Last update: Oct 2026

Cost of Living Comparison Between Novi, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,534 in Novi, MI, rent and utilities included – about $14,000 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Novi, MI
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Novi, MI Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Novi, MI

🇺🇸 United States

$2,534

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Novi, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Novi, MI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,534 in Novi, MI versus $1,368 in Ubud, Bali.

Novi, MI $2,534
Ubud, Bali $1,368

Estimated couple costs with rent: $3,818 in Novi, MI versus $2,314 in Ubud, Bali.

Novi, MI $3,818
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,101 in Novi, MI versus $3,260 in Ubud, Bali.

Novi, MI $5,101
Ubud, Bali $3,260

Living in Novi, MI is roughly 85% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Novi, MI 88% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$17.56 $17.56

$3.33 Rp 59.9K

427.33%

Three-Course Dinner for Two, Mid-Range

$86.8 $86.8

$35.18 Rp 633.2K

146.76%

Fast Food Meal (McDonalds, etc)

$8.62 $8.62

$5.80 Rp 104.5K

48.62%

Cappuccino

$3.97 $3.97

$2.73 Rp 49.1K

45.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.64 Rp 29.5K

61.59%

Water (0.33 liter bottle)

$2.20 $2.20

$0.83 Rp 15.0K

165.06%

Local Beer (0.5 liter draught)

$6.43 $6.43

$2.70 Rp 48.6K

138.15%

Imported Beer (0.33 liter bottle)

$7.28 $7.28

$4.30 Rp 77.4K

69.30%

Milk (1 liter)

$0.92 $0.92

$1.50 Rp 27.1K

-38.67%

White Bread (500g)

$3.84 $3.84

$2.30 Rp 41.4K

66.96%

Rice (white) (1kg)

$5.89 $5.89

$1.18 Rp 21.2K

399.15%

Eggs

$3.34 $3.34

$2.14 Rp 38.6K

56.07%

Local Cheese (1kg)

$21.88 $21.88

$17.48 Rp 314.6K

25.17%

Chicken Fillets (1kg)

$16.76 $16.76

$4.03 Rp 72.5K

315.88%

Beef Round Steak (1kg)

$24.35 $24.35

$12.23 Rp 220.1K

99.10%

Apples (1kg)

$6.53 $6.53

$3.55 Rp 63.9K

83.94%

Banana (1kg)

$2.88 $2.88

$1.57 Rp 28.3K

83.44%

Oranges (1kg)

$4.28 $4.28

$2.24 Rp 40.2K

91.07%

Tomato (1kg)

$4.62 $4.62

$1.93 Rp 34.7K

139.38%

Potato (1kg)

$3.01 $3.01

$1.88 Rp 33.9K

60.11%

Onion (1kg)

$2.94 $2.94

$2.29 Rp 41.3K

28.38%

Lettuce (1 head)

$2.12 $2.12

$0.99 Rp 17.9K

114.14%

Water (1.5 liter bottle)

$1.95 $1.95

$0.53 Rp 9,475

267.92%

Cigarettes 20 Pack (Marlboro, Camel)

$9.37 $9.37

$2.28 Rp 41.1K

310.96%

Wine (Bottle)

$16.25 $16.25

$23.01 Rp 414.2K

-29.38%

Local Beer (0.5 liter bottle)

$2.24 $2.24

$2.34 Rp 42.2K

-4.27%

Imported Beer (0.33 liter bottle)

$3.26 $3.26

$2.91 Rp 52.4K

12.03%

One-way Ticket (Public Transport)

$1.77 $1.77

$0.24 Rp 4,315

637.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$3.46 $3.46

$0.48 Rp 8,684

620.83%

Taxi (Normal Tariff) (1km)

$1.81 $1.81

$0.46 Rp 8,233

293.48%

Taxi 1hour Waiting (Normal Tariff)

$27.21 $27.21

$5.45 Rp 98.2K

399.27%

Gasoline (1 liter)

$0.99 $0.99

$0.88 Rp 15.9K

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$24.6K Rp 442.2M

26.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$31.2K Rp 561.4M

-14.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 $193

$83.0 Rp 1.5M

132.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.15 $40.15

$6.45 Rp 116.0K

522.48%

Internet (50+ Mbps, Unlimited Data)

$79.8 $79.8

$18.57 Rp 334.2K

329.89%

Gym Membership (Monthly)

$41.52 $41.52

$55.8 Rp 1.0M

-25.62%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$14.16 $14.16

$4.38 Rp 78.9K

223.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,548 $1,548

$493 Rp 8.9M

213.93%

International Primary School, 1 Child (Yearly)

$23.3K $23.3K

$5,754 Rp 103.6M

305.56%

Jeans (Levis 501 Or Similar)

$46.14 $46.14

$46.19 Rp 831.4K

-0.11%

Summer Dress (H&M, Zara, etc)

$41.61 $41.61

$35.33 Rp 636.0K

17.78%

Sport Shoes (Adidas, Nike)

$87.2 $87.2

$79.1 Rp 1.4M

10.23%

Men's Leather Business Shoes

$113 $113

$78.4 Rp 1.4M

43.96%

1-bedroom Apartment, City Center (Monthly)

$1,691 $1,691

$1,142 Rp 20.6M

48.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,228 $1,228

$676 Rp 12.2M

81.71%

3-bedroom Apartment, City Center (Monthly)

$2,953 $2,953

$3,503 Rp 63.1M

-15.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,138 $2,138

$1,700 Rp 30.6M

25.79%

Buy Apartment in City Center (m2)

$2,759 $2,759

$2,784 Rp 50.1M

-0.89%

Buy Apartment Outside City Center (m2)

$2,377 $2,377

$2,241 Rp 40.3M

6.08%

Average Monthly Net Salary (After Tax)

$6,240 $6,240

$165 Rp 3.0M

3692.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.93

13.78

-49.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Novi, MI: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Novi, MI

$1.2K 48.5%

Ubud, Bali

$676 49.4% 45% $552

Groceries & Markets

Novi, MI

$494 19.5%

Ubud, Bali

$290 21.2% 41.2% $204

Monthly Utilities & Internet

Novi, MI

$313 12.4%

Ubud, Bali

$108 7.9% 65.5% $205

Eating Out

Novi, MI

$280 11.1%

Ubud, Bali

$109 8% 61.2% $171

Clothing & Footwear

Novi, MI

$130 5.1%

Ubud, Bali

$108 7.9% 16.9% $22

Sport & Entertainment

Novi, MI

$70 2.8%

Ubud, Bali

$65 4.7% 7.5% $5.3

Getting Around

Novi, MI

$20 * 0.8%

Ubud, Bali

$13 0.9% 35.9% $7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,691 in Novi, MI and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Novi, MI pays 3692% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Novi, MI vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $494 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Novi, MI

🇮🇩 Ubud, Bali

🕒 Local time

22:04 10:04 PM

10:04 10:04 AM

12 h ahead of Novi, MI

🌤 Weather

👥 Population

66,243

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Novi, MI Ubud, Bali 15,820 km ≈ 20 h nonstop flight

From you

Novi, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Novi, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Novi, MI and Ubud, Bali differ by about 85% in total monthly costs ($2,534 vs $1,368 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3692% higher in Novi, MI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,691 in Novi, MI versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 70% higher in Novi, MI. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,534 per month in Novi, MI versus $1,368 in Ubud, Bali – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $2,534 in Novi, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Novi, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Novi, MI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 85% less than in Novi, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.