Cost of Living Comparison Between Olsztyn and Ubud Cost of Living Comparison Between Olsztyn and Ubud

😐 Solo nomad: Olsztyn is 11.5% more expensive than Ubud without rent, and 102.2% more expensive with rent.
😐 Family of 3: Olsztyn is 29.4% more expensive than Ubud without rent, and 63.6% more expensive with rent.
Currency
🍽 Eating Out
Olsztyn
Ubud
Difference
Meal at Budget Restaurant
$10.86 zł 40.06
$3 Rp 48.8K
262.00%
Three-Course Dinner for Two, Mid-Range
$46.17 zł 170
$12.52 Rp 203.2K
268.77%
Fast Food Meal (McDonalds, etc)
$7.56 zł 27.86
$3.18 Rp 51.6K
137.74%
Cappuccino
$2.97 zł 10.94
$2.21 Rp 35.9K
34.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.66 zł 6.11
$1.1 Rp 17.9K
50.91%
Water (0.33 liter bottle)
$1.84 zł 6.79
$0.26 Rp 4,217
607.69%
Local Beer (0.5 liter draught)
$3.3 zł 12.17
$2.5 Rp 40.5K
32.00%
Imported Beer (0.33 liter bottle)
$3.77 zł 13.91
$3.2 Rp 51.9K
17.81%
🛒 Groceries & Markets
Olsztyn
Ubud
Difference
Milk (1 liter)
$1.1 zł 4.07
$1.49 Rp 24.2K
-26.17%
White Bread (500g)
$1.35 zł 5
$1.67 Rp 27K
-19.16%
Rice (white) (1kg)
$1.48 zł 5.46
$1.14 Rp 18.5K
29.82%
Eggs
$3.43 zł 12.67
$2.27 Rp 36.9K
51.10%
Local Cheese (1kg)
$8.99 zł 33.17
$13.94 Rp 226.3K
-35.51%
Chicken Fillets (1kg)
$5.91 zł 21.78
$4 Rp 64.8K
47.75%
Beef Round Steak (1kg)
$9.62 zł 35.49
$11.3 Rp 183.4K
-14.87%
Apples (1kg)
$1.15 zł 4.23
$3.6 Rp 58.4K
-68.06%
Banana (1kg)
$1.57 zł 5.78
$1.53 Rp 24.8K
2.61%
Oranges (1kg)
$1.96 zł 7.22
$2.65 Rp 43K
-26.04%
Tomato (1kg)
$2.68 zł 9.88
$1.38 Rp 22.4K
94.20%
Potato (1kg)
$0.75 zł 2.75
$1.58 Rp 25.6K
-52.53%
Onion (1kg)
$1.23 zł 4.53
$2.16 Rp 35.1K
-43.06%
Lettuce (1 head)
$1.2 zł 4.42
$1.04 Rp 16.9K
15.38%
Water (1.5 liter bottle)
$0.67 zł 2.48
$0.56 Rp 9,114
19.64%
Cigarettes 20 Pack (Marlboro, Camel)
$5.48 zł 20.19
$2.23 Rp 36.3K
145.74%
Wine (Bottle)
$6.81 zł 25.13
$14.98 Rp 243.2K
-54.54%
Local Beer (0.5 liter bottle)
$0.99 zł 3.64
$2.43 Rp 39.5K
-59.26%
Imported Beer (0.33 liter bottle)
$1.78 zł 6.58
$2.64 Rp 42.8K
-32.58%
🚌 Getting Around
Olsztyn
Ubud
Difference
One-way Ticket (Public Transport)
$1.11 zł 4.11
$0.32 Rp 5,203
246.88%
Public Transport Monthly Pass (Regular Price)
$26.7 zł 98.5
$10.12 Rp 164.3K
163.83%
Taxi Start (Normal Tariff)
$2 zł 7.36
$0.49 Rp 7,888
308.16%
Taxi (Normal Tariff) (1km)
$0.74 zł 2.71
$0.34 Rp 5,573
117.65%
Taxi 1hour Waiting (Normal Tariff)
$13.81 zł 50.9
$6.04 Rp 98K
128.64%
Gasoline (1 liter)
$1.68 zł 6.19
$0.73 Rp 11.9K
130.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.5K zł 120K
$26.2K Rp 425.6M
24.09%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1K zł 110.9K
$31.9K Rp 518.5M
-5.87%
🧾 Monthly Utilities & Internet
Olsztyn
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$278 zł 1,026
$62.6 Rp 1M
344.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.12 zł 33.64
$4.1 Rp 66.6K
122.44%
Internet (50+ Mbps, Unlimited Data)
$17 zł 62.7
$24.32 Rp 394.7K
-30.10%
🎉 Sport & Entertainment
Olsztyn
Ubud
Difference
Gym Membership (Monthly)
$32.4 zł 119
$22.6 Rp 366.9K
43.36%
Tennis Court (1 Hour on Weekend)
$16.04 zł 59.2
$6.26 Rp 101.5K
156.23%
Cinema Ticket
$7.93 zł 29.26
$3.29 Rp 53.4K
141.03%
🧸 Childcare & Education
Olsztyn
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$138 zł 508
$93.2 Rp 1.5M
47.67%
International Primary School, 1 Child (Yearly)
$15.8K zł 58.4K
$6,098 Rp 99M
159.77%
👕👟 Clothing & Footwear
Olsztyn
Ubud
Difference
Jeans (Levis 501 Or Similar)
$96.5 zł 356
$52.8 Rp 857.4K
82.77%
Summer Dress (H&M, Zara, etc)
$46.7 zł 172
$24.84 Rp 403.3K
88.00%
Sport Shoes (Adidas, Nike)
$81.7 zł 301
$85.2 Rp 1.4M
-4.20%
Men's Leather Business Shoes
$111 zł 411
$72.5 Rp 1.2M
53.76%
🏠 Accommodation & Living
Olsztyn
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$656 zł 2,419
$259 Rp 4.2M
153.42%
1-bedroom Apartment, Outside City Center (Monthly)
$549 zł 2,025
$159 Rp 2.6M
245.56%
3-bedroom Apartment, City Center (Monthly)
$971 zł 3,580
$578 Rp 9.4M
68.08%
3-bedroom Apartment, Outside City Center (Monthly)
$618 zł 2,279
$336 Rp 5.5M
83.87%
Buy Apartment in City Center (m2)
$2,649 zł 9,769
$1,000 Rp 16.2M
164.76%
Buy Apartment Outside City Center (m2)
$2,018 zł 7,444
$860 Rp 14M
134.57%
💵 Salaries & Financials
Olsztyn
Ubud
Difference
Average Monthly Net Salary (After Tax)
$1,392 zł 5,136
$182 Rp 3M
663.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.81
13.28
-56.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olsztyn: October 27, 2025

Last update for Ubud: October 29, 2025

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