Last update: Oct 2026

Cost of Living Comparison Between O'Fallon, MO and Harrisburg, PA

For one person, living costs are similar in O'Fallon, MO and in Harrisburg, PA: $2,381 and $2,495 a month, rent and utilities included.

115

Cost of Living Index in O'Fallon, MO
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O'Fallon, MO Living Index
121

Cost of Living Index in Harrisburg, PA
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Harrisburg, PA Living Index

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O'Fallon, MO

🇺🇸 United States

$2,381

/mo nomad

Harrisburg, PA

🇺🇸 United States

$2,495

/mo nomad

Monthly Cost of Living

How much you'll spend in O'Fallon, MO and in Harrisburg, PA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in O'Fallon, MO and in Harrisburg, PA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,381 in O'Fallon, MO versus $2,495 in Harrisburg, PA.

O'Fallon, MO $2,381
Harrisburg, PA $2,495

Estimated couple costs with rent: $3,305 in O'Fallon, MO versus $3,624 in Harrisburg, PA.

O'Fallon, MO $3,305
Harrisburg, PA $3,624

Monthly costs for a family of three with rent: $4,229 in O'Fallon, MO versus $4,752 in Harrisburg, PA.

O'Fallon, MO $4,229
Harrisburg, PA $4,752

Living in O'Fallon, MO costs roughly 5% less than in Harrisburg, PA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: O'Fallon, MO 76% above, Harrisburg, PA 84% above.

Meal at Budget Restaurant

$20.03 $20.03

$13.34 $13.34

50.15%

Three-Course Dinner for Two, Mid-Range

$60.5 $60.5

$66.1 $66.1

-8.55%

Fast Food Meal (McDonalds, etc)

$9.30 $9.30

$10.67 $10.67

-12.84%

Cappuccino

$3.40 $3.40

$5.14 $5.14

-33.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 $2.29

$2.77 $2.77

-17.33%

Water (0.33 liter bottle)

$1.53 $1.53

$2.30 $2.30

-33.48%

Local Beer (0.5 liter draught)

$2.45 $2.45

$5.13 $5.13

-52.24%

Imported Beer (0.33 liter bottle)

$3.56 $3.56

$7.20 $7.20

-50.56%

Milk (1 liter)

$0.93 $0.93

$1.29 $1.29

-27.91%

White Bread (500g)

$3.35 $3.35

$3.97 $3.97

-15.62%

Rice (white) (1kg)

$2.19 $2.19

$2.51 $2.51

-12.75%

Eggs

$2.99 $2.99

$6.41 $6.41

-53.35%

Local Cheese (1kg)

$7.32 $7.32

$14.93 $14.93

-50.97%

Chicken Fillets (1kg)

$8.67 $8.67

$14.44 $14.44

-39.96%

Beef Round Steak (1kg)

$13.06 $13.06

$18.78 $18.78

-30.46%

Apples (1kg)

$4.48 $4.48

$4.41 $4.41

1.59%

Banana (1kg)

$1.08 $1.08

$1.65 $1.65

-34.55%

Oranges (1kg)

$2.99 $2.99

$5.56 $5.56

-46.22%

Tomato (1kg)

$4.48 $4.48

$5.28 $5.28

-15.15%

Potato (1kg)

$1.70 $1.70

$3.06 $3.06

-44.44%

Onion (1kg)

$2.35 $2.35

$4.09 $4.09

-42.54%

Lettuce (1 head)

$1.68 $1.68

$2.15 $2.15

-21.86%

Water (1.5 liter bottle)

$1.97 $1.97

$2.69 $2.69

-26.77%

Cigarettes 20 Pack (Marlboro, Camel)

$6.05 $6.05

$11.81 $11.81

-48.77%

Wine (Bottle)

$8.30 $8.30

$15.11 $15.11

-45.07%

Local Beer (0.5 liter bottle)

$1.85 $1.85

$2.52 $2.52

-26.59%

Imported Beer (0.33 liter bottle)

$2.22 $2.22

$5.13 $5.13

-56.73%

One-way Ticket (Public Transport)

$2.48 $2.48

Public Transport Monthly Pass (Regular Price)

$217 $217

$49.42 $49.42

339.90%

Taxi Start (Normal Tariff)

$2.93 $2.93

$6.62 $6.62

-55.74%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$1.94 $1.94

-27.32%

Taxi 1hour Waiting (Normal Tariff)

