Last update: Oct 2026

Cost of Living Comparison Between Nyamata and Cebu

For one person, living is cheaper in Nyamata: $569 a month against $918 in Cebu, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Nyamata
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Nyamata Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Nyamata

🇷🇼 Rwanda

$569

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Nyamata and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nyamata and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $569 in Nyamata versus $918 in Cebu.

Nyamata $569
Cebu $918

Estimated couple costs with rent: $899 in Nyamata versus $1,409 in Cebu.

Nyamata $899
Cebu $1,409

Monthly costs for a family of three with rent: $1,229 in Nyamata versus $1,900 in Cebu.

Nyamata $1,229
Cebu $1,900

Living in Nyamata costs roughly 38% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Nyamata 58% lower, Cebu 32% lower.

Meal at Budget Restaurant

$2.75 RWF 4,048

$3.09 ₱194

-11.00%

Three-Course Dinner for Two, Mid-Range

$11.79 RWF 17.3K

$24.22 ₱1,525

-51.32%

Fast Food Meal (McDonalds, etc)

$6.65 RWF 9,779

$3.92 ₱247

69.64%

Cappuccino

$1.71 RWF 2,510

$2.51 ₱158

-31.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.71 RWF 1,039

$1.59 ₱100

-55.35%

Water (0.33 liter bottle)

$0.38 RWF 560

$0.53 ₱33.43

-28.30%

Local Beer (0.5 liter draught)

$1.04 RWF 1,528

$1.78 ₱112

-41.57%

Imported Beer (0.33 liter bottle)

$1.71 RWF 2,509

$2.17 ₱137

-21.20%

Milk (1 liter)

$0.82 RWF 1,200

$1.92 ₱121

-57.29%

White Bread (500g)

$0.78 RWF 1,145

$1.36 ₱85.4

-42.65%

Rice (white) (1kg)

$1.28 RWF 1,878

$1.01 ₱63.5

26.73%

Eggs

$1.61 RWF 2,367

$2.03 ₱128

-20.69%

Local Cheese (1kg)

$3.55 RWF 5,224

$9.86 ₱621

-64.00%

Chicken Fillets (1kg)

$2.67 RWF 3,927

$4.39 ₱277

-39.18%

Beef Round Steak (1kg)

$4.12 RWF 6,055

$7.60 ₱479

-45.79%

Apples (1kg)

$2.47 RWF 3,629

$3.30 ₱208

-25.15%

Banana (1kg)

$0.40 RWF 587

$1.39 ₱87.8

-71.22%

Oranges (1kg)

$0.70 RWF 1,032

$2.33 ₱147

-69.96%

Tomato (1kg)

$0.56 RWF 820

$1.50 ₱94.3

-62.67%

Potato (1kg)

$0.49 RWF 718

$2.36 ₱149

-79.24%

Onion (1kg)

$0.77 RWF 1,128

$1.90 ₱119

-59.47%

Lettuce (1 head)

$0.35 RWF 521

$1.19 ₱74.9

-70.59%

Water (1.5 liter bottle)

$0.71 RWF 1,044

$0.63 ₱39.71

12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$1.33 RWF 1,958

$3.00 ₱189

-55.67%

Wine (Bottle)

$10.32 RWF 15.2K

$6.03 ₱379

71.14%

Local Beer (0.5 liter bottle)

$1.03 RWF 1,512

$1.23 ₱77.7

-16.26%

Imported Beer (0.33 liter bottle)

$1.58 RWF 2,326

$1.75 ₱110

-9.71%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$30.74 RWF 45.2K

$12.64 ₱796

143.20%

Taxi Start (Normal Tariff)

$2.64 RWF 3,886

$0.77 ₱48.62

242.86%

Taxi (Normal Tariff) (1km)

$2.00 RWF 2,945

$0.23 ₱14.53

769.57%

Taxi 1hour Waiting (Normal Tariff)

$3.14 RWF 4,616

$4.46 ₱281

-29.60%

Gasoline (1 liter)

