Last update: Oct 2026

Cost of Living Comparison Between Okinawa and Bali

For one person, living is cheaper in Bali: $1,224 a month against $1,399 in Okinawa, rent and utilities included – about $2,100 less a year. The total is higher in Okinawa despite lower rent and utilities.

67

Cost of Living Index in Okinawa
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Okinawa Living Index
60

Cost of Living Index in Bali
Learn more

Bali Living Index

Jump to prices

Okinawa

🇯🇵 Japan

$1,399

/mo nomad

Bali

🇮🇩 Indonesia

$1,224

/mo nomad

Monthly Cost of Living

How much you'll spend in Okinawa and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okinawa and in Bali actually costs, broken down by who's living it.

A single person spends $1,399 per month in Okinawa vs $1,224 in Bali, rent included.

Okinawa $1,399
Bali $1,224

A couple spends around $2,189 per month in Okinawa vs $2,064 in Bali, rent included.

Okinawa $2,189
Bali $2,064

A family of three spends $2,979 per month in Okinawa vs $2,904 in Bali, rent included.

Okinawa $2,979
Bali $2,904

Okinawa costs about 14% more than Bali, and outside of rent the biggest gap is in eating out.

Okinawa sits 4% above the global median, while Bali is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.13 ¥1,603

$2.74 Rp 49.0K

269.71%

Three-Course Dinner for Two, Mid-Range

$39.78 ¥6,295

$29.64 Rp 529.8K

34.21%

Fast Food Meal (McDonalds, etc)

$7.04 ¥1,114

$4.74 Rp 84.7K

48.52%

Cappuccino

$4.26 ¥675

$2.22 Rp 39.7K

91.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 ¥233

$1.37 Rp 24.5K

7.30%

Water (0.33 liter bottle)

$1.00 ¥158

$0.66 Rp 11.8K

51.52%

Local Beer (0.5 liter draught)

$2.01 ¥318

$2.21 Rp 39.4K

-9.05%

Imported Beer (0.33 liter bottle)

$4.55 ¥720

$3.62 Rp 64.7K

25.69%

Milk (1 liter)

$1.64 ¥259

$1.44 Rp 25.8K

13.89%

White Bread (500g)

$2.15 ¥341

$2.17 Rp 38.7K

-0.92%

Rice (white) (1kg)

$3.84 ¥607

$1.12 Rp 20.0K

242.86%

Eggs

$1.75 ¥277

$1.97 Rp 35.2K

-11.17%

Local Cheese (1kg)

$17.94 ¥2,839

$16.41 Rp 293.2K

9.32%

Chicken Fillets (1kg)

$4.87 ¥771

$3.63 Rp 65.0K

34.16%

Beef Round Steak (1kg)

$22.16 ¥3,507

$11.53 Rp 206.2K

92.19%

Apples (1kg)

$3.62 ¥573

$3.37 Rp 60.2K

7.42%

Banana (1kg)

$2.63 ¥417

$1.46 Rp 26.0K

80.14%

Oranges (1kg)

$2.14 ¥338

$2.15 Rp 38.4K

-0.47%

Tomato (1kg)

$5.18 ¥820

$1.90 Rp 34.0K

172.63%

Potato (1kg)

$2.41 ¥381

$1.80 Rp 32.2K

33.89%

Onion (1kg)

$2.58 ¥408

$2.24 Rp 40.0K

15.18%

Lettuce (1 head)

$1.31 ¥208

$0.94 Rp 16.8K

39.36%

Water (1.5 liter bottle)

$0.74 ¥117

$0.48 Rp 8,577

54.17%

Cigarettes 20 Pack (Marlboro, Camel)

$3.99 ¥631

$2.14 Rp 38.2K

86.45%

Wine (Bottle)

$6.42 ¥1,016

$21.94 Rp 392.2K

-70.74%

Local Beer (0.5 liter bottle)

$1.87 ¥295

$2.26 Rp 40.4K

-17.26%

Imported Beer (0.33 liter bottle)

$3.19 ¥505

$2.77 Rp 49.6K

15.16%

One-way Ticket (Public Transport)

$1.47 ¥233

$0.26 Rp 4,661

465.38%

Public Transport Monthly Pass (Regular Price)

$67.2 ¥10.6K

$8.08 Rp 144.4K

731.44%

Taxi Start (Normal Tariff)

$3.97 ¥628

$0.44 Rp 7,853

802.27%

Taxi (Normal Tariff) (1km)

$3.56 ¥564

$0.42 Rp 7,491

747.62%

Taxi 1hour Waiting (Normal Tariff)

$11.44 ¥1,810

$5.66 Rp 101.1K

102.12%

Gasoline (1 liter)

