Last update: Oct 2026

Cost of Living Comparison Between Okazaki and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,313 in Okazaki, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

62

Cost of Living Index in Okazaki
Learn more

Okazaki Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Okazaki

🇯🇵 Japan

$1,313

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Okazaki and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Okazaki and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,313 in Okazaki versus $918 in Cebu.

Okazaki $1,313
Cebu $918

Estimated couple costs with rent: $2,013 in Okazaki versus $1,409 in Cebu.

Okazaki $2,013
Cebu $1,409

Monthly costs for a family of three with rent: $2,713 in Okazaki versus $1,900 in Cebu.

Okazaki $2,713
Cebu $1,900

Living in Okazaki is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Okazaki 3% lower, Cebu 32% lower.

Meal at Budget Restaurant

$7.60 ¥1,200

$3.09 ₱194

145.95%

Three-Course Dinner for Two, Mid-Range

$31.06 ¥4,907

$24.22 ₱1,525

28.24%

Fast Food Meal (McDonalds, etc)

$4.97 ¥785

$3.92 ₱247

26.79%

Cappuccino

$2.39 ¥378

$2.51 ₱158

-4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ¥189

$1.59 ₱100

-25.16%

Water (0.33 liter bottle)

$0.62 ¥98.0

$0.53 ₱33.43

16.98%

Local Beer (0.5 liter draught)

$2.10 ¥332

$1.78 ₱112

17.98%

Imported Beer (0.33 liter bottle)

$2.24 ¥354

$2.17 ₱137

3.23%

Milk (1 liter)

$1.48 ¥233

$1.92 ₱121

-22.92%

White Bread (500g)

$1.31 ¥207

$1.36 ₱85.4

-3.68%

Rice (white) (1kg)

$5.53 ¥874

$1.01 ₱63.5

447.52%

Eggs

$2.04 ¥322

$2.03 ₱128

0.49%

Local Cheese (1kg)

$12.85 ¥2,030

$9.86 ₱621

30.32%

Chicken Fillets (1kg)

$9.61 ¥1,518

$4.39 ₱277

118.91%

Beef Round Steak (1kg)

$32.52 ¥5,138

$7.60 ₱479

327.89%

Apples (1kg)

$3.70 ¥585

$3.30 ₱208

12.12%

Banana (1kg)

$2.34 ¥369

$1.39 ₱87.8

68.35%

Oranges (1kg)

$6.44 ¥1,017

$2.33 ₱147

176.39%

Tomato (1kg)

$4.09 ¥646

$1.50 ₱94.3

172.67%

Potato (1kg)

$3.84 ¥607

$2.36 ₱149

62.71%

Onion (1kg)

$3.45 ¥544

$1.90 ₱119

81.58%

Lettuce (1 head)

$1.30 ¥205

$1.19 ₱74.9

9.24%

Water (1.5 liter bottle)

$1.01 ¥160

$0.63 ₱39.71

60.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.45 ¥545

$3.00 ₱189

15.00%

Wine (Bottle)

$7.99 ¥1,262

$6.03 ₱379

32.50%

Local Beer (0.5 liter bottle)

$2.03 ¥321

$1.23 ₱77.7

65.04%

Imported Beer (0.33 liter bottle)

$1.51 ¥239

$1.75 ₱110

-13.71%

One-way Ticket (Public Transport)

$1.30 ¥205

$0.25 ₱15.86

420.00%

Public Transport Monthly Pass (Regular Price)

$54.6 ¥8,619

$12.64 ₱796

331.65%

Taxi Start (Normal Tariff)

$3.13 ¥495

$0.77 ₱48.62

306.49%

Taxi (Normal Tariff) (1km)

$3.06 ¥484

$0.23 ₱14.53

1230.43%

Taxi 1hour Waiting (Normal Tariff)

$26.40 ¥4,171

$4.46 ₱281

491.93%

Gasoline (1 liter)

$1.09 ¥172

$1.31 ₱82.8

-16.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.3K ¥3.2M

$21.2K ₱1.3M

-4.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.6K ¥2.6M

$19.1K ₱1.2M

-13.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 ¥22.5K

$120 ₱7,569

18.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.62 ¥3,731

$14.00 ₱882

68.71%

Internet (50+ Mbps, Unlimited Data)

$43.51 ¥6,875

$27.54 ₱1,734

57.99%

Gym Membership (Monthly)

$52.0 ¥8,211

$32.33 ₱2,035

60.75%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.70 ¥1,532

$5.65 ₱356

71.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$319 ¥50.3K

$275 ₱17.3K

15.73%

International Primary School, 1 Child (Yearly)

$6,212 ¥981.4K

$7,918 ₱498.5K

-21.55%

Jeans (Levis 501 Or Similar)

$49.66 ¥7,845

$49.33 ₱3,106

0.67%

Summer Dress (H&M, Zara, etc)

$25.32 ¥4,000

$25.24 ₱1,589

0.32%

Sport Shoes (Adidas, Nike)

$45.94 ¥7,258

$77.0 ₱4,846

-40.31%

Men's Leather Business Shoes

$66.2 ¥10.5K

$57.2 ₱3,601

15.65%

1-bedroom Apartment, City Center (Monthly)

$531 ¥83.9K

$500 ₱31.5K

6.37%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ¥56.4K

$309 ₱19.4K

15.65%

3-bedroom Apartment, City Center (Monthly)

$1,239 ¥195.7K

$1,078 ₱67.9K

14.93%

3-bedroom Apartment, Outside City Center (Monthly)

$663 ¥104.7K

$615 ₱38.7K

7.69%

Buy Apartment in City Center (m2)

$4,681 ¥739.6K

$2,886 ₱181.7K

62.21%

Buy Apartment Outside City Center (m2)

$1,743 ¥275.4K

$1,917 ₱120.7K

-9.03%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.28

7.2

-68.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Okazaki: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Okazaki

$386 29.4%

Cebu

$206 22.4% 46.7% $180

Accommodation & Living

Okazaki

$357 27.2%

Cebu

$309 33.6% 13.5% $48

Monthly Utilities & Internet

Okazaki

$209 16%

Cebu

$162 17.6% 22.7% $48

Eating Out

Okazaki

$127 9.7%

Cebu

$88 9.6% 30.3% $38

Clothing & Footwear

Okazaki

$84 6.4%

Cebu

$94 10.2% 11.6% $9.8

Getting Around

Okazaki

$78 6%

Cebu

$16 1.7% 80.1% $63

Sport & Entertainment

Okazaki

$71 5.4%

Cebu

$44 4.8% 38.9% $28

Cost Breakdown

A one-bedroom apartment in the center runs $531 in Okazaki and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Okazaki vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $386 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Okazaki

🇵🇭 Cebu

🕒 Local time

16:37 4:37 PM

15:37 3:37 PM

1 h behind Okazaki

🌤 Weather

👥 Population

382,846

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Okazaki Cebu 3,050 km ≈ 4 h 15 min nonstop flight

From you

Okazaki
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Okazaki vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and transport. The 43% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,969 in Okazaki and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $531 in Okazaki versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,313 per month in Okazaki versus $918 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 332% less than in Okazaki. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,313 in Okazaki, a $1,500 budget is realistic in Cebu but tight or insufficient in Okazaki. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Okazaki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Okazaki and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Okazaki. Beyond cost, consider language, visa policies, and how big the international community is in each city.