Last update: Oct 2026

Cost of Living Comparison Between Oak Harbor, WA and Lima

For one person, living is cheaper in Lima: $1,012 a month against $3,280 in Oak Harbor, WA, rent and utilities included – about $27,200 less a year. Rent and utilities account for most of the difference.

159

Cost of Living Index in Oak Harbor, WA
Learn more

Oak Harbor, WA Living Index
49

Cost of Living Index in Lima
Learn more

Lima Living Index

Jump to prices

Oak Harbor, WA

🇺🇸 United States

$3,280

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Oak Harbor, WA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oak Harbor, WA and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,280 in Oak Harbor, WA versus $1,012 in Lima.

Oak Harbor, WA $3,280
Lima $1,012

Estimated couple costs with rent: $4,561 in Oak Harbor, WA versus $1,589 in Lima.

Oak Harbor, WA $4,561
Lima $1,589

Monthly costs for a family of three with rent: $5,843 in Oak Harbor, WA versus $2,167 in Lima.

Oak Harbor, WA $5,843
Lima $2,167

Living in Oak Harbor, WA is roughly 224% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Oak Harbor, WA is 143% above, Lima is 25% below.

Meal at Budget Restaurant

$18.15 $18.15

$4.40 PEN 15.10

312.50%

Three-Course Dinner for Two, Mid-Range

$69.4 $69.4

$35.17 PEN 121

97.33%

Fast Food Meal (McDonalds, etc)

$18.78 $18.78

$6.89 PEN 23.65

172.57%

Cappuccino

$5.40 $5.40

$3.26 PEN 11.20

65.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$1.12 PEN 3.84

116.96%

Water (0.33 liter bottle)

$1.58 $1.58

$0.62 PEN 2.11

154.84%

Local Beer (0.5 liter draught)

$8.06 $8.06

$2.65 PEN 9.09

204.15%

Imported Beer (0.33 liter bottle)

$7.29 $7.29

$4.41 PEN 15.15

65.31%

Milk (1 liter)

$1.63 $1.63

$1.63 PEN 5.61

White Bread (500g)

$4.59 $4.59

$2.56 PEN 8.78

79.30%

Rice (white) (1kg)

$6.49 $6.49

$1.35 PEN 4.65

380.74%

Eggs

$5.57 $5.57

$2.90 PEN 9.96

92.07%

Local Cheese (1kg)

$20.14 $20.14

$8.85 PEN 30.38

127.57%

Chicken Fillets (1kg)

$12.98 $12.98

$5.98 PEN 20.52

117.06%

Beef Round Steak (1kg)

$24.75 $24.75

$9.78 PEN 33.59

153.07%

Apples (1kg)

$8.01 $8.01

$2.05 PEN 7.02

290.73%

Banana (1kg)

$1.32 $1.32

$1.06 PEN 3.66

24.53%

Oranges (1kg)

$6.90 $6.90

$1.35 PEN 4.64

411.11%

Tomato (1kg)

$6.79 $6.79

$1.50 PEN 5.15

352.67%

Potato (1kg)

$4.18 $4.18

$0.88 PEN 3.03

375.00%

Onion (1kg)

$4.63 $4.63

$0.92 PEN 3.15

403.26%

Lettuce (1 head)

$2.52 $2.52

$0.89 PEN 3.07

183.15%

Water (1.5 liter bottle)

$2.22 $2.22

$0.90 PEN 3.10

146.67%

Cigarettes 20 Pack (Marlboro, Camel)

$9.79 $9.79

$5.90 PEN 20.27

65.93%

Wine (Bottle)

$14.51 $14.51

$8.52 PEN 29.26

70.31%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$1.88 PEN 6.45

47.87%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$3.22 PEN 11.05

22.36%

One-way Ticket (Public Transport)

$2.02 $2.02

$0.68 PEN 2.33

197.06%

Public Transport Monthly Pass (Regular Price)

$29.85 $29.85

$26.86 PEN 92.2

11.13%

Taxi Start (Normal Tariff)

$3.26 $3.26

$3.81 PEN 13.09

-14.44%

Taxi (Normal Tariff) (1km)

