Last update: Oct 2026

Cost of Living Comparison Between Old Harbour and Ubud, Bali

For one person, living is cheaper in Old Harbour: $1,005 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,100 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

48

Cost of Living Index in Old Harbour
Learn more

Old Harbour Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Old Harbour

🇯🇲 Jamaica

$1,005

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Old Harbour and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Old Harbour and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,005 in Old Harbour versus $1,349 in Ubud, Bali.

Old Harbour $1,005
Ubud, Bali $1,349

Estimated couple costs with rent: $1,664 in Old Harbour versus $2,305 in Ubud, Bali.

Old Harbour $1,664
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,322 in Old Harbour versus $3,261 in Ubud, Bali.

Old Harbour $2,322
Ubud, Bali $3,261

Living in Old Harbour costs roughly 26% less than in Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$13.35 JMD 2,109

$3.32 Rp 60.3K

302.11%

Three-Course Dinner for Two, Mid-Range

$75.0 JMD 11.9K

$35.64 Rp 646.5K

110.47%

Fast Food Meal (McDonalds, etc)

$8.40 JMD 1,326

$5.53 Rp 100.4K

51.90%

Cappuccino

$5.23 JMD 826

$2.72 Rp 49.3K

92.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 JMD 180

$1.70 Rp 30.9K

-32.94%

Water (0.33 liter bottle)

$0.73 JMD 115

$0.76 Rp 13.8K

-3.95%

Local Beer (0.5 liter draught)

$2.19 JMD 345

$2.65 Rp 48.1K

-17.36%

Imported Beer (0.33 liter bottle)

$3.22 JMD 509

$4.38 Rp 79.5K

-26.48%

Milk (1 liter)

$4.24 JMD 670

$1.49 Rp 27.0K

184.56%

White Bread (500g)

$3.83 JMD 605

$2.28 Rp 41.3K

67.98%

Rice (white) (1kg)

$1.56 JMD 246

$1.19 Rp 21.6K

31.09%

Eggs

$3.47 JMD 549

$2.04 Rp 36.9K

70.10%

Local Cheese (1kg)

$11.44 JMD 1,807

$17.70 Rp 321.1K

-35.37%

Chicken Fillets (1kg)

$6.34 JMD 1,002

$3.96 Rp 71.9K

60.10%

Beef Round Steak (1kg)

$10.13 JMD 1,601

$12.19 Rp 221.1K

-16.90%

Apples (1kg)

$6.06 JMD 958

$3.66 Rp 66.3K

65.57%

Banana (1kg)

$4.00 JMD 632

$1.52 Rp 27.5K

163.16%

Oranges (1kg)

$7.38 JMD 1,165

$2.23 Rp 40.4K

230.94%

Tomato (1kg)

$3.01 JMD 475

$1.97 Rp 35.8K

52.79%

Potato (1kg)

$3.23 JMD 510

$1.85 Rp 33.5K

74.59%

Onion (1kg)

$2.60 JMD 411

$2.42 Rp 44.0K

7.44%

Lettuce (1 head)

$3.02 JMD 478

$0.99 Rp 18.0K

205.05%

Water (1.5 liter bottle)

$1.50 JMD 236

$0.51 Rp 9,313

194.12%

Cigarettes 20 Pack (Marlboro, Camel)

$9.31 JMD 1,470

$2.22 Rp 40.3K

319.37%

Wine (Bottle)

$11.26 JMD 1,779

$22.24 Rp 403.4K

-49.37%

Local Beer (0.5 liter bottle)

$2.85 JMD 450

$2.26 Rp 41.0K

26.11%

Imported Beer (0.33 liter bottle)

$3.93 JMD 621

$2.97 Rp 53.9K

32.32%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.28 JMD 202

$0.44 Rp 7,972

190.91%

Taxi (Normal Tariff) (1km)

$3.23 JMD 510

$0.43 Rp 7,801

651.16%

Taxi 1hour Waiting (Normal Tariff)

$6.45 JMD 1,020

$5.41 Rp 98.1K

19.22%

Gasoline (1 liter)

$1.46 JMD 231

$0.82 Rp 15.0K

78.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.9K JMD 6.9M

$23.8K Rp 432.4M

84.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.4K JMD 5.1M

$31.7K Rp 575.9M

1.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$165 JMD 26.1K

$79.1 Rp 1.4M

108.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.91 JMD 4,725

$6.45 Rp 116.9K

363.72%

Internet (50+ Mbps, Unlimited Data)

$53.8 JMD 8,501

$18.58 Rp 337.0K

189.61%

Gym Membership (Monthly)

$49.48 Rp 897.5K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$13.48 JMD 2,130

$4.27 Rp 77.5K

215.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$358 JMD 56.6K

$491 Rp 8.9M

-26.98%

International Primary School, 1 Child (Yearly)

$8,285 JMD 1.3M

$5,674 Rp 102.9M

46.01%

Jeans (Levis 501 Or Similar)

$23.81 JMD 3,762

$44.64 Rp 809.7K

-46.66%

Summer Dress (H&M, Zara, etc)

$31.92 JMD 5,044

$34.95 Rp 634.0K

-8.67%

Sport Shoes (Adidas, Nike)

$78.5 JMD 12.4K

$79.9 Rp 1.4M

-1.70%

Men's Leather Business Shoes

$102 JMD 16.1K

$79.4 Rp 1.4M

28.43%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

13.78

-31.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Old Harbour: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Old Harbour

$386 38.4%

Ubud, Bali

$288 21.4% 25.2% $97

Monthly Utilities & Internet

Old Harbour

$249 24.8%

Ubud, Bali

$104 7.7% 58.2% $145

Eating Out

Old Harbour

$220 21.9%

Ubud, Bali

$108 8% 51% $112

Clothing & Footwear

Old Harbour

$106 10.6%

Ubud, Bali

$108 8% 1.1% $1.2

Sport & Entertainment

Old Harbour

$27 * 2.7%

Ubud, Bali

$58 4.3% 115% $31

Getting Around

Old Harbour

$17 * 1.7%

Ubud, Bali

$11 0.9% 34.4% $6

Accommodation & Living

Old Harbour

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $75 in Old Harbour vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $386 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇯🇲 Old Harbour

🇮🇩 Ubud, Bali

🕒 Local time

09:32 9:32 AM

22:32 10:32 PM

13 h ahead of Old Harbour

🌤 Weather

👥 Population

26,024

74,800

💱 Currency

Jamaican Dollar JMD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.67 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of November 2, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.67 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to JMD in detail →

On the map

Lowest

Highest

Between locations

Old Harbour Ubud, Bali 18,320 km ≈ 23 h nonstop flight

From you

Old Harbour
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Old Harbour vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,005 in Old Harbour and $1,349 in Ubud, Bali, so Old Harbour is about 26% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,507 in Old Harbour and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $358 in Old Harbour versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $75 in Old Harbour. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Old Harbour gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.