Last update: Oct 2026

Cost of Living Comparison Between Harrisburg, PA and O'Fallon, MO

For one person, living costs are similar in Harrisburg, PA and in O'Fallon, MO: $2,495 and $2,381 a month, rent and utilities included.

121

Cost of Living Index in Harrisburg, PA
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Harrisburg, PA Living Index
115

Cost of Living Index in O'Fallon, MO
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O'Fallon, MO Living Index

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Harrisburg, PA

🇺🇸 United States

$2,495

/mo nomad

O'Fallon, MO

🇺🇸 United States

$2,381

/mo nomad

Monthly Cost of Living

How much you'll spend in Harrisburg, PA and in O'Fallon, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Harrisburg, PA and in O'Fallon, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,495 in Harrisburg, PA versus $2,381 in O'Fallon, MO.

Harrisburg, PA $2,495
O'Fallon, MO $2,381

Estimated couple costs with rent: $3,624 in Harrisburg, PA versus $3,305 in O'Fallon, MO.

Harrisburg, PA $3,624
O'Fallon, MO $3,305

Monthly costs for a family of three with rent: $4,752 in Harrisburg, PA versus $4,229 in O'Fallon, MO.

Harrisburg, PA $4,752
O'Fallon, MO $4,229

Living in Harrisburg, PA is roughly 5% more expensive than in O'Fallon, MO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Harrisburg, PA 84% above, O'Fallon, MO 76% above.

Meal at Budget Restaurant

$13.34 $13.34

$20.03 $20.03

-33.40%

Three-Course Dinner for Two, Mid-Range

$66.1 $66.1

$60.5 $60.5

9.34%

Fast Food Meal (McDonalds, etc)

$10.67 $10.67

$9.30 $9.30

14.73%

Cappuccino

$5.14 $5.14

$3.40 $3.40

51.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 $2.77

$2.29 $2.29

20.96%

Water (0.33 liter bottle)

$2.30 $2.30

$1.53 $1.53

50.33%

Local Beer (0.5 liter draught)

$5.13 $5.13

$2.45 $2.45

109.39%

Imported Beer (0.33 liter bottle)

$7.20 $7.20

$3.56 $3.56

102.25%

Milk (1 liter)

$1.29 $1.29

$0.93 $0.93

38.71%

White Bread (500g)

$3.97 $3.97

$3.35 $3.35

18.51%

Rice (white) (1kg)

$2.51 $2.51

$2.19 $2.19

14.61%

Eggs

$6.41 $6.41

$2.99 $2.99

114.38%

Local Cheese (1kg)

$14.93 $14.93

$7.32 $7.32

103.96%

Chicken Fillets (1kg)

$14.44 $14.44

$8.67 $8.67

66.55%

Beef Round Steak (1kg)

$18.78 $18.78

$13.06 $13.06

43.80%

Apples (1kg)

$4.41 $4.41

$4.48 $4.48

-1.56%

Banana (1kg)

$1.65 $1.65

$1.08 $1.08

52.78%

Oranges (1kg)

$5.56 $5.56

$2.99 $2.99

85.95%

Tomato (1kg)

$5.28 $5.28

$4.48 $4.48

17.86%

Potato (1kg)

$3.06 $3.06

$1.70 $1.70

80.00%

Onion (1kg)

$4.09 $4.09

$2.35 $2.35

74.04%

Lettuce (1 head)

$2.15 $2.15

$1.68 $1.68

27.98%

Water (1.5 liter bottle)

$2.69 $2.69

$1.97 $1.97

36.55%

Cigarettes 20 Pack (Marlboro, Camel)

$11.81 $11.81

$6.05 $6.05

95.21%

Wine (Bottle)

$15.11 $15.11

$8.30 $8.30

82.05%

Local Beer (0.5 liter bottle)

$2.52 $2.52

$1.85 $1.85

36.22%

Imported Beer (0.33 liter bottle)

$5.13 $5.13

$2.22 $2.22

131.08%

One-way Ticket (Public Transport)

$2.48 $2.48

Public Transport Monthly Pass (Regular Price)

$49.42 $49.42

$217 $217

-77.27%

Taxi Start (Normal Tariff)

$6.62 $6.62

$2.93 $2.93

125.94%

Taxi (Normal Tariff) (1km)

$1.94 $1.94

$1.41 $1.41

37.59%

Taxi 1hour Waiting (Normal Tariff)

