Last update: Oct 2026

Cost of Living Comparison Between Olbia and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,744 in Olbia, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Olbia
Learn more

Olbia Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

Jump to prices

Olbia

🇮🇹 Italy

$1,744

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Olbia and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olbia and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,744 per month in Olbia vs $938 in Chiang Mai, rent included.

Olbia $1,744
Chiang Mai $938

A couple spends around $2,589 per month in Olbia vs $1,426 in Chiang Mai, rent included.

Olbia $2,589
Chiang Mai $1,426

A family of three spends $3,435 per month in Olbia vs $1,914 in Chiang Mai, rent included.

Olbia $3,435
Chiang Mai $1,914

Olbia costs about 86% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Olbia sits 29% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$22.46 €19.98

$2.26 ฿75.4

893.81%

Three-Course Dinner for Two, Mid-Range

$85.1 €75.7

$19.18 ฿641

343.48%

Fast Food Meal (McDonalds, etc)

$9.92 €8.82

$5.59 ฿187

77.46%

Cappuccino

$1.95 €1.73

$1.72 ฿57.6

13.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 €2.78

$0.64 ฿21.54

389.06%

Water (0.33 liter bottle)

$1.49 €1.32

$0.33 ฿11.18

351.52%

Local Beer (0.5 liter draught)

$3.32 €2.95

$2.36 ฿78.7

40.68%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$3.90 ฿130

-12.05%

Milk (1 liter)

$1.53 €1.36

$2.05 ฿68.6

-25.37%

White Bread (500g)

$2.08 €1.85

$1.40 ฿46.70

48.57%

Rice (white) (1kg)

$2.62 €2.33

$1.28 ฿42.89

104.69%

Eggs

$3.65 €3.25

$2.25 ฿75.3

62.22%

Local Cheese (1kg)

$16.50 €14.68

$16.94 ฿566

-2.60%

Chicken Fillets (1kg)

$11.44 €10.17

$2.74 ฿91.6

317.52%

Beef Round Steak (1kg)

$17.59 €15.64

$9.36 ฿313

87.93%

Apples (1kg)

$2.18 €1.94

$2.40 ฿80.3

-9.17%

Banana (1kg)

$1.80 €1.60

$1.01 ฿33.92

78.22%

Oranges (1kg)

$2.30 €2.04

$1.61 ฿53.9

42.86%

Tomato (1kg)

$2.85 €2.54

$1.52 ฿50.7

87.50%

Potato (1kg)

$1.43 €1.27

$1.28 ฿42.90

11.72%

Onion (1kg)

$1.35 €1.20

$1.11 ฿37.22

21.62%

Lettuce (1 head)

$1.54 €1.37

$0.72 ฿24.09

113.89%

Water (1.5 liter bottle)

$0.39 €0.35

$0.52 ฿17.54

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.74 €6.00

$4.33 ฿145

55.66%

Wine (Bottle)

$8.33 €7.41

$17.73 ฿593

-53.02%

Local Beer (0.5 liter bottle)

$1.65 €1.47

$1.63 ฿54.4

1.23%

Imported Beer (0.33 liter bottle)

$1.64 €1.46

$2.85 ฿95.3

-42.46%

One-way Ticket (Public Transport)

$1.36 €1.21

$0.85 ฿28.31

60.00%

Public Transport Monthly Pass (Regular Price)

$16.47 €14.65

$53.9 ฿1,801

-69.44%

Taxi Start (Normal Tariff)

$9.69 €8.62

$1.17 ฿39.18

728.21%

Taxi (Normal Tariff) (1km)

$1.49 €1.33

$0.57 ฿19.00

161.40%

Taxi 1hour Waiting (Normal Tariff)

$31.53 €28.05

$2.37 ฿79.2

1230.38%

Gasoline (1 liter)

$1.99 €1.77

$1.45 ฿48.32

37.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K €31.7K

$20.5K ฿684.3K

74.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K €31.4K

$26.5K ฿886.1K

33.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 €138

$62.3 ฿2,083

148.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.70 €7.74

$12.27 ฿410

-29.10%

Internet (50+ Mbps, Unlimited Data)

$25.90 €23.04

$19.97 ฿668

29.69%

Gym Membership (Monthly)

$36.71 €32.66

$37.91 ฿1,267

-3.17%

Tennis Court (1 Hour on Weekend)

$27.54 €24.50

$3.76 ฿126

632.45%

Cinema Ticket

$11.13 €9.90

$6.71 ฿224

65.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 €286

$797 ฿26.6K

-59.65%

International Primary School, 1 Child (Yearly)

$8,121 €7,223

$14.8K ฿495.7K

-45.25%

Jeans (Levis 501 Or Similar)

$95.0 €84.5

$53.3 ฿1,780

78.40%

Summer Dress (H&M, Zara, etc)

$42.41 €37.72

$25.05 ฿837

69.30%

Sport Shoes (Adidas, Nike)

$90.8 €80.8

$91.6 ฿3,062

-0.91%

Men's Leather Business Shoes

$118 €105

$73.5 ฿2,455

60.81%

1-bedroom Apartment, City Center (Monthly)

$903 €804

$464 ฿15.5K

94.69%

1-bedroom Apartment, Outside City Center (Monthly)

$714 €635

$305 ฿10.2K

134.40%

3-bedroom Apartment, City Center (Monthly)

$1,367 €1,216

$915 ฿30.6K

49.35%

3-bedroom Apartment, Outside City Center (Monthly)

$936 €833

$552 ฿18.5K

69.45%

Buy Apartment in City Center (m2)

$3,267 €2,906

$1,912 ฿63.9K

70.86%

Buy Apartment Outside City Center (m2)

$2,628 €2,337

$1,438 ฿48.1K

82.70%

Average Monthly Net Salary (After Tax)

$1,922 €1,710

$595 ฿19.9K

222.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.27

5.57

-41.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olbia: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olbia

$714 41%

Chiang Mai

$305 32.5% 57.3% $409

Groceries & Markets

Olbia

$312 17.9%

Chiang Mai

$238 25.4% 23.7% $74

Eating Out

Olbia

$275 15.8%

Chiang Mai

$79 8.4% 71.2% $196

Monthly Utilities & Internet

Olbia

$190 10.9%

Chiang Mai

$95 10.1% 50.1% $95

Clothing & Footwear

Olbia

$156 8.9%

Chiang Mai

$110 11.7% 29.7% $46

Sport & Entertainment

Olbia

$59 3.4%

Chiang Mai

$51 5.5% 12.9% $7.6

Getting Around

Olbia

$39 2.2%

Chiang Mai

$61 6.5% 57% $22

Cost Breakdown

A central one-bedroom costs $903 in Olbia versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 223% higher in Olbia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Olbia versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $312 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇮🇹 Olbia

🇹🇭 Chiang Mai

🕒 Local time

02:32 2:32 AM

07:32 7:32 AM

5 h ahead of Olbia

🌤 Weather

👥 Population

56,512

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Olbia Chiang Mai 8,610 km ≈ 11 h nonstop flight

From you

Olbia
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olbia vs Chiang Mai: Cost of Living - Frequently Asked Questions

Olbia costs about 86% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,616 per month in Olbia and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $322 per month in Olbia and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 31% more in Olbia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Olbia at $1,744. In Chiang Mai it covers expenses comfortably, while in Olbia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,744 in Olbia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olbia makes more sense. Both are solid long-term options with distinct trade-offs.