in Hamburg, rent included.

Osnabruck $3,893
Hamburg $4,631

Osnabruck is about 16% cheaper than Hamburg, and outside of rent the biggest gap is in eating out.

Both Osnabruck and Hamburg sit above the global median – Osnabruck by 44%, Hamburg by 71%.

Meal at Budget Restaurant

$13.51 €12.10

$17.03 €15.26

-20.67%

Three-Course Dinner for Two, Mid-Range

$77.5 €69.5

$73.6 €66.0

5.34%

Fast Food Meal (McDonalds, etc)

$10.78 €9.66

$13.65 €12.24

-21.03%

Cappuccino

$3.92 €3.51

$4.67 €4.19

-16.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.91 €2.61

$4.18 €3.75

-30.38%

Water (0.33 liter bottle)

$2.89 €2.59

$3.24 €2.90

-10.80%

Local Beer (0.5 liter draught)

$4.90 €4.39

$5.96 €5.34

-17.79%

Imported Beer (0.33 liter bottle)

$4.00 €3.58

$4.98 €4.47

-19.68%

Milk (1 liter)

$1.25 €1.12

$1.20 €1.07

4.17%

White Bread (500g)

$2.37 €2.13

$2.60 €2.33

-8.85%

Rice (white) (1kg)

$3.66 €3.28

$2.79 €2.50

31.18%

Eggs

$3.49 €3.13

$4.24 €3.80

-17.69%

Local Cheese (1kg)

$14.47 €12.96

$12.36 €11.08

17.07%

Chicken Fillets (1kg)

$10.64 €9.53

$12.02 €10.77

-11.48%

Beef Round Steak (1kg)

$18.59 €16.66

$18.94 €16.97

-1.85%

Apples (1kg)

$3.25 €2.92

$3.24 €2.90

0.31%

Banana (1kg)

$1.89 €1.69

$2.33 €2.09

-18.88%

Oranges (1kg)

$2.17 €1.94

$2.95 €2.65

-26.44%

Tomato (1kg)

$4.20 €3.76

$4.12 €3.69

1.94%

Potato (1kg)

$1.42 €1.27

$1.83 €1.64

-22.40%

Onion (1kg)

$1.18 €1.06

$1.75 €1.56

-32.57%

Lettuce (1 head)

$1.62 €1.45

$1.73 €1.55

-6.36%

Water (1.5 liter bottle)

$0.86 €0.77

$1.17 €1.05

-26.50%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 €8.91

$10.07 €9.02

-1.19%

Wine (Bottle)

$6.85 €6.14

$6.61 €5.92

3.63%

Local Beer (0.5 liter bottle)

$0.99 €0.89

$1.13 €1.02

-12.39%

Imported Beer (0.33 liter bottle)

$1.49 €1.33

$1.50 €1.34

-0.67%

One-way Ticket (Public Transport)

$3.89 €3.49

$4.43 €3.97

-12.19%

Public Transport Monthly Pass (Regular Price)

$70.9 €63.5

$69.4 €62.2

2.10%

Taxi Start (Normal Tariff)

$5.25 €4.71

$6.79 €6.08

-22.68%

Taxi (Normal Tariff) (1km)

$2.76 €2.47

$2.98 €2.67

-7.38%

Taxi 1hour Waiting (Normal Tariff)

$36.91 €33.07

$41.72 €37.39

-11.53%

Gasoline (1 liter)

$2.09 €1.87

$2.29 €2.05

-8.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K €27.0K

$33.0K €29.6K

-8.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €35.1K

$38.9K €34.9K

0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 €254

$383 €343

-26.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.62 €27.44

$19.47 €17.45

57.27%

Internet (50+ Mbps, Unlimited Data)

$40.12 €35.95

$38.79 €34.76

3.43%

Gym Membership (Monthly)

$50.3 €45.08

$42.26 €37.87

19.05%

Tennis Court (1 Hour on Weekend)

$28.37 €25.43

Cinema Ticket

$13.22 €11.85

$15.46 €13.85

-14.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 €367

$502 €450

-18.53%

International Primary School, 1 Child (Yearly)

$27.5K €24.6K

$13.8K €12.3K

99.64%

Jeans (Levis 501 Or Similar)

$89.5 €80.2

$86.6 €77.6

3.35%

Summer Dress (H&M, Zara, etc)

$39.13 €35.06

$36.18 €32.42

8.15%

Sport Shoes (Adidas, Nike)

$86.9 €77.9

$101 €90.2

-13.64%

Men's Leather Business Shoes

$108 €96.7

$117 €105

-8.08%

1-bedroom Apartment, City Center (Monthly)

$626 €561

$1,212 €1,086

-48.38%

1-bedroom Apartment, Outside City Center (Monthly)

$712 €638

$919 €823

-22.47%

3-bedroom Apartment, City Center (Monthly)

$1,675 €1,501

$2,155 €1,931

-22.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,190 €1,067

$1,667 €1,494

-28.62%

Buy Apartment in City Center (m2)

$3,897 €3,492

$9,358 €8,385

-58.35%

Buy Apartment Outside City Center (m2)

$3,302 €2,959

$5,163 €4,627

-36.04%

Average Monthly Net Salary (After Tax)

$1,678 €1,504

$3,622 €3,245

-53.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

3.69

7.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osnabruck: October 25, 2026

Last update for Hamburg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osnabruck

$712 36.4%

Hamburg

$919 39.4% 29% $206

Monthly Utilities & Internet

Osnabruck

$354 18.1%

Hamburg

$441 18.9% 24.7% $87

Groceries & Markets

Osnabruck

$319 16.3%

Hamburg

$335 14.3% 4.7% $15

Eating Out

Osnabruck

$243 12.4%

Hamburg

$303 13% 24.5% $60

Clothing & Footwear

Osnabruck

$146 7.4%

Hamburg

$153 6.6% 5.4% $7.8

Getting Around

Osnabruck

$105 5.4%

Hamburg

$109 4.7% 3.2% $3.3

Sport & Entertainment

Osnabruck

$77 3.9%

Hamburg

$73 3.1% 4.7% $3.6

Cost Breakdown

A central one-bedroom costs $626 in Osnabruck versus $1,212 in Hamburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Hamburg are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Osnabruck versus $74 in Hamburg. Groceries tell a different story – $319 in Osnabruck vs $335 in Hamburg – so Osnabruck wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Osnabruck

🇩🇪 Hamburg

🕒 Local time

04:56 4:56 AM

Same time as Osnabruck

🌤 Weather

👥 Population

169,108

1,812,709

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Osnabruck Hamburg 190 km

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Osnabruck
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osnabruck vs Hamburg: Cost of Living - Frequently Asked Questions

Hamburg costs about 19% more than Osnabruck, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,935 per month in Osnabruck and $3,499 in Hamburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Osnabruck, especially for central apartments: a one-bedroom in the center costs $626 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $1,956 in Osnabruck and $2,332 in Hamburg. That makes Osnabruck about 16% cheaper.

Kindergarten costs $409 per month in Osnabruck and $502 in Hamburg. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Osnabruck – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Osnabruck. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.