Last update: Oct 2026

Cost of Living Comparison Between Old Harbour and Toronto

For one person, living is cheaper in Old Harbour: $998 a month against $2,561 in Toronto, rent and utilities included – about $18,800 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Old Harbour
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Old Harbour Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Old Harbour

🇯🇲 Jamaica

$998

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Old Harbour and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Old Harbour and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $998 in Old Harbour versus $2,561 in Toronto.

Old Harbour $998
Toronto $2,561

Estimated couple costs with rent: $1,652 in Old Harbour versus $3,694 in Toronto.

Old Harbour $1,652
Toronto $3,694

Monthly costs for a family of three with rent: $2,305 in Old Harbour versus $4,826 in Toronto.

Old Harbour $2,305
Toronto $4,826

Living in Old Harbour costs roughly 61% less than in Toronto, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Old Harbour is 26% below, Toronto is 90% above.

Meal at Budget Restaurant

$13.53 JMD 2,138

$17.18 CA$24.29

-21.25%

Three-Course Dinner for Two, Mid-Range

$74.1 JMD 11.7K

$76.0 CA$107

-2.53%

Fast Food Meal (McDonalds, etc)

$7.93 JMD 1,253

$10.54 CA$14.89

-24.76%

Cappuccino

$5.24 JMD 828

$4.02 CA$5.68

30.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.20 JMD 190

$2.12 CA$3.00

-43.40%

Water (0.33 liter bottle)

$0.73 JMD 115

$1.75 CA$2.48

-58.29%

Local Beer (0.5 liter draught)

$2.17 JMD 343

$6.24 CA$8.83

-65.22%

Imported Beer (0.33 liter bottle)

$3.17 JMD 500

$7.09 CA$10.02

-55.29%

Milk (1 liter)

$4.03 JMD 636

$2.44 CA$3.45

65.16%

White Bread (500g)

$3.77 JMD 595

$2.68 CA$3.78

40.67%

Rice (white) (1kg)

$1.59 JMD 251

$2.24 CA$3.17

-29.02%

Eggs

$3.47 JMD 548

$3.56 CA$5.03

-2.53%

Local Cheese (1kg)

$11.28 JMD 1,783

$9.09 CA$12.85

24.09%

Chicken Fillets (1kg)

$6.38 JMD 1,008

$11.33 CA$16.01

-43.69%

Beef Round Steak (1kg)

$10.30 JMD 1,628

$14.53 CA$20.55

-29.11%

Apples (1kg)

$6.09 JMD 963

$3.62 CA$5.12

68.23%

Banana (1kg)

$3.80 JMD 601

$1.21 CA$1.72

214.05%

Oranges (1kg)

$7.45 JMD 1,177

$3.60 CA$5.09

106.94%

Tomato (1kg)

$3.06 JMD 484

$4.21 CA$5.96

-27.32%

Potato (1kg)

$3.28 JMD 519

$1.79 CA$2.53

83.24%

Onion (1kg)

$2.70 JMD 427

$1.59 CA$2.25

69.81%

Lettuce (1 head)

$3.03 JMD 479

$2.27 CA$3.21

33.48%

Water (1.5 liter bottle)

$1.45 JMD 229

$1.25 CA$1.77

16.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.24 JMD 1,459

$13.82 CA$19.53

-33.14%

Wine (Bottle)

$11.41 JMD 1,803

$14.27 CA$20.18

-20.04%

Local Beer (0.5 liter bottle)

$2.80 JMD 442

$2.20 CA$3.10

27.27%

Imported Beer (0.33 liter bottle)

$4.00 JMD 633

$2.43 CA$3.44

64.61%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$1.16 JMD 184

$2.91 CA$4.12

-60.14%

Taxi (Normal Tariff) (1km)

$3.07 JMD 486

$1.20 CA$1.69

155.83%

Taxi 1hour Waiting (Normal Tariff)

$6.13 JMD 968

$21.38 CA$30.23

-71.33%

Gasoline (1 liter)

$1.47 JMD 232

$1.21 CA$1.71

21.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.8K JMD 7.1M

$28.2K CA$39.8K

58.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K JMD 5.2M

$20.3K CA$28.6K

62.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 JMD 26.0K

$120 CA$170

36.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.43 JMD 4,650

$32.26 CA$45.60

-8.77%

Internet (50+ Mbps, Unlimited Data)

$53.0 JMD 8,374

$47.93 CA$67.8

10.58%

Gym Membership (Monthly)

$38.48 CA$54.4

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$13.05 JMD 2,062

$12.38 CA$17.50

5.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$361 JMD 57.0K

$830 CA$1,173

-56.53%

International Primary School, 1 Child (Yearly)

$8,389 JMD 1.3M

$23.1K CA$32.6K

-63.67%

Jeans (Levis 501 Or Similar)

$23.49 JMD 3,710

$50.7 CA$71.7

-53.68%

Summer Dress (H&M, Zara, etc)

$31.98 JMD 5,053

$40.02 CA$56.6

-20.09%

Sport Shoes (Adidas, Nike)

$76.2 JMD 12.0K

$98.0 CA$139

-22.26%

Men's Leather Business Shoes

$104 JMD 16.4K

$121 CA$171

-13.87%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

4.47

111.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Old Harbour: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Old Harbour

$383 38.4%

Toronto

$340 13.3% 11.3% $43

Monthly Utilities & Internet

Old Harbour

$247 24.7%

Toronto

$201 7.8% 18.7% $46

Eating Out

Old Harbour

$220 22%

Toronto

$278 10.9% 26.5% $58

Clothing & Footwear

Old Harbour

$106 10.6%

Toronto

$139 5.4% 31.3% $33

Sport & Entertainment

Old Harbour

$26 * 2.6%

Toronto

$63 2.5% 142% $37

Getting Around

Old Harbour

$17 * 1.7%

Toronto

$129 5.1% 682% $113

Accommodation & Living

Old Harbour

- * 0%

Toronto

$1.4K 55.1%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $74.0 in Old Harbour vs $76.0 in Toronto. Groceries flip the comparison at $383 vs $340, with Toronto cheaper for home cooking.

Good to know

🇯🇲 Old Harbour

🇨🇦 Toronto

🕒 Local time

09:08 9:08 AM

10:08 10:08 AM

1 h ahead of Old Harbour

🌤 Weather

👥 Population

26,024

2,731,571

💱 Currency

Jamaican Dollar JMD $

Canadian Dollar CAD $

📈 Exchange rate

1,000 JMD = 6.33 USD

1,000 JMD = 5.63 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 19, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to JMD in detail →

On the map

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Between locations

Old Harbour Toronto 2,870 km ≈ 4 h nonstop flight

From you

Old Harbour
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Old Harbour vs Toronto: Cost of Living - Frequently Asked Questions

Old Harbour and Toronto differ by about 157% in total monthly costs ($998 vs $2,561 including rent). Old Harbour is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,497 in Old Harbour and $3,841 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $361 in Old Harbour versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Old Harbour – a meal for two runs $74.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $998 in Old Harbour versus $2,561 in Toronto, a $2,000 budget is realistic in Old Harbour but tight or insufficient in Toronto. The gap between the two cities makes Old Harbour the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Old Harbour gentler on the wallet – expenses run 157% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.