$1.53 $1.53

$2.02 PEN 6.93

-24.26%

Taxi 1hour Waiting (Normal Tariff)

$29.59 $29.59

$7.11 PEN 24.41

316.17%

Gasoline (1 liter)

$1.16 $1.16

$1.72 PEN 5.91

-32.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$22.3K PEN 76.6K

61.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$25.5K PEN 87.6K

2.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$378 $378

$73.1 PEN 251

417.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.4 $63.4

$16.35 PEN 56.2

288.01%

Internet (50+ Mbps, Unlimited Data)

$97.3 $97.3

$27.47 PEN 94.3

254.35%

Gym Membership (Monthly)

$34.66 $34.66

$31.90 PEN 110

8.65%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

Cinema Ticket

$14.76 $14.76

$7.05 PEN 24.23

109.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,503 $1,503

$182 PEN 627

723.96%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$13.0K PEN 44.8K

76.28%

Jeans (Levis 501 Or Similar)

$58.2 $58.2

$53.8 PEN 185

8.24%

Summer Dress (H&M, Zara, etc)

$38.18 $38.18

$34.32 PEN 118

11.25%

Sport Shoes (Adidas, Nike)

$132 $132

$82.8 PEN 284

59.26%

Men's Leather Business Shoes

$195 $195

$78.2 PEN 269

148.79%

1-bedroom Apartment, City Center (Monthly)

$2,343 $2,343

$721 PEN 2,476

224.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,571 $1,571

$343 PEN 1,179

357.57%

3-bedroom Apartment, City Center (Monthly)

$3,239 $3,239

$1,219 PEN 4,186

165.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,344 $2,344

$651 PEN 2,235

260.26%

Buy Apartment in City Center (m2)

$4,045 $4,045

$2,414 PEN 8,292

67.53%

Buy Apartment Outside City Center (m2)

$4,142 $4,142

$1,357 PEN 4,660

205.23%

Average Monthly Net Salary (After Tax)

$3,295 $3,295

$648 PEN 2,226

408.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

-21.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oak Harbor, WA: October 10, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oak Harbor, WA

$1.6K 47.9%

Lima

$343 33.9% 78.1% $1.2K

Monthly Utilities & Internet

Oak Harbor, WA

$539 16.4%

Lima

$117 11.6% 78.3% $422

Groceries & Markets

Oak Harbor, WA

$529 16.1%

Lima

$226 22.3% 57.3% $303

Eating Out

Oak Harbor, WA

$337 10.3%

Lima

$124 12.3% 63.2% $213

Clothing & Footwear

Oak Harbor, WA

$190 5.8%

Lima

$112 11.1% 41.1% $78

Sport & Entertainment

Oak Harbor, WA

$64 2%

Lima

$46 4.6% 28.3% $18

Getting Around

Oak Harbor, WA

$49 1.5%

Lima

$43 4.3% 11% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $2,343 in Oak Harbor, WA and $721 in Lima. Housing cost is often the main lever when comparing two cities.

Oak Harbor, WA pays 408% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Oak Harbor, WA vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $529 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Oak Harbor, WA

🇵🇪 Lima

🕒 Local time

06:38 6:38 AM

08:38 8:38 AM

2 h ahead of Oak Harbor, WA

🌤 Weather

👥 Population

24,622

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.889 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Peruvian Sol exchange rates as of October 17, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

Lowest

Highest

Between locations

Oak Harbor, WA Lima 8,070 km ≈ 11 h nonstop flight

From you

Oak Harbor, WA
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oak Harbor, WA vs Lima: Cost of Living - Frequently Asked Questions

Oak Harbor, WA and Lima differ by about 224% in total monthly costs ($3,280 vs $1,012 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 408% higher in Oak Harbor, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,343 in Oak Harbor, WA versus $721 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,503 in Oak Harbor, WA versus $182 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 134% higher in Oak Harbor, WA. For households that cook at home regularly, that difference adds up over a month.

At $1,012 in Lima versus $3,280 in Oak Harbor, WA, a $2,000 budget is realistic in Lima but tight or insufficient in Oak Harbor, WA. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Oak Harbor, WA and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 224% less than in Oak Harbor, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.