$39.47 $39.47

$36.45 $36.45

8.29%

Gasoline (1 liter)

$1.09 $1.09

$1.02 $1.02

6.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$24.2K $24.2K

13.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$24.2K $24.2K

12.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$123 $123

29.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.79 $43.79

$58.5 $58.5

-25.17%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$70.7 $70.7

2.56%

Gym Membership (Monthly)

$27.57 $27.57

Tennis Court (1 Hour on Weekend)

$20.01 $20.01

Cinema Ticket

$11.17 $11.17

$10.06 $10.06

11.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,119 $1,119

$768 $768

45.69%

International Primary School, 1 Child (Yearly)

$20.7K $20.7K

$20.3K $20.3K

1.95%

Jeans (Levis 501 Or Similar)

$40.56 $40.56

$54.1 $54.1

-24.99%

Summer Dress (H&M, Zara, etc)

$32.10 $32.10

$37.31 $37.31

-13.96%

Sport Shoes (Adidas, Nike)

$79.0 $79.0

$76.7 $76.7

3.08%

Men's Leather Business Shoes

$100 $100

$70.2 $70.2

42.73%

1-bedroom Apartment, City Center (Monthly)

$1,436 $1,436

$1,181 $1,181

21.58%

1-bedroom Apartment, Outside City Center (Monthly)

$1,266 $1,266

$1,208 $1,208

4.75%

3-bedroom Apartment, City Center (Monthly)

$2,072 $2,072

$1,687 $1,687

22.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,006 $2,006

$1,641 $1,641

22.23%

Buy Apartment in City Center (m2)

$1,884 $1,884

$1,586 $1,586

18.75%

Buy Apartment Outside City Center (m2)

$1,803 $1,803

$1,613 $1,613

11.78%

Average Monthly Net Salary (After Tax)

$4,176 $4,176

$5,001 $5,001

-16.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.29

6.25

0.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrisburg, PA: October 17, 2026

Last update for O'Fallon, MO: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Harrisburg, PA

$1.3K 50.7%

O'Fallon, MO

$1.2K 50.8% 4.5% $57

Groceries & Markets

Harrisburg, PA

$453 18.2%

O'Fallon, MO

$302 12.7% 33.5% $152

Monthly Utilities & Internet

Harrisburg, PA

$276 11.1%

O'Fallon, MO

$253 10.6% 8.6% $24

Eating Out

Harrisburg, PA

$261 10.5%

O'Fallon, MO

$264 11.1% 1.1% $2.8

Clothing & Footwear

Harrisburg, PA

$113 4.5%

O'Fallon, MO

$107 4.5% 5.4% $6.1

Getting Around

Harrisburg, PA

$76 3%

O'Fallon, MO

$227 * 9.6% 201% $152

Sport & Entertainment

Harrisburg, PA

$50 2%

O'Fallon, MO

$20 * 0.9% 59.7% $30

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,436 in Harrisburg, PA and $1,181 in O'Fallon, MO. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 20% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $66.0 in Harrisburg, PA vs $60.0 in O'Fallon, MO for a mid-range dinner for two. Groceries echo the gap at $453 vs $302 per month, with O'Fallon, MO cheaper across the board.

Good to know

🇺🇸 Harrisburg, PA

🇺🇸 O'Fallon, MO

🕒 Local time

20:07 8:07 PM

19:07 7:07 PM

1 h behind Harrisburg, PA

🌤 Weather

👥 Population

49,528

94,074

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Harrisburg, PA O'Fallon, MO 1,190 km ≈ 2 h nonstop flight

From you

Harrisburg, PA
O'Fallon, MO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrisburg, PA vs O'Fallon, MO: Cost of Living - Frequently Asked Questions

Harrisburg, PA and O'Fallon, MO differ by about 5% in total monthly costs ($2,495 vs $2,381 including rent). O'Fallon, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 20% lower in O'Fallon, MO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,436 in Harrisburg, PA versus $1,181 in O'Fallon, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,119 in Harrisburg, PA versus $768 in O'Fallon, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 50% higher in Harrisburg, PA. For households that cook at home regularly, that difference adds up over a month.

At $2,381 in O'Fallon, MO versus $2,495 in Harrisburg, PA, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Harrisburg, PA. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrisburg, PA and O'Fallon, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 5% less than in Harrisburg, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.