Cost of Living Comparison Between O'Fallon, MO and Harrisburg, PA Cost of Living Comparison Between O'Fallon, MO and Harrisburg, PA

Monthly Cost of Living

Monthly costs for one person with rent: $2,473 in O'Fallon, MO versus $2,674 in Harrisburg, PA.

Estimated couple costs with rent: $3,542 in O'Fallon, MO versus $3,803 in Harrisburg, PA.

Monthly costs for a family of three with rent: $4,610 in O'Fallon, MO versus $4,931 in Harrisburg, PA.

Living in O'Fallon, MO costs roughly 8% less than in Harrisburg, PA, driven mainly by Getting Around.

Both cities are pricier than the global median: O'Fallon, MO 85% above, Harrisburg, PA 100% above.

Meal at Budget Restaurant

$20.08 $20.08

$15.06 $15.06

33.33%

Three-Course Dinner for Two, Mid-Range

$79.5 $79.5

$64.8 $64.8

22.64%

Fast Food Meal (McDonalds, etc)

$9.18 $9.18

$11.93 $11.93

-23.05%

Cappuccino

$3.55 $3.55

$5.47 $5.47

-35.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.30 $2.30

$3.06 $3.06

-24.84%

Water (0.33 liter bottle)

$1.46 $1.46

$2.19 $2.19

-33.33%

Local Beer (0.5 liter draught)

$2.43 $2.43

$5.87 $5.87

-58.60%

Imported Beer (0.33 liter bottle)

$3.54 $3.54

$8.07 $8.07

-56.13%

Milk (1 liter)

$0.97 $0.97

$1.18 $1.18

-17.80%

White Bread (500g)

$3.34 $3.34

$4.03 $4.03

-17.12%

Rice (white) (1kg)

$3.25 $3.25

$4.02 $4.02

-19.15%

Eggs

$2.97 $2.97

$4.33 $4.33

-31.41%

Local Cheese (1kg)

$7.16 $7.16

$15.35 $15.35

-53.36%

Chicken Fillets (1kg)

$10.44 $10.44

$14.10 $14.10

-25.96%

Beef Round Steak (1kg)

$12.85 $12.85

$18.60 $18.60

-30.91%

Apples (1kg)

$4.55 $4.55

$6.02 $6.02

-24.42%

Banana (1kg)

$1.51 $1.51

$2.01 $2.01

-24.88%

Oranges (1kg)

$5.95 $5.95

$5.22 $5.22

13.98%

Tomato (1kg)

$5.56 $5.56

$6.58 $6.58

-15.50%

Potato (1kg)

$3.54 $3.54

$3.55 $3.55

-0.28%

Onion (1kg)

$2.70 $2.70

$3.80 $3.80

-28.95%

Lettuce (1 head)

$1.67 $1.67

$2.19 $2.19

-23.74%

Water (1.5 liter bottle)

$2.05 $2.05

$2.56 $2.56

-19.92%

Cigarettes 20 Pack (Marlboro, Camel)

$6.07 $6.07

$9.32 $9.32

-34.87%

Wine (Bottle)

$8.41 $8.41

$14.94 $14.94

-43.71%

Local Beer (0.5 liter bottle)

$1.99 $1.99

$2.60 $2.60

-23.46%

Imported Beer (0.33 liter bottle)

$2.28 $2.28

$4.71 $4.71

-51.59%

One-way Ticket (Public Transport)

$1.94 $1.94

$2.48 $2.48

-21.77%

Public Transport Monthly Pass (Regular Price)

$220 $220

$50.8 $50.8

333.25%

Taxi Start (Normal Tariff)

$2.51 $2.51

$4.09 $4.09

-38.63%

Taxi (Normal Tariff) (1km)

$2.25 $2.25

$1.89 $1.89

19.05%

Taxi 1hour Waiting (Normal Tariff)

$21.32 $21.32

$30.43 $30.43

-29.94%

Gasoline (1 liter)

$0.75 $0.75

$0.90 $0.90

-16.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$27.1K $27.1K

-9.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K $24.0K

$26.2K $26.2K

-8.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 $125

$161 $161

-22.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.6 $59.6

$60.0 $60.0

-0.65%

Internet (50+ Mbps, Unlimited Data)

$54.0 $54.0

$68.9 $68.9

-21.64%

Gym Membership (Monthly)

$43.19 $43.19

$26.99 $26.99

60.02%

Tennis Court (1 Hour on Weekend)

$20.22 $20.22

Cinema Ticket

$10.42 $10.42

$10.86 $10.86

-4.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,018 $1,018

$1,095 $1,095

-7.03%

International Primary School, 1 Child (Yearly)

$20.0K $20.0K

$21.0K $21.0K

-4.53%

Jeans (Levis 501 Or Similar)

$53.7 $53.7

$40.07 $40.07

33.97%

Summer Dress (H&M, Zara, etc)

$42.59 $42.59

$33.13 $33.13

28.55%

Sport Shoes (Adidas, Nike)

$77.1 $77.1

$80.2 $80.2

-3.80%

Men's Leather Business Shoes

$70.0 $70.0

$83.2 $83.2

-15.80%

1-bedroom Apartment, City Center (Monthly)

$1,218 $1,218

$1,531 $1,531

-20.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,175 $1,175

$1,371 $1,371

-14.26%

3-bedroom Apartment, City Center (Monthly)

$1,696 $1,696

$1,959 $1,959

-13.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,661 $1,661

$2,039 $2,039

-18.56%

Buy Apartment in City Center (m2)

$1,549 $1,549

$1,869 $1,869

-17.17%

Buy Apartment Outside City Center (m2)

$1,630 $1,630

$1,828 $1,828

-10.85%

Average Monthly Net Salary (After Tax)

$5,768 $5,768

$4,220 $4,220

36.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

6.44

-2.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for O'Fallon, MO: April 21, 2026

Last update for Harrisburg, PA: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,218 in O'Fallon, MO and $1,531 in Harrisburg, PA. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 37% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $80 in O'Fallon, MO vs $65 in Harrisburg, PA. Groceries flip the comparison at $342 vs $464, with O'Fallon, MO cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

O'Fallon, MO vs Harrisburg, PA: Cost of Living - Frequently Asked Questions

O'Fallon, MO and Harrisburg, PA differ by about 8% in total monthly costs ($2,473 vs $2,674 including rent). O'Fallon, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

O'Fallon, MO pays 37% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,218 in O'Fallon, MO versus $1,531 in Harrisburg, PA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,018 in O'Fallon, MO versus $1,095 in Harrisburg, PA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 36% higher in Harrisburg, PA. For households that cook at home regularly, that difference adds up over a month.

At $2,473 in O'Fallon, MO versus $2,674 in Harrisburg, PA, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Harrisburg, PA. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, O'Fallon, MO and Harrisburg, PA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 8% less than in Harrisburg, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.