Cost of Living Comparison Between Harrisburg, PA and O'Fallon, MO Cost of Living Comparison Between Harrisburg, PA and O'Fallon, MO

Monthly Cost of Living

Monthly costs for one person with rent: $2,659 in Harrisburg, PA versus $2,475 in O'Fallon, MO.

Estimated couple costs with rent: $3,783 in Harrisburg, PA versus $3,486 in O'Fallon, MO.

Monthly costs for a family of three with rent: $4,907 in Harrisburg, PA versus $4,497 in O'Fallon, MO.

Living in Harrisburg, PA is roughly 7% more expensive than O'Fallon, MO, driven mainly by Getting Around.

Both cities are pricier than the global median: Harrisburg, PA 98% above, O'Fallon, MO 85% above.

Meal at Budget Restaurant

$15.03 $15.03

$19.98 $19.98

-24.77%

Three-Course Dinner for Two, Mid-Range

$64.4 $64.4

$78.7 $78.7

-18.17%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$9.20 $9.20

29.35%

Cappuccino

$5.38 $5.38

$3.47 $3.47

55.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 $2.95

$2.38 $2.38

23.95%

Water (0.33 liter bottle)

$2.23 $2.23

$1.51 $1.51

47.68%

Local Beer (0.5 liter draught)

$5.98 $5.98

$2.46 $2.46

143.09%

Imported Beer (0.33 liter bottle)

$7.77 $7.77

$3.52 $3.52

120.74%

Milk (1 liter)

$1.18 $1.18

$0.97 $0.97

21.65%

White Bread (500g)

$4.14 $4.14

$3.25 $3.25

27.38%

Rice (white) (1kg)

$3.88 $3.88

$3.38 $3.38

14.79%

Eggs

$4.30 $4.30

$3.03 $3.03

41.91%

Local Cheese (1kg)

$14.96 $14.96

$7.01 $7.01

113.41%

Chicken Fillets (1kg)

$14.13 $14.13

$10.60 $10.60

33.30%

Beef Round Steak (1kg)

$18.46 $18.46

$13.05 $13.05

41.46%

Apples (1kg)

$6.02 $6.02

$4.56 $4.56

32.02%

Banana (1kg)

$2.08 $2.08

$1.52 $1.52

36.84%

Oranges (1kg)

$5.30 $5.30

$6.12 $6.12

-13.40%

Tomato (1kg)

$6.36 $6.36

$5.40 $5.40

17.78%

Potato (1kg)

$3.59 $3.59

$3.47 $3.47

3.46%

Onion (1kg)

$3.85 $3.85

$2.79 $2.79

37.99%

Lettuce (1 head)

$2.31 $2.31

$1.75 $1.75

32.00%

Water (1.5 liter bottle)

$2.49 $2.49

$2.02 $2.02

23.27%

Cigarettes 20 Pack (Marlboro, Camel)

$9.28 $9.28

$6.18 $6.18

50.16%

Wine (Bottle)

$15.14 $15.14

$8.70 $8.70

74.02%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$1.97 $1.97

34.01%

Imported Beer (0.33 liter bottle)

$4.69 $4.69

$2.30 $2.30

103.91%

One-way Ticket (Public Transport)

$2.47 $2.47

$2.04 $2.04

21.08%

Public Transport Monthly Pass (Regular Price)

$49.16 $49.16

$213 $213

-76.95%

Taxi Start (Normal Tariff)

$3.97 $3.97

$2.48 $2.48

60.08%

Taxi (Normal Tariff) (1km)

$1.93 $1.93

$2.26 $2.26

-14.60%

Taxi 1hour Waiting (Normal Tariff)

$30.26 $30.26

$21.07 $21.07

43.62%

Gasoline (1 liter)

$0.91 $0.91

$0.77 $0.77

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$24.0K $24.0K

13.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$23.5K $23.5K

10.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$160 $160

$123 $123

30.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.8 $58.8

$60.4 $60.4

-2.60%

Internet (50+ Mbps, Unlimited Data)

$68.0 $68.0

$52.8 $52.8

28.71%

Gym Membership (Monthly)

$27.38 $27.38

$42.53 $42.53

-35.62%

Tennis Court (1 Hour on Weekend)

$19.75 $19.75

Cinema Ticket

$10.95 $10.95

$10.21 $10.21

7.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,098 $1,098

$1,005 $1,005

9.22%

International Primary School, 1 Child (Yearly)

$21.2K $21.2K

$19.9K $19.9K

6.91%

Jeans (Levis 501 Or Similar)

$39.46 $39.46

$53.4 $53.4

-26.06%

Summer Dress (H&M, Zara, etc)

$32.53 $32.53

$41.52 $41.52

-21.65%

Sport Shoes (Adidas, Nike)

$77.8 $77.8

$77.5 $77.5

0.37%

Men's Leather Business Shoes

$82.1 $82.1

$70.1 $70.1

17.17%

1-bedroom Apartment, City Center (Monthly)

$1,567 $1,567

$1,220 $1,220

28.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,353 $1,353

$1,189 $1,189

13.82%

3-bedroom Apartment, City Center (Monthly)

$1,983 $1,983

$1,681 $1,681

18.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,004 $2,004

$1,657 $1,657

20.94%

Buy Apartment in City Center (m2)

$1,826 $1,826

$2,627 $2,627

-30.49%

Buy Apartment Outside City Center (m2)

$1,863 $1,863

$2,357 $2,357

-20.95%

Average Monthly Net Salary (After Tax)

$4,168 $4,168

$5,583 $5,583

-25.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.25

3.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrisburg, PA: May 31, 2026

Last update for O'Fallon, MO: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,567 in Harrisburg, PA and $1,220 in O'Fallon, MO. Housing cost is often the main lever when comparing two cities.

O'Fallon, MO pays 34% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $64.0 in Harrisburg, PA vs $79.0 in O'Fallon, MO. Groceries flip the comparison at $463 vs $343, with O'Fallon, MO cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Harrisburg, PA vs O'Fallon, MO: Cost of Living - Frequently Asked Questions

Harrisburg, PA and O'Fallon, MO differ by about 7% in total monthly costs ($2,659 vs $2,475 including rent). O'Fallon, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, O'Fallon, MO earns 34% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,567 in Harrisburg, PA versus $1,220 in O'Fallon, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,098 in Harrisburg, PA versus $1,005 in O'Fallon, MO. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 35% higher in Harrisburg, PA. For households that cook at home regularly, that difference adds up over a month.

At $2,475 in O'Fallon, MO versus $2,659 in Harrisburg, PA, a $2,000 budget is realistic in O'Fallon, MO but tight or insufficient in Harrisburg, PA. The gap between the two cities makes O'Fallon, MO the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Harrisburg, PA and O'Fallon, MO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find O'Fallon, MO gentler on the wallet – expenses run 7% less than in Harrisburg, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.