Last update: Oct 2026

Cost of Living Comparison Between Olbia and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,744 in Olbia, rent and utilities included – about $9,900 less a year. Rent and utilities account for about half of the difference.

85

Cost of Living Index in Olbia
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Olbia Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Olbia

🇮🇹 Italy

$1,744

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Olbia and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olbia and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,744 in Olbia versus $918 in Cebu.

Olbia $1,744
Cebu $918

Estimated couple costs with rent: $2,589 in Olbia versus $1,409 in Cebu.

Olbia $2,589
Cebu $1,409

Monthly costs for a family of three with rent: $3,435 in Olbia versus $1,900 in Cebu.

Olbia $3,435
Cebu $1,900

Living in Olbia is roughly 90% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Olbia is 29% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.46 €19.98

$3.09 ₱194

626.86%

Three-Course Dinner for Two, Mid-Range

$85.1 €75.7

$24.22 ₱1,525

251.20%

Fast Food Meal (McDonalds, etc)

$9.92 €8.82

$3.92 ₱247

153.06%

Cappuccino

$1.95 €1.73

$2.51 ₱158

-22.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 €2.78

$1.59 ₱100

96.86%

Water (0.33 liter bottle)

$1.49 €1.32

$0.53 ₱33.43

181.13%

Local Beer (0.5 liter draught)

$3.32 €2.95

$1.78 ₱112

86.52%

Imported Beer (0.33 liter bottle)

$3.43 €3.05

$2.17 ₱137

58.06%

Milk (1 liter)

$1.53 €1.36

$1.92 ₱121

-20.31%

White Bread (500g)

$2.08 €1.85

$1.36 ₱85.4

52.94%

Rice (white) (1kg)

$2.62 €2.33

$1.01 ₱63.5

159.41%

Eggs

$3.65 €3.25

$2.03 ₱128

79.80%

Local Cheese (1kg)

$16.50 €14.68

$9.86 ₱621

67.34%

Chicken Fillets (1kg)

$11.44 €10.17

$4.39 ₱277

160.59%

Beef Round Steak (1kg)

$17.59 €15.64

$7.60 ₱479

131.45%

Apples (1kg)

$2.18 €1.94

$3.30 ₱208

-33.94%

Banana (1kg)

$1.80 €1.60

$1.39 ₱87.8

29.50%

Oranges (1kg)

$2.30 €2.04

$2.33 ₱147

-1.29%

Tomato (1kg)

$2.85 €2.54

$1.50 ₱94.3

90.00%

Potato (1kg)

$1.43 €1.27

$2.36 ₱149

-39.41%

Onion (1kg)

$1.35 €1.20

$1.90 ₱119

-28.95%

Lettuce (1 head)

$1.54 €1.37

$1.19 ₱74.9

29.41%

Water (1.5 liter bottle)

$0.39 €0.35

$0.63 ₱39.71

-38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$6.74 €6.00

$3.00 ₱189

124.67%

Wine (Bottle)

$8.33 €7.41

$6.03 ₱379

38.14%

Local Beer (0.5 liter bottle)

$1.65 €1.47

$1.23 ₱77.7

34.15%

Imported Beer (0.33 liter bottle)

$1.64 €1.46

$1.75 ₱110

-6.29%

One-way Ticket (Public Transport)

$1.36 €1.21

$0.25 ₱15.86

444.00%

Public Transport Monthly Pass (Regular Price)

$16.47 €14.65

$12.64 ₱796

30.30%

Taxi Start (Normal Tariff)

$9.69 €8.62

$0.77 ₱48.62

1158.44%

Taxi (Normal Tariff) (1km)

$1.49 €1.33

$0.23 ₱14.53

547.83%

Taxi 1hour Waiting (Normal Tariff)

$31.53 €28.05

$4.46 ₱281

606.95%

Gasoline (1 liter)

$1.99 €1.77

$1.31 ₱82.8

51.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K €31.7K

$21.2K ₱1.3M

67.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K €31.4K

$19.1K ₱1.2M

84.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 €138

$120 ₱7,569

28.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.70 €7.74

$14.00 ₱882

-37.86%

Internet (50+ Mbps, Unlimited Data)

$25.90 €23.04

$27.54 ₱1,734

-5.95%

Gym Membership (Monthly)

$36.71 €32.66

$32.33 ₱2,035

13.55%

Tennis Court (1 Hour on Weekend)

$27.54 €24.50

$6.65 ₱419

314.14%

Cinema Ticket

$11.13 €9.90

$5.65 ₱356

96.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 €286

$275 ₱17.3K

16.81%

International Primary School, 1 Child (Yearly)

$8,121 €7,223

$7,918 ₱498.5K

2.55%

Jeans (Levis 501 Or Similar)

$95.0 €84.5

$49.33 ₱3,106

92.58%

Summer Dress (H&M, Zara, etc)

$42.41 €37.72

$25.24 ₱1,589

68.03%

Sport Shoes (Adidas, Nike)

$90.8 €80.8

$77.0 ₱4,846

17.97%

Men's Leather Business Shoes

$118 €105

$57.2 ₱3,601

106.52%

1-bedroom Apartment, City Center (Monthly)

$903 €804

$500 ₱31.5K

80.87%

1-bedroom Apartment, Outside City Center (Monthly)

$714 €635

$309 ₱19.4K

131.24%

3-bedroom Apartment, City Center (Monthly)

$1,367 €1,216

$1,078 ₱67.9K

26.83%

3-bedroom Apartment, Outside City Center (Monthly)

$936 €833

$615 ₱38.7K

52.14%

Buy Apartment in City Center (m2)

$3,267 €2,906

$2,886 ₱181.7K

13.19%

Buy Apartment Outside City Center (m2)

$2,628 €2,337

$1,917 ₱120.7K

37.11%

Average Monthly Net Salary (After Tax)

$1,922 €1,710

$346 ₱21.8K

455.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.27

7.2

-54.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olbia: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olbia

$714 41%

Cebu

$309 33.6% 56.8% $405

Groceries & Markets

Olbia

$312 17.9%

Cebu

$206 22.4% 34% $106

Eating Out

Olbia

$275 15.8%

Cebu

$88 9.6% 67.9% $186

Monthly Utilities & Internet

Olbia

$190 10.9%

Cebu

$162 17.6% 14.6% $28

Clothing & Footwear

Olbia

$156 8.9%

Cebu

$94 10.2% 39.7% $62

Sport & Entertainment

Olbia

$59 3.4%

Cebu

$44 4.8% 26% $15

Getting Around

Olbia

$39 2.2%

Cebu

$16 1.7% 60.1% $23

Cost Breakdown

A one-bedroom apartment in the center runs $903 in Olbia and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Olbia pays 456% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Olbia vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $312 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Olbia

🇵🇭 Cebu

🕒 Local time

21:54 9:54 PM

03:54 3:54 AM

6 h ahead of Olbia

🌤 Weather

👥 Population

56,512

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Olbia Cebu 11,230 km ≈ 15 h nonstop flight

From you

Olbia
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olbia vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 90% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 456% higher in Olbia, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $903 in Olbia versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,744 per month in Olbia versus $918 in Cebu – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 30% less than in Olbia. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,744 in Olbia, a $1,500 budget is realistic in Cebu but tight or insufficient in Olbia. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Olbia, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Olbia and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 90% less than in Olbia. Beyond cost, consider language, visa policies, and how big the international community is in each city.