Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Nagoya

For one person, living costs are similar in Okinawa and in Nagoya: $1,388 and $1,375 a month, rent and utilities included.

66

Cost of Living Index in Okinawa
Learn more

Okinawa Living Index
66

Cost of Living Index in Nagoya
Learn more

Nagoya Living Index

Jump to prices

Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Nagoya

🇯🇵 Japan

$1,375

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Nagoya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Nagoya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,388 in Okinawa versus $1,375 in Nagoya.

Okinawa $1,388
Nagoya $1,375

Estimated couple costs with rent: $2,184 in Okinawa versus $2,052 in Nagoya.

Okinawa $2,184
Nagoya $2,052

Monthly costs for a family of three with rent: $2,980 in Okinawa versus $2,730 in Nagoya.

Okinawa $2,980
Nagoya $2,730

Monthly costs are close between Okinawa and Nagoya; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$10.12 ¥1,598

$8.58 ¥1,355

17.95%

Three-Course Dinner for Two, Mid-Range

$40.24 ¥6,353

$32.23 ¥5,089

24.85%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,112

$5.18 ¥817

35.91%

Cappuccino

$4.11 ¥649

$2.55 ¥403

61.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 ¥221

$1.26 ¥199

11.11%

Water (0.33 liter bottle)

$0.92 ¥145

$0.91 ¥143

1.10%

Local Beer (0.5 liter draught)

$2.51 ¥396

$3.11 ¥490

-19.29%

Imported Beer (0.33 liter bottle)

$5.27 ¥832

$3.08 ¥486

71.10%

Milk (1 liter)

$1.58 ¥249

$1.51 ¥239

4.64%

White Bread (500g)

$2.05 ¥324

$1.49 ¥235

37.58%

Rice (white) (1kg)

$3.76 ¥594

$4.22 ¥667

-10.90%

Eggs

$1.84 ¥290

$2.23 ¥352

-17.49%

Local Cheese (1kg)

$17.99 ¥2,841

$16.05 ¥2,534

12.09%

Chicken Fillets (1kg)

$4.79 ¥757

$6.84 ¥1,080

-29.97%

Beef Round Steak (1kg)

$22.45 ¥3,545

$17.07 ¥2,695

31.52%

Apples (1kg)

$3.81 ¥602

$8.56 ¥1,352

-55.49%

Banana (1kg)

$2.62 ¥413

$3.03 ¥479

-13.53%

Oranges (1kg)

$2.20 ¥347

$4.98 ¥787

-55.82%

Tomato (1kg)

$5.26 ¥831

$7.66 ¥1,210

-31.33%

Potato (1kg)

$2.39 ¥377

$3.97 ¥627

-39.80%

Onion (1kg)

$2.56 ¥404

$4.72 ¥745

-45.76%

Lettuce (1 head)

$1.28 ¥201

$1.18 ¥186

8.47%

Water (1.5 liter bottle)

$0.77 ¥122

$0.94 ¥148

-18.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.90 ¥617

$4.05 ¥639

-3.70%

Wine (Bottle)

$6.40 ¥1,011

$9.72 ¥1,535

-34.16%

Local Beer (0.5 liter bottle)

$1.95 ¥308

$2.50 ¥395

-22.00%

Imported Beer (0.33 liter bottle)

$3.34 ¥528

$2.19 ¥345

52.51%

One-way Ticket (Public Transport)

$1.44 ¥227

$1.35 ¥213

6.67%

Public Transport Monthly Pass (Regular Price)

$65.1 ¥10.3K

$89.2 ¥14.1K

-27.03%

Taxi Start (Normal Tariff)

$3.82 ¥603

$3.15 ¥497

21.27%

Taxi (Normal Tariff) (1km)

$3.54 ¥559

$2.87 ¥453

23.34%

Taxi 1hour Waiting (Normal Tariff)

$11.23 ¥1,772

$15.97 ¥2,521

-29.68%

Gasoline (1 liter)

