Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Hong Kong

For one person, living is cheaper in Okinawa: $1,399 a month against $2,984 in Hong Kong, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Okinawa
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Okinawa Living Index
144

Cost of Living Index in Hong Kong
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Hong Kong Living Index

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Okinawa

🇯🇵 Japan

$1,399

/mo nomad

Hong Kong

🇭🇰 Hong Kong (China)

$2,984

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Hong Kong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Hong Kong actually costs, broken down by who's living it.

A single person spends $1,399 per month in Okinawa vs $2,984 in Hong Kong, rent included.

Okinawa $1,399
Hong Kong $2,984

A couple spends around $2,189 per month in Okinawa vs $4,558 in Hong Kong, rent included.

Okinawa $2,189
Hong Kong $4,558

A family of three spends $2,979 per month in Okinawa vs $6,132 in Hong Kong, rent included.

Okinawa $2,979
Hong Kong $6,132

Okinawa is about 53% cheaper than Hong Kong, and outside of rent the biggest gap is in groceries.

Both Okinawa and Hong Kong sit above the global median – Okinawa by 4%, Hong Kong by 123%.

Meal at Budget Restaurant

$10.13 ¥1,603

$8.46 HK$66.4

19.74%

Three-Course Dinner for Two, Mid-Range

$39.78 ¥6,295

$63.2 HK$496

-37.03%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,114

$6.20 HK$48.66

13.55%

Cappuccino

$4.26 ¥675

$4.90 HK$38.41

-13.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 ¥233

$1.27 HK$10.01

15.75%

Water (0.33 liter bottle)

$1.00 ¥158

$1.06 HK$8.31

-5.66%

Local Beer (0.5 liter draught)

$2.01 ¥318

$7.68 HK$60.3

-73.83%

Imported Beer (0.33 liter bottle)

$4.55 ¥720

$6.28 HK$49.24

-27.55%

Milk (1 liter)

$1.64 ¥259

$2.86 HK$22.45

-42.66%

White Bread (500g)

$2.15 ¥341

$2.43 HK$19.10

-11.52%

Rice (white) (1kg)

$3.84 ¥607

$2.18 HK$17.09

76.15%

Eggs

$1.75 ¥277

$3.54 HK$27.80

-50.56%

Local Cheese (1kg)

$17.94 ¥2,839

$25.12 HK$197

-28.58%

Chicken Fillets (1kg)

$4.87 ¥771

$8.89 HK$69.8

-45.22%

Beef Round Steak (1kg)

$22.16 ¥3,507

$17.63 HK$138

25.69%

Apples (1kg)

$3.62 ¥573

$4.11 HK$32.22

-11.92%

Banana (1kg)

$2.63 ¥417

$2.72 HK$21.32

-3.31%

Oranges (1kg)

$2.14 ¥338

$4.59 HK$36.05

-53.38%

Tomato (1kg)

$5.18 ¥820

$4.02 HK$31.52

28.86%

Potato (1kg)

$2.41 ¥381

$3.25 HK$25.50

-25.85%

Onion (1kg)

$2.58 ¥408

$3.27 HK$25.70

-21.10%

Lettuce (1 head)

$1.31 ¥208

$1.60 HK$12.54

-18.13%

Water (1.5 liter bottle)

$0.74 ¥117

$1.73 HK$13.56

-57.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.99 ¥631

$13.14 HK$103

-69.63%

Wine (Bottle)

$6.42 ¥1,016

$16.59 HK$130

-61.30%

Local Beer (0.5 liter bottle)

$1.87 ¥295

$2.01 HK$15.80

-6.97%

Imported Beer (0.33 liter bottle)

$3.19 ¥505

$2.18 HK$17.13

46.33%

One-way Ticket (Public Transport)

$1.47 ¥233

$1.44 HK$11.31

2.08%

Public Transport Monthly Pass (Regular Price)

$67.2 ¥10.6K

$89.1 HK$699

-24.57%

Taxi Start (Normal Tariff)

$3.97 ¥628

$3.64 HK$28.53

9.07%

Taxi (Normal Tariff) (1km)

$3.56 ¥564

$1.31 HK$10.29

171.76%

Taxi 1hour Waiting (Normal Tariff)

$11.44 ¥1,810

$15.82 HK$124

-27.69%

Gasoline (1 liter)

$1.09 ¥173

$4.06 HK$31.89

-73.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ¥3.4M

$44.4K HK$348.2K

-52.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K ¥2.4M

$37.4K HK$293.2K

-58.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 ¥25.6K

$247 HK$1,942

-34.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.91 ¥3,943

$15.89 HK$125

56.77%

Internet (50+ Mbps, Unlimited Data)

