Last update: Oct 2026

Cost of Living Comparison Between Oak Harbor, WA and Austin, TX

For one person, living is cheaper in Austin, TX: $2,607 a month against $3,321 in Oak Harbor, WA, rent and utilities included – about $8,600 less a year. Rent and utilities account for most of the difference.

159

Cost of Living Index in Oak Harbor, WA
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Oak Harbor, WA Living Index
125

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Oak Harbor, WA

🇺🇸 United States

$3,321

/mo nomad

Austin, TX

🇺🇸 United States

$2,607

/mo nomad

Monthly Cost of Living

How much you'll spend in Oak Harbor, WA and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Oak Harbor, WA and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,321 in Oak Harbor, WA versus $2,607 in Austin, TX.

Oak Harbor, WA $3,321
Austin, TX $2,607

Estimated couple costs with rent: $4,592 in Oak Harbor, WA versus $4,031 in Austin, TX.

Oak Harbor, WA $4,592
Austin, TX $4,031

Monthly costs for a family of three with rent: $5,863 in Oak Harbor, WA versus $5,454 in Austin, TX.

Oak Harbor, WA $5,863
Austin, TX $5,454

Living in Oak Harbor, WA is roughly 27% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Oak Harbor, WA 144% above, Austin, TX 92% above.

Meal at Budget Restaurant

$17.65 $17.65

$20.35 $20.35

-13.27%

Three-Course Dinner for Two, Mid-Range

$71.2 $71.2

$84.7 $84.7

-16.01%

Fast Food Meal (McDonalds, etc)

$18.51 $18.51

$12.12 $12.12

52.72%

Cappuccino

$5.35 $5.35

$5.65 $5.65

-5.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 $2.33

$3.68 $3.68

-36.68%

Water (0.33 liter bottle)

$1.53 $1.53

$2.36 $2.36

-35.17%

Local Beer (0.5 liter draught)

$7.80 $7.80

$7.87 $7.87

-0.89%

Imported Beer (0.33 liter bottle)

$7.60 $7.60

$8.82 $8.82

-13.83%

Milk (1 liter)

$1.63 $1.63

$1.14 $1.14

42.98%

White Bread (500g)

$4.45 $4.45

$3.69 $3.69

20.60%

Rice (white) (1kg)

$6.86 $6.86

$3.31 $3.31

107.25%

Eggs

$5.64 $5.64

$4.15 $4.15

35.90%

Local Cheese (1kg)

$19.88 $19.88

$12.98 $12.98

53.16%

Chicken Fillets (1kg)

$12.82 $12.82

$13.86 $13.86

-7.50%

Beef Round Steak (1kg)

$24.85 $24.85

$16.34 $16.34

52.08%

Apples (1kg)

$8.19 $8.19

$4.69 $4.69

74.63%

Banana (1kg)

$1.33 $1.33

$1.45 $1.45

-8.28%

Oranges (1kg)

$6.93 $6.93

$5.11 $5.11

35.62%

Tomato (1kg)

$6.78 $6.78

$4.52 $4.52

50.00%

Potato (1kg)

$4.21 $4.21

$3.08 $3.08

36.69%

Onion (1kg)

$4.62 $4.62

$2.38 $2.38

94.12%

Lettuce (1 head)

$2.61 $2.61

$1.80 $1.80

45.00%

Water (1.5 liter bottle)

$2.17 $2.17

$2.22 $2.22

-2.25%

Cigarettes 20 Pack (Marlboro, Camel)

$9.86 $9.86

$9.97 $9.97

-1.10%

Wine (Bottle)

$14.21 $14.21

$15.05 $15.05

-5.58%

Local Beer (0.5 liter bottle)

$2.72 $2.72

$2.91 $2.91

-6.53%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$3.33 $3.33

21.02%

One-way Ticket (Public Transport)

$2.03 $2.03

$1.22 $1.22

66.39%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$40.53 $40.53

46.06%

Taxi Start (Normal Tariff)