$36.45 $36.45

$39.47 $39.47

-7.65%

Gasoline (1 liter)

$1.02 $1.02

$1.09 $1.09

-6.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.2K $24.2K

$27.4K $27.4K

-11.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$27.3K $27.3K

-11.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 $123

$160 $160

-22.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$43.79 $43.79

33.64%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$72.5 $72.5

-2.50%

Gym Membership (Monthly)

$27.57 $27.57

Tennis Court (1 Hour on Weekend)

$20.01 $20.01

Cinema Ticket

$10.06 $10.06

$11.17 $11.17

-9.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$768 $768

$1,119 $1,119

-31.36%

International Primary School, 1 Child (Yearly)

$20.3K $20.3K

$20.7K $20.7K

-1.91%

Jeans (Levis 501 Or Similar)

$54.1 $54.1

$40.56 $40.56

33.31%

Summer Dress (H&M, Zara, etc)

$37.31 $37.31

$32.10 $32.10

16.23%

Sport Shoes (Adidas, Nike)

$76.7 $76.7

$79.0 $79.0

-2.99%

Men's Leather Business Shoes

$70.2 $70.2

$100 $100

-29.94%

1-bedroom Apartment, City Center (Monthly)

$1,181 $1,181

$1,436 $1,436

-17.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,208 $1,208

$1,266 $1,266

-4.54%

3-bedroom Apartment, City Center (Monthly)

$1,687 $1,687

$2,072 $2,072

-18.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,641 $1,641

$2,006 $2,006

-18.19%

Buy Apartment in City Center (m2)

$1,586 $1,586

$1,884 $1,884

-15.79%

Buy Apartment Outside City Center (m2)

$1,613 $1,613

$1,803 $1,803

-10.54%

Average Monthly Net Salary (After Tax)

$5,001 $5,001

$4,176 $4,176

19.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

6.29

-0.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for O'Fallon, MO: October 18, 2026

Last update for Harrisburg, PA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

O'Fallon, MO

$1.2K 50.8%

Harrisburg, PA

$1.3K 50.7% 4.7% $57

Groceries & Markets

O'Fallon, MO

$302 12.7%

Harrisburg, PA

$453 18.2% 50.3% $152

Eating Out

O'Fallon, MO

$264 11.1%

Harrisburg, PA

$261 10.5% 1% $2.8

Monthly Utilities & Internet

O'Fallon, MO

$253 10.6%

Harrisburg, PA

$276 11.1% 9.5% $24

Getting Around

O'Fallon, MO

$227 * 9.6%

Harrisburg, PA

$76 3% 66.7% $152

Clothing & Footwear

O'Fallon, MO

$107 4.5%

Harrisburg, PA

$113 4.5% 5.7% $6.1

Sport & Entertainment

O'Fallon, MO

$20 * 0.9%

Harrisburg, PA

$50 2% 148% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,181 in O'Fallon, MO and $1,436 in Harrisburg, PA. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 20% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in O'Fallon, MO vs $66.0 in Harrisburg, PA for a mid-range dinner for two. Groceries echo the gap at $302 vs $453 per month, with O'Fallon, MO cheaper across the board.

Good to know

🇺🇸 O'Fallon, MO

🇺🇸 Harrisburg, PA

🕒 Local time

18:31 6:31 PM

19:31 7:31 PM

1 h ahead of O'Fallon, MO

🌤 Weather

👥 Population

94,074

49,528

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

O'Fallon, MO Harrisburg, PA 1,190 km ≈ 2 h nonstop flight

From you

O'Fallon, MO
Harrisburg, PA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

O'Fallon, MO vs Harrisburg, PA: Cost of Living - Frequently Asked Questions

O'Fallon, MO and Harrisburg, PA differ by about 5% in total monthly costs ($2,381 vs $2,495 including rent). O'Fallon, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 20% higher in O'Fallon, MO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,181 in O'Fallon, MO versus $1,436 in Harrisburg, PA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $768 in O'Fallon, MO versus $1,119 in Harrisburg, PA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 50% higher in Harrisburg, PA. For households that cook at home regularly, that difference adds up over a month.

At $2,381 in O'Fallon, MO versus $2,495 in Harrisburg, PA, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Harrisburg, PA. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, O'Fallon, MO and Harrisburg, PA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 5% less than in Harrisburg, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.