$1.11 ¥175

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ¥3.3M

$21.6K ¥3.4M

-2.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.5K ¥2.5M

$15.1K ¥2.4M

3.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 ¥25.7K

$114 ¥18.0K

42.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.35 ¥4,003

$23.77 ¥3,753

6.65%

Internet (50+ Mbps, Unlimited Data)

$53.1 ¥8,379

$31.40 ¥4,957

69.01%

Gym Membership (Monthly)

$73.0 ¥11.5K

$43.67 ¥6,895

67.21%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,670

$13.90 ¥2,194

295.11%

Cinema Ticket

$11.98 ¥1,892

$12.59 ¥1,988

-4.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 ¥51.7K

$687 ¥108.5K

-52.34%

International Primary School, 1 Child (Yearly)

$5,668 ¥894.9K

$14.7K ¥2.3M

-61.45%

Jeans (Levis 501 Or Similar)

$48.88 ¥7,718

$51.2 ¥8,085

-4.55%

Summer Dress (H&M, Zara, etc)

$23.35 ¥3,687

$35.35 ¥5,581

-33.95%

Sport Shoes (Adidas, Nike)

$81.2 ¥12.8K

$61.8 ¥9,762

31.36%

Men's Leather Business Shoes

$95.7 ¥15.1K

$99.9 ¥15.8K

-4.22%

1-bedroom Apartment, City Center (Monthly)

$411 ¥64.9K

$558 ¥88.1K

-26.30%

1-bedroom Apartment, Outside City Center (Monthly)

$332 ¥52.4K

$385 ¥60.8K

-13.77%

3-bedroom Apartment, City Center (Monthly)

$852 ¥134.6K

$937 ¥148.0K

-9.07%

3-bedroom Apartment, Outside City Center (Monthly)

$678 ¥107.0K

$555 ¥87.6K

22.23%

Buy Apartment in City Center (m2)

$8,422 ¥1.3M

$3,555 ¥561.3K

136.92%

Buy Apartment Outside City Center (m2)

$1,185 ¥187.1K

$1,971 ¥311.2K

-39.88%

Average Monthly Net Salary (After Tax)

$1,798 ¥283.8K

$1,881 ¥297.0K

-4.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

2.02

10.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 26, 2026

Last update for Nagoya: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Okinawa

$332 23.9%

Nagoya

$385 28% 16% $53

Groceries & Markets

Okinawa

$330 23.8%

Nagoya

$382 27.8% 15.9% $53

Monthly Utilities & Internet

Okinawa

$241 17.4%

Nagoya

$169 12.3% 29.7% $72

Eating Out

Okinawa

$184 13.2%

Nagoya

$145 10.6% 21% $39

Clothing & Footwear

Okinawa

$112 8.1%

Nagoya

$112 8.1% 0.3% $0.4

Sport & Entertainment

Okinawa

$97 7%

Nagoya

$69 5% 29% $28

Getting Around

Okinawa

$92 6.7%

Nagoya

$112 8.2% 21.4% $20

Cost Breakdown

A one-bedroom apartment in the center runs $411 in Okinawa and $558 in Nagoya. Housing cost is often the main lever when comparing two cities.

Nagoya pays 5% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $40 in Okinawa vs $32 in Nagoya. Groceries flip the comparison at $330 vs $382, with Okinawa cheaper for home cooking.

Good to know

🇯🇵 Okinawa

🇯🇵 Nagoya

🕒 Local time

05:28 5:28 AM

Same time as Okinawa

🌤 Weather

👥 Population

142,752

2,236,000

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Okinawa Nagoya 1,290 km ≈ 2 h nonstop flight

From you

Okinawa
Nagoya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Nagoya: Cost of Living - Frequently Asked Questions

On paper, salaries run 4% lower in Okinawa. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $411 in Okinawa versus $558 in Nagoya. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Okinawa runs roughly 27% less than in Nagoya. The price difference matters if you commute daily and watch your budget.

Shoppers in Okinawa pay roughly 14% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Okinawa and Nagoya are both considered safe, so it’s unlikely to be the deciding factor between them.