Last update: Oct 2026

Cost of Living Comparison Between Osijek and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,437 in Osijek, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

69

Cost of Living Index in Osijek
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Osijek Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Osijek

🇭🇷 Croatia

$1,437

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Osijek and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Osijek and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,437 per month in Osijek vs $936 in Chiang Mai, rent included.

Osijek $1,437
Chiang Mai $936

A couple spends around $2,217 per month in Osijek vs $1,457 in Chiang Mai, rent included.

Osijek $2,217
Chiang Mai $1,457

A family of three spends $2,998 per month in Osijek vs $1,979 in Chiang Mai, rent included.

Osijek $2,998
Chiang Mai $1,979

Osijek costs about 54% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Osijek sits 6% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.21 €10.07

$2.24 ฿75.7

400.45%

Three-Course Dinner for Two, Mid-Range

$56.3 €50.5

$19.00 ฿642

196.11%

Fast Food Meal (McDonalds, etc)

$9.05 €8.13

$5.55 ฿188

63.06%

Cappuccino

$2.67 €2.40

$1.67 ฿56.6

59.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.06

$0.64 ฿21.56

431.25%

Water (0.33 liter bottle)

$2.87 €2.57

$0.31 ฿10.32

825.81%

Local Beer (0.5 liter draught)

$5.53 €4.97

$2.36 ฿79.6

134.32%

Imported Beer (0.33 liter bottle)

$5.50 €4.94

$3.66 ฿124

50.27%

Milk (1 liter)

$1.14 €1.02

$1.95 ฿65.8

-41.54%

White Bread (500g)

$1.48 €1.33

$1.44 ฿48.51

2.78%

Rice (white) (1kg)

$2.78 €2.50

$1.33 ฿45.07

109.02%

Eggs

$3.46 €3.11

$2.28 ฿77.1

51.75%

Local Cheese (1kg)

$11.63 €10.45

$16.45 ฿556

-29.30%

Chicken Fillets (1kg)

$8.66 €7.78

$2.78 ฿94.0

211.51%

Beef Round Steak (1kg)

$11.54 €10.36

$9.31 ฿314

23.95%

Apples (1kg)

$1.73 €1.56

$2.35 ฿79.5

-26.38%

Banana (1kg)

$1.64 €1.47

$0.97 ฿32.82

69.07%

Oranges (1kg)

$1.82 €1.64

$1.60 ฿53.9

13.75%

Tomato (1kg)

$2.62 €2.36

$1.50 ฿50.7

74.67%

Potato (1kg)

$1.32 €1.19

$1.28 ฿43.15

3.13%

Onion (1kg)

$1.17 €1.05

$1.10 ฿37.22

6.36%

Lettuce (1 head)

$1.18 €1.06

$0.71 ฿23.84

66.20%

Water (1.5 liter bottle)

$1.18 €1.06

$0.49 ฿16.38

140.82%

Cigarettes 20 Pack (Marlboro, Camel)

$5.95 €5.35

$4.14 ฿140

43.72%

Wine (Bottle)

$8.38 €7.53

$17.52 ฿592

-52.17%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$1.61 ฿54.5

Imported Beer (0.33 liter bottle)

$2.01 €1.80

$2.78 ฿94.0

-27.70%

One-way Ticket (Public Transport)

$1.74 €1.56

$0.87 ฿29.33

100.00%

Public Transport Monthly Pass (Regular Price)

$37.15 €33.37

$54.1 ฿1,827

-31.32%

Taxi Start (Normal Tariff)

$2.19 €1.97

$1.16 ฿39.08

88.79%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$0.53 ฿17.82

105.66%

Taxi 1hour Waiting (Normal Tariff)

$14.79 €13.28

$2.42 ฿81.8

511.16%

Gasoline (1 liter)

$1.89 €1.70

$1.45 ฿48.93

30.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K €24.5K

$21.1K ฿711.2K

29.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K €22.3K

$26.9K ฿909.8K

-7.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 €174

$62.2 ฿2,100

210.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.77 €19.56

$12.17 ฿411

78.88%

Internet (50+ Mbps, Unlimited Data)

$44.37 €39.85

$20.12 ฿680

120.53%

Gym Membership (Monthly)

$43.77 €39.32

$37.31 ฿1,260

17.31%

Tennis Court (1 Hour on Weekend)

$8.78 €7.88

$3.77 ฿127

132.89%

Cinema Ticket

$9.90 €8.89

$6.49 ฿219

52.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$414 €372

$736 ฿24.9K

-43.80%

International Primary School, 1 Child (Yearly)

$4,095 €3,679

$14.8K ฿498.6K

-72.26%

Jeans (Levis 501 Or Similar)

$104 €93.2

$53.4 ฿1,802

94.30%

Summer Dress (H&M, Zara, etc)

$38.98 €35.01

$24.64 ฿832

58.20%

Sport Shoes (Adidas, Nike)

$97.7 €87.8

$91.5 ฿3,089

6.82%

Men's Leather Business Shoes

$109 €98.4

$71.9 ฿2,429

52.18%

1-bedroom Apartment, City Center (Monthly)

$652 €585

$482 ฿16.3K

35.13%

1-bedroom Apartment, Outside City Center (Monthly)

$435 €391

$309 ฿10.4K

40.80%

3-bedroom Apartment, City Center (Monthly)

$1,189 €1,068

$1,006 ฿34.0K

18.20%

3-bedroom Apartment, Outside City Center (Monthly)

$835 €750

$633 ฿21.4K

31.82%

Buy Apartment in City Center (m2)

$2,761 €2,480

$2,363 ฿79.8K

16.84%

Buy Apartment Outside City Center (m2)

$2,173 €1,952

$1,589 ฿53.7K

36.75%

Average Monthly Net Salary (After Tax)

$1,343 €1,206

$590 ฿19.9K

127.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

5.57

-34.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Osijek: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Osijek

$435 30.3%

Chiang Mai

$309 33% 29% $126

Monthly Utilities & Internet

Osijek

$259 18.1%

Chiang Mai

$94 10.1% 63.6% $165

Groceries & Markets

Osijek

$257 17.9%

Chiang Mai

$234 25.1% 8.8% $23

Eating Out

Osijek

$213 14.8%

Chiang Mai

$78 8.3% 63.5% $135

Clothing & Footwear

Osijek

$157 11%

Chiang Mai

$109 11.6% 31% $49

Sport & Entertainment

Osijek

$64 4.4%

Chiang Mai

$50 5.4% 20.9% $13

Getting Around

Osijek

$52 3.6%

Chiang Mai

$61 6.6% 18.6% $9.6

Cost Breakdown

A central one-bedroom costs $652 in Osijek versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Osijek are about 2.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Osijek versus $19 in Chiang Mai. Monthly groceries follow the same trend: $257 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇭🇷 Osijek

🇹🇭 Chiang Mai

🕒 Local time

21:37 9:37 PM

03:37 3:37 AM

6 h ahead of Osijek

🌤 Weather

👥 Population

75,535

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.11 USD

100 THB = 2.96 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

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Between locations

Osijek Chiang Mai 7,790 km ≈ 10 h nonstop flight

From you

Osijek
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Osijek vs Chiang Mai: Cost of Living - Frequently Asked Questions

Osijek costs about 54% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,155 per month in Osijek and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $652 in Osijek.

Kindergarten costs $414 per month in Osijek and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 10% more in Osijek, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,437 in Osijek and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,437 in Osijek. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Osijek makes more sense. Both are solid long-term options with distinct trade-offs.