Last update: Oct 2026

Cost of Living Comparison Between Oeiras and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,111 in Oeiras, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

103

Cost of Living Index in Oeiras
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Oeiras Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Oeiras

🇵🇹 Portugal

$2,111

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Oeiras and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oeiras and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,111 in Oeiras versus $918 in Cebu.

Oeiras $2,111
Cebu $918

Estimated couple costs with rent: $3,200 in Oeiras versus $1,409 in Cebu.

Oeiras $3,200
Cebu $1,409

Monthly costs for a family of three with rent: $4,289 in Oeiras versus $1,900 in Cebu.

Oeiras $4,289
Cebu $1,900

Living in Oeiras is roughly 130% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Oeiras is 56% above, Cebu is 32% below.

Meal at Budget Restaurant

$15.74 €14.00

$3.09 ₱194

409.39%

Three-Course Dinner for Two, Mid-Range

$55.0 €48.88

$24.22 ₱1,525

126.92%

Fast Food Meal (McDonalds, etc)

$11.25 €10.00

$3.92 ₱247

186.99%

Cappuccino

$2.52 €2.24

$2.51 ₱158

0.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 €2.12

$1.59 ₱100

50.31%

Water (0.33 liter bottle)

$1.78 €1.58

$0.53 ₱33.43

235.85%

Local Beer (0.5 liter draught)

$3.42 €3.04

$1.78 ₱112

92.13%

Imported Beer (0.33 liter bottle)

$3.85 €3.42

$2.17 ₱137

77.42%

Milk (1 liter)

$1.03 €0.92

$1.92 ₱121

-46.35%

White Bread (500g)

$1.26 €1.12

$1.36 ₱85.4

-7.35%

Rice (white) (1kg)

$2.17 €1.93

$1.01 ₱63.5

114.85%

Eggs

$3.55 €3.16

$2.03 ₱128

74.88%

Local Cheese (1kg)

$14.58 €12.97

$9.86 ₱621

47.87%

Chicken Fillets (1kg)

$7.44 €6.62

$4.39 ₱277

69.48%

Beef Round Steak (1kg)

$18.56 €16.51

$7.60 ₱479

144.21%

Apples (1kg)

$2.91 €2.59

$3.30 ₱208

-11.82%

Banana (1kg)

$1.37 €1.22

$1.39 ₱87.8

-1.44%

Oranges (1kg)

$1.81 €1.61

$2.33 ₱147

-22.32%

Tomato (1kg)

$2.53 €2.25

$1.50 ₱94.3

68.67%

Potato (1kg)

$1.75 €1.56

$2.36 ₱149

-25.85%

Onion (1kg)

$1.61 €1.44

$1.90 ₱119

-15.26%

Lettuce (1 head)

$0.81 €0.72

$1.19 ₱74.9

-31.93%

Water (1.5 liter bottle)

$0.79 €0.70

$0.63 ₱39.71

25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$5.87 €5.22

$3.00 ₱189

95.67%

Wine (Bottle)

$4.38 €3.90

$6.03 ₱379

-27.36%

Local Beer (0.5 liter bottle)

$1.37 €1.22

$1.23 ₱77.7

11.38%

Imported Beer (0.33 liter bottle)

$2.42 €2.15

$1.75 ₱110

38.29%

One-way Ticket (Public Transport)

$2.18 €1.94

$0.25 ₱15.86

772.00%

Public Transport Monthly Pass (Regular Price)

$43.95 €39.09

$12.64 ₱796

247.71%

Taxi Start (Normal Tariff)

$3.54 €3.14

$0.77 ₱48.62

359.74%

Taxi (Normal Tariff) (1km)

$0.76 €0.68

$0.23 ₱14.53

230.43%

Taxi 1hour Waiting (Normal Tariff)

$16.63 €14.79

$4.46 ₱281

272.87%

Gasoline (1 liter)

$2.17 €1.93

$1.31 ₱82.8

65.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.9K €30.2K

$21.2K ₱1.3M

59.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$19.1K ₱1.2M

100.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 €96.6

$120 ₱7,569

-9.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.33 €18.08

$14.00 ₱882

45.21%

Internet (50+ Mbps, Unlimited Data)

$34.85 €31.00

$27.54 ₱1,734

26.54%

Gym Membership (Monthly)

$57.8 €51.4

$32.33 ₱2,035

78.84%

Tennis Court (1 Hour on Weekend)

$26.71 €23.76

$6.65 ₱419

301.65%

Cinema Ticket

$8.22 €7.31

$5.65 ₱356

45.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 €434

$275 ₱17.3K

77.04%

International Primary School, 1 Child (Yearly)

$11.4K €10.1K

$7,918 ₱498.5K

43.81%

Jeans (Levis 501 Or Similar)

$85.6 €76.2

$49.33 ₱3,106

73.59%

Summer Dress (H&M, Zara, etc)

$43.93 €39.08

$25.24 ₱1,589

74.05%

Sport Shoes (Adidas, Nike)

$107 €95.1

$77.0 ₱4,846

38.97%

Men's Leather Business Shoes

$153 €136

$57.2 ₱3,601

166.94%

1-bedroom Apartment, City Center (Monthly)

$1,451 €1,291

$500 ₱31.5K

190.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,140 €1,014

$309 ₱19.4K

269.26%

3-bedroom Apartment, City Center (Monthly)

$2,507 €2,230

$1,078 ₱67.9K

132.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,037 €1,812

$615 ₱38.7K

231.09%

Buy Apartment in City Center (m2)

$5,565 €4,950

$2,886 ₱181.7K

92.83%

Buy Apartment Outside City Center (m2)

$3,352 €2,981

$1,917 ₱120.7K

74.88%

Average Monthly Net Salary (After Tax)

$1,477 €1,314

$346 ₱21.8K

326.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

7.2

-50.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oeiras: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oeiras

$1.1K 54%

Cebu

$309 33.6% 72.9% $832

Groceries & Markets

Oeiras

$267 12.6%

Cebu

$206 22.4% 22.8% $61

Eating Out

Oeiras

$231 11%

Cebu

$88 9.6% 61.8% $143

Clothing & Footwear

Oeiras

$175 8.3%

Cebu

$94 10.2% 46.4% $81

Monthly Utilities & Internet

Oeiras

$164 7.8%

Cebu

$162 17.6% 1.2% $1.9

Sport & Entertainment

Oeiras

$74 3.5%

Cebu

$44 4.8% 41.3% $31

Getting Around

Oeiras

$60 2.8%

Cebu

$16 1.7% 74% $44

Cost Breakdown

A one-bedroom apartment in the center runs $1,451 in Oeiras and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Oeiras pays 327% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $55.0 in Oeiras vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $267 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇹 Oeiras

🇵🇭 Cebu

🕒 Local time

05:40 5:40 AM

12:40 12:40 PM

7 h ahead of Oeiras

🌤 Weather

👥 Population

171,767

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Oeiras Cebu 12,730 km ≈ 16 h nonstop flight

From you

Oeiras
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oeiras vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 130% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 327% higher in Oeiras, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,451 in Oeiras versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,111 per month in Oeiras versus $918 in Cebu – a 130% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 248% less than in Oeiras. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,111 in Oeiras, a $1,500 budget is realistic in Cebu but tight or insufficient in Oeiras. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Oeiras, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Oeiras and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 130% less than in Oeiras. Beyond cost, consider language, visa policies, and how big the international community is in each city.