$1.09 ¥173

$0.90 Rp 16.0K

21.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.3K ¥3.4M

$24.2K Rp 433.4M

-12.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.4K ¥2.4M

$31.5K Rp 563.1M

-51.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$162 ¥25.6K

$80.1 Rp 1.4M

102.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.91 ¥3,943

$6.63 Rp 118.5K

275.72%

Internet (50+ Mbps, Unlimited Data)

$53.8 ¥8,513

$18.33 Rp 327.6K

193.51%

Gym Membership (Monthly)

$71.3 ¥11.3K

$45.56 Rp 814.4K

56.56%

Tennis Court (1 Hour on Weekend)

$54.9 ¥8,689

$15.24 Rp 272.4K

260.30%

Cinema Ticket

$12.17 ¥1,927

$3.71 Rp 66.4K

228.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$329 ¥52.1K

$442 Rp 7.9M

-25.59%

International Primary School, 1 Child (Yearly)

$5,538 ¥876.3K

$5,246 Rp 93.8M

5.57%

Jeans (Levis 501 Or Similar)

$50.1 ¥7,923

$44.18 Rp 789.6K

13.33%

Summer Dress (H&M, Zara, etc)

$23.29 ¥3,685

$34.13 Rp 610.1K

-31.76%

Sport Shoes (Adidas, Nike)

$78.8 ¥12.5K

$77.2 Rp 1.4M

2.02%

Men's Leather Business Shoes

$94.6 ¥15.0K

$75.0 Rp 1.3M

26.13%

1-bedroom Apartment, City Center (Monthly)

$404 ¥63.9K

$994 Rp 17.8M

-59.35%

1-bedroom Apartment, Outside City Center (Monthly)

$328 ¥51.9K

$588 Rp 10.5M

-44.24%

3-bedroom Apartment, City Center (Monthly)

$826 ¥130.6K

$3,084 Rp 55.1M

-73.23%

3-bedroom Apartment, Outside City Center (Monthly)

$663 ¥105.0K

$1,496 Rp 26.7M

-55.65%

Buy Apartment in City Center (m2)

$8,594 ¥1.4M

$2,383 Rp 42.6M

260.71%

Buy Apartment Outside City Center (m2)

$1,206 ¥190.8K

$2,015 Rp 36.0M

-40.17%

Average Monthly Net Salary (After Tax)

$1,849 ¥292.6K

$223 Rp 4.0M

729.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.23

13.78

-83.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okinawa: October 5, 2026

Last update for Bali: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okinawa

$328 23.8%

Bali

$274 22.4% 16.5% $54

Accommodation & Living

Okinawa

$328 23.8%

Bali

$588 48% 79.3% $260

Monthly Utilities & Internet

Okinawa

$241 17.4%

Bali

$105 8.6% 56.4% $136

Eating Out

Okinawa

$182 13.2%

Bali

$89 7.3% 51.1% $93

Clothing & Footwear

Okinawa

$111 8%

Bali

$104 8.5% 6.6% $7.3

Sport & Entertainment

Okinawa

$96 6.9%

Bali

$53 4.3% 44.6% $43

Getting Around

Okinawa

$95 6.9%

Bali

$12 1% 87.7% $83

Cost Breakdown

A central one-bedroom costs $404 in Okinawa versus $994 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 729% higher in Okinawa, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $40.00 in Okinawa versus $30.00 in Bali. Monthly groceries follow the same trend: $328 vs $274 – making Bali the more affordable choice for daily food spending.

Good to know

🇯🇵 Okinawa

🇮🇩 Bali

🕒 Local time

18:05 6:05 PM

17:05 5:05 PM

1 h behind Okinawa

🌤 Weather

👥 Population

142,752

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.32 USD

1,000 JPY = 5.63 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 10, 2026: 1 USD = 158 JPY (1,000 JPY = 6.32 USD). 1 EUR = 177 JPY (1,000 JPY = 5.63 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to JPY in detail →

On the map

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Between locations

Okinawa Bali 4,120 km ≈ 6 h nonstop flight

From you

Okinawa
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okinawa vs Bali: Cost of Living - Frequently Asked Questions

Okinawa costs about 14% more than Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,098 per month in Okinawa and $1,836 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Okinawa and $30.00 in Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,399 in Okinawa and $1,224 in Bali. That's a gap of about 14%.

A $1,000 monthly budget goes further in Bali, where all-in costs run around $1,224, than in Okinawa at $1,399. In Bali it covers expenses comfortably, while in Okinawa it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bali costs $1,224 versus $1,399 in Okinawa. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Okinawa makes more sense. Both are solid long-term options with distinct trade-offs.