$1.23 RWF 1,810

$1.31 ₱82.8

-6.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.4K RWF 38.8M

$21.2K ₱1.3M

24.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K RWF 35.0M

$19.1K ₱1.2M

24.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$85.3 RWF 125.4K

$120 ₱7,569

-29.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.19 RWF 10.6K

$14.00 ₱882

-48.64%

Internet (50+ Mbps, Unlimited Data)

$17.12 RWF 25.2K

$27.54 ₱1,734

-37.84%

Gym Membership (Monthly)

$102 RWF 150.6K

$32.33 ₱2,035

216.80%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$1.99 RWF 2,930

$5.65 ₱356

-64.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 RWF 167.3K

$275 ₱17.3K

-58.67%

International Primary School, 1 Child (Yearly)

$9,358 RWF 13.8M

$7,918 ₱498.5K

18.18%

Jeans (Levis 501 Or Similar)

$17.24 RWF 25.3K

$49.33 ₱3,106

-65.05%

Summer Dress (H&M, Zara, etc)

$15.65 RWF 23.0K

$25.24 ₱1,589

-38.00%

Sport Shoes (Adidas, Nike)

$22.03 RWF 32.4K

$77.0 ₱4,846

-71.37%

Men's Leather Business Shoes

$34.32 RWF 50.5K

$57.2 ₱3,601

-40.00%

1-bedroom Apartment, City Center (Monthly)

$100.0 RWF 147.0K

$500 ₱31.5K

-79.99%

1-bedroom Apartment, Outside City Center (Monthly)

$67.9 RWF 99.8K

$309 ₱19.4K

-78.02%

3-bedroom Apartment, City Center (Monthly)

$343 RWF 503.9K

$1,078 ₱67.9K

-68.20%

3-bedroom Apartment, Outside City Center (Monthly)

$240 RWF 353.5K

$615 ₱38.7K

-60.92%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$180 RWF 264.8K

$346 ₱21.8K

-47.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

16.2

7.2

125.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nyamata: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Nyamata

$126 22.2%

Cebu

$206 22.4% 63.3% $80

Monthly Utilities & Internet

Nyamata

$110 19.3%

Cebu

$162 17.6% 47.6% $52

Sport & Entertainment

Nyamata

$106 18.7%

Cebu

$44 4.8% 59% $63

Eating Out

Nyamata

$75 13.3%

Cebu

$88 9.6% 17% $13

Accommodation & Living

Nyamata

$68 11.9%

Cebu

$309 33.6% 355% $241

Getting Around

Nyamata

$43 * 7.6%

Cebu

$16 1.7% 64.1% $28

Clothing & Footwear

Nyamata

$40 7.1%

Cebu

$94 10.2% 134% $54

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $100.0 in Nyamata and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 92% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Nyamata vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $126 vs $206 per month, with Nyamata cheaper across the board.

Good to know

🇷🇼 Nyamata

🇵🇭 Cebu

🕒 Local time

07:47 7:47 AM

13:47 1:47 PM

6 h ahead of Nyamata

🌤 Weather

👥 Population

21,509

964,169

💱 Currency

Rwandan Franc RWF Fr

Philippine Peso PHP ₱

📈 Exchange rate

10,000 RWF = 6.8 USD

10,000 RWF = 6.05 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RWF – Rwandan Franc Converter

🇺🇸 United States Dollar ($)

🇷🇼 Rwandan Franc (Fr)

Rwandan Franc exchange rates as of October 18, 2026: 1 USD = 1,470 RWF (10,000 RWF = 6.8 USD). 1 EUR = 1,653 RWF (10,000 RWF = 6.05 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RWF in detail →

On the map

Lowest

Highest

Between locations

Nyamata Cebu 10,460 km ≈ 14 h nonstop flight

From you

Nyamata
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nyamata vs Cebu: Cost of Living - Frequently Asked Questions

Nyamata is cheaper overall, especially in groceries, eating out, and clothing. The 61% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 92% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $100.0 in Nyamata versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $569 per month in Nyamata versus $918 in Cebu – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Nyamata runs roughly 143% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $800 a month, though Nyamata gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Nyamata is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Nyamata and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nyamata gentler on the wallet – expenses run 61% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.