Last update: Oct 2026

Cost of Living Comparison Between Oslo and Gjovik

For one person, living is cheaper in Gjovik: $2,669 a month against $3,538 in Oslo, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Oslo
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Oslo Living Index
128

Cost of Living Index in Gjovik
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Gjovik Living Index

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Oslo

🇳🇴 Norway

$3,538

/mo nomad

Gjovik

🇳🇴 Norway

$2,669

/mo nomad

Monthly Cost of Living

How much you'll spend in Oslo and in Gjovik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oslo and in Gjovik actually costs, broken down by who's living it.

A single person spends $3,538 per month in Oslo vs $2,669 in Gjovik, rent included.

Oslo $3,538
Gjovik $2,669

A couple spends around $5,096 per month in Oslo vs $3,175 in Gjovik, rent included.

Oslo $5,096
Gjovik $3,175

A family of three spends $6,653 per month in Oslo vs $3,682 in Gjovik, rent included.

Oslo $6,653
Gjovik $3,682

Oslo costs about 33% more than Gjovik, and outside of rent the biggest gap is in transport.

Both Oslo and Gjovik sit above the global median – Oslo by 160%, Gjovik by 96%.

Meal at Budget Restaurant

$21.75 NOK 202

$21.07 NOK 196

3.23%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,206

$131 NOK 1,214

-0.67%

Fast Food Meal (McDonalds, etc)

$16.04 NOK 149

$15.81 NOK 147

1.45%

Cappuccino

$5.84 NOK 54.3

$4.26 NOK 39.58

37.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.38 NOK 40.67

$3.18 NOK 29.58

37.74%

Water (0.33 liter bottle)

$3.35 NOK 31.10

$3.28 NOK 30.46

2.13%

Local Beer (0.5 liter draught)

$11.65 NOK 108

$10.51 NOK 97.6

10.85%

Imported Beer (0.33 liter bottle)

$12.81 NOK 119

$8.46 NOK 78.6

51.42%

Milk (1 liter)

$2.61 NOK 24.27

$2.63 NOK 24.46

-0.76%

White Bread (500g)

$4.38 NOK 40.73

$4.22 NOK 39.17

3.79%

Rice (white) (1kg)

$4.70 NOK 43.68

$4.86 NOK 45.17

-3.29%

Eggs

$6.25 NOK 58.1

$6.23 NOK 57.9

0.32%

Local Cheese (1kg)

$15.48 NOK 144

$15.27 NOK 142

1.38%

Chicken Fillets (1kg)

$15.84 NOK 147

$15.68 NOK 146

1.02%

Beef Round Steak (1kg)

$32.30 NOK 300

$32.54 NOK 302

-0.74%

Apples (1kg)

$3.36 NOK 31.17

$3.37 NOK 31.32

-0.30%

Banana (1kg)

$2.72 NOK 25.31

$2.70 NOK 25.07

0.74%

Oranges (1kg)

$3.65 NOK 33.92

$3.46 NOK 32.18

5.49%

Tomato (1kg)

$5.96 NOK 55.4

$5.93 NOK 55.1

0.51%

Potato (1kg)

$2.69 NOK 25.03

$2.69 NOK 24.98

Onion (1kg)

$2.85 NOK 26.48

$2.97 NOK 27.55

-4.04%

Lettuce (1 head)

$3.26 NOK 30.30

$3.12 NOK 28.94

4.49%

Water (1.5 liter bottle)

$2.50 NOK 23.22

$2.55 NOK 23.69

-1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 NOK 178

$18.94 NOK 176

1.43%

Wine (Bottle)

$16.64 NOK 155

$16.76 NOK 156

-0.72%

Local Beer (0.5 liter bottle)

$3.60 NOK 33.45

$3.56 NOK 33.05

1.12%

Imported Beer (0.33 liter bottle)

$4.23 NOK 39.25

$4.42 NOK 41.03

-4.30%

One-way Ticket (Public Transport)

$5.02 NOK 46.65

$2.98 NOK 27.66

68.46%

Public Transport Monthly Pass (Regular Price)

$83.5 NOK 775

Taxi Start (Normal Tariff)

$12.39 NOK 115

$12.17 NOK 113

1.81%

Taxi (Normal Tariff) (1km)

$1.84 NOK 17.12

$1.87 NOK 17.37

-1.60%

Taxi 1hour Waiting (Normal Tariff)