$3.27 $3.27

$2.78 $2.78

17.63%

Taxi (Normal Tariff) (1km)

$1.90 $1.90

$1.65 $1.65

15.15%

Taxi 1hour Waiting (Normal Tariff)

$27.38 $27.38

$35.39 $35.39

-22.63%

Gasoline (1 liter)

$1.16 $1.16

$0.95 $0.95

22.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K $27.5K

$34.2K $34.2K

-19.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.8K $26.8K

-3.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$391 $391

$223 $223

75.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.4 $61.4

$58.5 $58.5

5.01%

Internet (50+ Mbps, Unlimited Data)

$97.5 $97.5

$71.2 $71.2

37.05%

Gym Membership (Monthly)

$34.29 $34.29

$53.0 $53.0

-35.35%

Tennis Court (1 Hour on Weekend)

$16.75 $16.75

Cinema Ticket

$14.86 $14.86

$14.06 $14.06

5.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,347 $1,347

$1,459 $1,459

-7.70%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$21.3K $21.3K

10.96%

Jeans (Levis 501 Or Similar)

$58.8 $58.8

$52.5 $52.5

12.10%

Summer Dress (H&M, Zara, etc)

$37.05 $37.05

$42.75 $42.75

-13.33%

Sport Shoes (Adidas, Nike)

$131 $131

$86.4 $86.4

51.10%

Men's Leather Business Shoes

$196 $196

$104 $104

88.70%

1-bedroom Apartment, City Center (Monthly)

$2,300 $2,300

$2,112 $2,112

8.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,578 $1,578

$1,230 $1,230

28.22%

3-bedroom Apartment, City Center (Monthly)

$3,235 $3,235

$3,863 $3,863

-16.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,299 $2,299

$2,407 $2,407

-4.49%

Buy Apartment in City Center (m2)

$4,057 $4,057

$7,426 $7,426

-45.37%

Buy Apartment Outside City Center (m2)

$4,130 $4,130

$3,060 $3,060

34.98%

Average Monthly Net Salary (After Tax)

$3,305 $3,305

$5,179 $5,179

-36.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

2.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Oak Harbor, WA: October 25, 2026

Last update for Austin, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Oak Harbor, WA

$1.6K 47.5%

Austin, TX

$1.2K 47.2% 22% $347

Monthly Utilities & Internet

Oak Harbor, WA

$550 16.6%

Austin, TX

$353 13.5% 35.9% $197

Groceries & Markets

Oak Harbor, WA

$528 15.9%

Austin, TX

$410 15.7% 22.4% $118

Eating Out

Oak Harbor, WA

$331 10%

Austin, TX

$348 13.4% 5.3% $18

Clothing & Footwear

Oak Harbor, WA

$190 5.7%

Austin, TX

$128 4.9% 32.4% $62

Getting Around

Oak Harbor, WA

$80 2.4%

Austin, TX

$56 2.2% 29.5% $24

Sport & Entertainment

Oak Harbor, WA

$64 1.9%

Austin, TX

$81 3.1% 26.8% $17

Cost Breakdown

A one-bedroom apartment in the center runs $2,300 in Oak Harbor, WA and $2,112 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 57% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71 in Oak Harbor, WA vs $85 in Austin, TX. Groceries flip the comparison at $528 vs $410, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Oak Harbor, WA

🇺🇸 Austin, TX

🕒 Local time

04:46 4:46 AM

06:46 6:46 AM

2 h ahead of Oak Harbor, WA

🌤 Weather

👥 Population

24,622

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Oak Harbor, WA Austin, TX 2,910 km ≈ 4 h 15 min nonstop flight

From you

Oak Harbor, WA
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Oak Harbor, WA vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 21% lower than in Oak Harbor, WA. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 36% lower in Oak Harbor, WA. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,300 in Oak Harbor, WA versus $2,112 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,321 per month in Oak Harbor, WA versus $2,607 in Austin, TX – Austin, TX is about 21% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 32% less than in Oak Harbor, WA. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.