$53.8 ¥8,513

$21.46 HK$168

150.70%

Gym Membership (Monthly)

$71.3 ¥11.3K

$91.4 HK$717

-21.93%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,689

$9.08 HK$71.3

504.74%

Cinema Ticket

$12.17 ¥1,927

$13.96 HK$110

-12.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ¥52.1K

$1,155 HK$9,067

-71.53%

International Primary School, 1 Child (Yearly)

$5,538 ¥876.3K

$22.3K HK$174.6K

-75.11%

Jeans (Levis 501 Or Similar)

$50.1 ¥7,923

$68.9 HK$541

-27.32%

Summer Dress (H&M, Zara, etc)

$23.29 ¥3,685

$40.44 HK$317

-42.41%

Sport Shoes (Adidas, Nike)

$78.8 ¥12.5K

$79.9 HK$627

-1.43%

Men's Leather Business Shoes

$94.6 ¥15.0K

$118 HK$923

-19.60%

1-bedroom Apartment, City Center (Monthly)

$404 ¥63.9K

$2,180 HK$17.1K

-81.46%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$1,718 HK$13.5K

-80.90%

3-bedroom Apartment, City Center (Monthly)

$826 ¥130.6K

$5,047 HK$39.6K

-83.64%

3-bedroom Apartment, Outside City Center (Monthly)

$663 ¥105.0K

$3,543 HK$27.8K

-81.28%

Buy Apartment in City Center (m2)

$8,594 ¥1.4M

$29.1K HK$228.7K

-70.52%

Buy Apartment Outside City Center (m2)

$1,206 ¥190.8K

$17.6K HK$137.9K

-93.14%

Average Monthly Net Salary (After Tax)

$1,849 ¥292.6K

$3,228 HK$25.3K

-42.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

3.91

-42.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 5, 2026

Last update for Hong Kong: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okinawa

$328 23.8%

Hong Kong

$415 13.9% 26.4% $87

Accommodation & Living

Okinawa

$328 23.8%

Hong Kong

$1.7K 57.5% 424% $1.4K

Monthly Utilities & Internet

Okinawa

$241 17.4%

Hong Kong

$285 9.5% 18.4% $44

Eating Out

Okinawa

$182 13.2%

Hong Kong

$205 6.9% 12.6% $23

Clothing & Footwear

Okinawa

$111 8%

Hong Kong

$138 4.6% 24.4% $27

Sport & Entertainment

Okinawa

$96 6.9%

Hong Kong

$119 4% 24.7% $24

Getting Around

Okinawa

$95 6.9%

Hong Kong

$105 3.5% 10.7% $10

Cost Breakdown

A central one-bedroom costs $404 in Okinawa versus $2,180 in Hong Kong. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 75% higher in Hong Kong, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Okinawa versus $63.0 in Hong Kong. Monthly groceries follow the same trend: $328 vs $415 – making Okinawa the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇭🇰 Hong Kong

🕒 Local time

20:33 8:33 PM

19:33 7:33 PM

1 h behind Okinawa

🌤 Weather

👥 Population

142,752

1,367,900 Capital

💱 Currency

Japanese Yen JPY ¥

Hong Kong Dollar HKD $

📈 Exchange rate

1,000 JPY = 6.32 USD

1,000 JPY = 5.64 EUR

1 HKD = 0.127 USD

1 HKD = 0.114 EUR

Exchange rates and currency converter

HKD, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 177 JPY (1,000 JPY = 5.64 EUR).

Hong Kong Dollar exchange rates as of October 10, 2026: 1 USD = 7.85 HKD (1 HKD = 0.127 USD). 1 EUR = 8.79 HKD (1 HKD = 0.114 EUR).

USD to JPY in detail →

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Okinawa Hong Kong 1,470 km ≈ 2 h 15 min nonstop flight

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Okinawa
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Hong Kong: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,399 in Okinawa, $2,984 in Hong Kong – roughly 113% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,098 per month in Okinawa and $4,476 in Hong Kong. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Okinawa, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Okinawa and $63.0 in Hong Kong. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,399 in Okinawa and $2,984 in Hong Kong. That's a gap of about 113%.

A $1,500 monthly budget goes further in Okinawa, where all-in costs run around $1,399, than in Hong Kong at $2,984. In Okinawa it covers expenses comfortably, while in Hong Kong it requires careful planning or may not stretch far enough.

It depends on your priorities. Hong Kong has an edge in some lifestyle areas, with costs from $1,399 in Okinawa to $2,984 in Hong Kong. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Okinawa. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hong Kong makes more sense. Both are solid long-term options with distinct trade-offs.