$70.8 NOK 658

$72.1 NOK 669

-1.72%

Gasoline (1 liter)

$2.48 NOK 23.05

$2.44 NOK 22.68

1.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.9K NOK 463.6K

$50.0K NOK 464.9K

-0.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.7K NOK 415.1K

$46.3K NOK 430.1K

-3.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$433 NOK 4,027

$286 NOK 2,655

51.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.50 NOK 321

$34.06 NOK 316

1.29%

Internet (50+ Mbps, Unlimited Data)

$55.7 NOK 517

$55.8 NOK 518

-0.20%

Gym Membership (Monthly)

$58.1 NOK 540

$42.84 NOK 398

35.60%

Tennis Court (1 Hour on Weekend)

$29.79 NOK 277

Cinema Ticket

$20.78 NOK 193

$14.98 NOK 139

38.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 NOK 2,226

$240 NOK 2,230

-0.20%

International Primary School, 1 Child (Yearly)

$16.2K NOK 150.2K

$16.2K NOK 150.0K

0.08%

Jeans (Levis 501 Or Similar)

$104 NOK 969

$102 NOK 947

2.32%

Summer Dress (H&M, Zara, etc)

$61.8 NOK 574

$62.1 NOK 577

-0.56%

Sport Shoes (Adidas, Nike)

$135 NOK 1,253

$137 NOK 1,269

-1.25%

Men's Leather Business Shoes

$160 NOK 1,487

$160 NOK 1,486

0.08%

1-bedroom Apartment, City Center (Monthly)

$2,133 NOK 19.8K

$1,693 NOK 15.7K

26.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,645 NOK 15.3K

$1,089 NOK 10.1K

51.12%

3-bedroom Apartment, City Center (Monthly)

$3,270 NOK 30.4K

$2,162 NOK 20.1K

51.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,466 NOK 22.9K

Buy Apartment in City Center (m2)

$12.4K NOK 114.9K

Buy Apartment Outside City Center (m2)

$7,462 NOK 69.3K

Average Monthly Net Salary (After Tax)

$4,703 NOK 43.7K

$3,850 NOK 35.8K

22.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oslo: October 25, 2026

Last update for Gjovik: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oslo

$1.6K 46.5%

Gjovik

$1.1K 40.8% 33.8% $556

Groceries & Markets

Oslo

$530 15%

Gjovik

$528 19.8% 0.4% $2

Monthly Utilities & Internet

Oslo

$524 14.8%

Gjovik

$376 14.1% 28.3% $148

Eating Out

Oslo

$407 11.5%

Gjovik

$362 13.6% 11% $45

Clothing & Footwear

Oslo

$207 5.9%

Gjovik

$207 7.8% 0.1% $0.2

Getting Around

Oslo

$125 3.5%

Gjovik

$33 * 1.3% 73.3% $92

Sport & Entertainment

Oslo

$100 2.8%

Gjovik

$73 2.7% 26.9% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,133 in Oslo versus $1,693 in Gjovik. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Oslo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $130 in Oslo versus $131 in Gjovik. Groceries tell a different story – $530 in Oslo vs $528 in Gjovik – so Gjovik wins on supermarket bills even if dining out costs more.

Good to know

🇳🇴 Oslo

🇳🇴 Gjovik

🕒 Local time

20:58 8:58 PM

Same time as Oslo

🌤 Weather

👥 Population

1,098,061 Capital

31,007

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

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Oslo Gjovik 110 km

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Oslo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oslo vs Gjovik: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,538 in Oslo, $2,669 in Gjovik – Gjovik comes out roughly 25% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,307 per month in Oslo and $4,003 in Gjovik. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gjovik, especially for central apartments: a one-bedroom in the center costs $1,693 there versus $2,133 in Oslo.

Monthly expenses with rent come to $3,538 in Oslo and $2,669 in Gjovik. That makes Gjovik about 25% cheaper.

Kindergarten costs $240 per month in Oslo and $240 in Gjovik. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Gjovik, where all-in costs run around $2,669, than in Oslo at $3,538. In Gjovik it covers expenses comfortably, while in Oslo it requires careful planning or may not stretch far enough.

It depends on your priorities. Oslo has an edge in some lifestyle areas, with costs from $2,669 in Gjovik to $3,538 in Oslo. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Gjovik. If higher salaries or specific career opportunities are the priority, Oslo makes more sense. Both are solid long-term options with distinct trade-offs.