Last update: Oct 2026

Cost of Living Comparison Between Nagoya and Okinawa

For one person, living costs are similar in Nagoya and in Okinawa: $1,375 and $1,388 a month, rent and utilities included.

66

Cost of Living Index in Nagoya
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Nagoya Living Index
66

Cost of Living Index in Okinawa
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Okinawa Living Index

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Nagoya

🇯🇵 Japan

$1,375

/mo nomad

Okinawa

🇯🇵 Japan

$1,388

/mo nomad

Monthly Cost of Living

How much you'll spend in Nagoya and in Okinawa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nagoya and in Okinawa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,375 in Nagoya versus $1,388 in Okinawa.

Nagoya $1,375
Okinawa $1,388

Estimated couple costs with rent: $2,052 in Nagoya versus $2,184 in Okinawa.

Nagoya $2,052
Okinawa $2,184

Monthly costs for a family of three with rent: $2,730 in Nagoya versus $2,980 in Okinawa.

Nagoya $2,730
Okinawa $2,980

Living in Nagoya costs roughly 1% less than in Okinawa, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$8.58 ¥1,355

$10.12 ¥1,598

-15.22%

Three-Course Dinner for Two, Mid-Range

$32.23 ¥5,089

$40.24 ¥6,353

-19.91%

Fast Food Meal (McDonalds, etc)

$5.18 ¥817

$7.04 ¥1,112

-26.42%

Cappuccino

$2.55 ¥403

$4.11 ¥649

-37.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 ¥199

$1.40 ¥221

-10.00%

Water (0.33 liter bottle)

$0.91 ¥143

$0.92 ¥145

-1.09%

Local Beer (0.5 liter draught)

$3.11 ¥490

$2.51 ¥396

23.90%

Imported Beer (0.33 liter bottle)

$3.08 ¥486

$5.27 ¥832

-41.56%

Milk (1 liter)

$1.51 ¥239

$1.58 ¥249

-4.43%

White Bread (500g)

$1.49 ¥235

$2.05 ¥324

-27.32%

Rice (white) (1kg)

$4.22 ¥667

$3.76 ¥594

12.23%

Eggs

$2.23 ¥352

$1.84 ¥290

21.20%

Local Cheese (1kg)

$16.05 ¥2,534

$17.99 ¥2,841

-10.78%

Chicken Fillets (1kg)

$6.84 ¥1,080

$4.79 ¥757

42.80%

Beef Round Steak (1kg)

$17.07 ¥2,695

$22.45 ¥3,545

-23.96%

Apples (1kg)

$8.56 ¥1,352

$3.81 ¥602

124.67%

Banana (1kg)

$3.03 ¥479

$2.62 ¥413

15.65%

Oranges (1kg)

$4.98 ¥787

$2.20 ¥347

126.36%

Tomato (1kg)

$7.66 ¥1,210

$5.26 ¥831

45.63%

Potato (1kg)

$3.97 ¥627

$2.39 ¥377

66.11%

Onion (1kg)

$4.72 ¥745

$2.56 ¥404

84.37%

Lettuce (1 head)

$1.18 ¥186

$1.28 ¥201

-7.81%

Water (1.5 liter bottle)

$0.94 ¥148

$0.77 ¥122

22.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 ¥639

$3.90 ¥617

3.85%

Wine (Bottle)

$9.72 ¥1,535

$6.40 ¥1,011

51.88%

Local Beer (0.5 liter bottle)

$2.50 ¥395

$1.95 ¥308

28.21%

Imported Beer (0.33 liter bottle)

$2.19 ¥345

$3.34 ¥528

-34.43%

One-way Ticket (Public Transport)

$1.35 ¥213

$1.44 ¥227

-6.25%

Public Transport Monthly Pass (Regular Price)

$89.2 ¥14.1K

$65.1 ¥10.3K

37.04%

Taxi Start (Normal Tariff)

$3.15 ¥497

$3.82 ¥603

-17.54%

Taxi (Normal Tariff) (1km)

$2.87 ¥453

$3.54 ¥559

-18.93%

Taxi 1hour Waiting (Normal Tariff)

$15.97 ¥2,521

$11.23 ¥1,772

42.21%

Gasoline (1 liter)

$1.11 ¥175

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ¥3.4M

$20.9K ¥3.3M

3.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.1K ¥2.4M

$15.5K ¥2.5M

-2.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 ¥18.0K

$163 ¥25.7K

-29.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.77 ¥3,753

$25.35 ¥4,003

-6.23%

Internet (50+ Mbps, Unlimited Data)

$31.40 ¥4,957

$53.1 ¥8,379

-40.83%

Gym Membership (Monthly)

$43.67 ¥6,895

$73.0 ¥11.5K

-40.19%

Tennis Court (1 Hour on Weekend)

$13.90 ¥2,194

$54.9 ¥8,670

-74.69%

Cinema Ticket

$12.59 ¥1,988

$11.98 ¥1,892

5.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$687 ¥108.5K

$327 ¥51.7K

109.83%

International Primary School, 1 Child (Yearly)

$14.7K ¥2.3M

$5,668 ¥894.9K

159.43%

Jeans (Levis 501 Or Similar)

$51.2 ¥8,085

$48.88 ¥7,718

4.77%

Summer Dress (H&M, Zara, etc)

$35.35 ¥5,581

$23.35 ¥3,687

51.39%

Sport Shoes (Adidas, Nike)

$61.8 ¥9,762

$81.2 ¥12.8K

-23.87%

Men's Leather Business Shoes

$99.9 ¥15.8K

$95.7 ¥15.1K

4.40%

1-bedroom Apartment, City Center (Monthly)

$558 ¥88.1K

$411 ¥64.9K

35.68%

1-bedroom Apartment, Outside City Center (Monthly)

$385 ¥60.8K

$332 ¥52.4K

15.97%

3-bedroom Apartment, City Center (Monthly)

$937 ¥148.0K

$852 ¥134.6K

9.98%

3-bedroom Apartment, Outside City Center (Monthly)

$555 ¥87.6K

$678 ¥107.0K

-18.19%

Buy Apartment in City Center (m2)

$3,555 ¥561.3K

$8,422 ¥1.3M

-57.79%

Buy Apartment Outside City Center (m2)

$1,971 ¥311.2K

$1,185 ¥187.1K

66.34%

Average Monthly Net Salary (After Tax)

$1,881 ¥297.0K

$1,798 ¥283.8K

4.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.02

2.23

-9.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nagoya: October 24, 2026

Last update for Okinawa: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nagoya

$385 28%

Okinawa

$332 23.9% 13.8% $53

Groceries & Markets

Nagoya

$382 27.8%

Okinawa

$330 23.8% 13.8% $53

Monthly Utilities & Internet

Nagoya

$169 12.3%

Okinawa

$241 17.4% 42.3% $72

Eating Out

Nagoya

$145 10.6%

Okinawa

$184 13.2% 26.6% $39

Getting Around

Nagoya

$112 8.2%

Okinawa

$92 6.7% 17.6% $20

Clothing & Footwear

Nagoya

$112 8.1%

Okinawa

$112 8.1% 0.3% $0.4

Sport & Entertainment

Nagoya

$69 5%

Okinawa

$97 7% 40.9% $28

Cost Breakdown

A one-bedroom apartment in the center runs $558 in Nagoya and $411 in Okinawa. Housing cost is often the main lever when comparing two cities.

Nagoya pays 5% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32 in Nagoya vs $40 in Okinawa. Groceries flip the comparison at $382 vs $330, with Okinawa cheaper for home cooking.

Good to know

🇯🇵 Nagoya

🇯🇵 Okinawa

🕒 Local time

03:43 3:43 AM

Same time as Nagoya

🌤 Weather

👥 Population

2,236,000

142,752

💱 Currency

Japanese Yen JPY ¥

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.69 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nagoya vs Okinawa: Cost of Living - Frequently Asked Questions

Nagoya is cheaper overall, especially in eating out, leisure, and utilities. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 5% higher in Nagoya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $558 in Nagoya versus $411 in Okinawa. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Okinawa runs roughly 27% less than in Nagoya. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Childcare runs $687 in Nagoya versus $327 in Okinawa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nagoya and Okinawa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.