For one person, living is cheaper in Naga: $558 a month against $1,839 in Nosara, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nosara and in Naga actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,839 in Nosara versus $558 in Naga.
Nosara $1,839
Naga $558
Estimated couple costs with rent: $2,828 in Nosara versus $852 in Naga.
Nosara $2,828
Naga $852
Monthly costs for a family of three with rent: $3,818 in Nosara versus $1,147 in Naga.
Nosara $3,818
Naga $1,147
🌍
Living in Nosara is roughly 230% more expensive than in Naga, and outside of rent the biggest gap is in groceries.
📊
The two cities straddle the global median: Nosara is 36% above, Naga is 59% below.
Currency
No currencies found
🍽 Eating Out
Nosara
Naga
Difference
Meal at Budget Restaurant
$12.35₡5,539
$5.26₱331
134.79%
Three-Course Dinner for Two, Mid-Range
$61.2₡27.4K
$13.42₱845
355.89%
Fast Food Meal(McDonalds, etc)
$7.52₡3,373
$2.70₱170
178.52%
Cappuccino
$4.41₡1,978
$2.67₱168
65.17%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.74₡780
$0.71₱44.50
145.07%
Water(0.33 liter bottle)
$1.31₡587
$0.25₱15.80
424.00%
Local Beer(0.5 liter draught)
$3.28₡1,471
$1.32₱83.3
148.48%
Imported Beer(0.33 liter bottle)
$4.47₡2,004
$3.14₱197
42.36%
🛒 Groceries & Markets
Nosara
Naga
Difference
Milk(1 liter)
$1.56₡701
$1.95₱123
-20.00%
White Bread(500g)
$3.02₡1,355
$0.85₱53.3
255.29%
Rice(white)(1kg)
$2.51₡1,125
$0.82₱51.7
206.10%
Eggs
$3.57₡1,603
$1.70₱107
110.00%
Local Cheese(1kg)
$7.43₡3,333
$10.19₱642
-27.09%
Chicken Fillets(1kg)
$10.52₡4,717
$4.07₱256
158.48%
Beef Round Steak(1kg)
$13.97₡6,265
$6.99₱440
99.86%
Apples(1kg)
$2.35₡1,052
$1.98₱125
18.69%
Banana(1kg)
$1.61₡720
$1.63₱102
-1.23%
Oranges(1kg)
$4.80₡2,152
$2.44₱154
96.72%
Tomato(1kg)
$1.61₡724
$2.43₱153
-33.74%
Potato(1kg)
$3.80₡1,703
$2.57₱162
47.86%
Onion(1kg)
$3.69₡1,657
$2.22₱140
66.22%
Lettuce(1 head)
$1.13₡507
$4.76₱300
-76.26%
Water(1.5 liter bottle)
$2.66₡1,191
$0.62₱39.28
329.03%
Cigarettes 20 Pack(Marlboro, Camel)
$5.18₡2,321
$2.89₱182
79.24%
Wine(Bottle)
$19.88₡8,916
$3.77₱237
427.32%
Local Beer(0.5 liter bottle)
$2.90₡1,300
$1.61₱101
80.12%
Imported Beer(0.33 liter bottle)
$3.63₡1,626
-
-
🚌 Getting Around
Nosara
Naga
Difference
One-way Ticket(Public Transport)
$1.12₡504
-
-
Public Transport Monthly Pass(Regular Price)
$72.6₡32.6K
-
-
Taxi Start(Normal Tariff)
$2.14₡958
$0.57₱36.08
275.44%
Taxi(Normal Tariff)(1km)
$1.57₡703
-
-
Taxi 1hour Waiting(Normal Tariff)
$8.52₡3,823
-
-
Gasoline(1 liter)
$1.52₡682
$1.26₱79.4
20.63%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K₡9.7M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.5K₡15.5M
-
-
🧾 Monthly Utilities & Internet
Nosara
Naga
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$96.3₡43.2K
$99.1₱6,242
-2.87%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.89₡16.1K
$23.41₱1,474
53.31%
Internet(50+ Mbps, Unlimited Data)
$53.6₡24.0K
$26.23₱1,651
104.31%
🎉 Sport & Entertainment
Nosara
Naga
Difference
Gym Membership(Monthly)
$71.6₡32.1K
$8.07₱508
787.11%
Tennis Court(1 Hour on Weekend)
$34.91₡15.7K
-
-
Cinema Ticket
$7.89₡3,539
$4.80₱302
64.38%
🧸 Childcare & Education
Nosara
Naga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$494₡221.6K
-
-
International Primary School, 1 Child(Yearly)
$11.9K₡5.3M
$8,052₱507.0K
47.28%
👕👟 Clothing & Footwear
Nosara
Naga
Difference
Jeans(Levis 501 Or Similar)
$53.9₡24.2K
-
-
Summer Dress(H&M, Zara, etc)
$55.4₡24.8K
-
-
Sport Shoes(Adidas, Nike)
$77.9₡34.9K
-
-
Men's Leather Business Shoes
$79.6₡35.7K
-
-
🏠 Accommodation & Living
Nosara
Naga
Difference
1-bedroom Apartment, City Center(Monthly)
$788₡353.4K
$158₱9,919
400.17%
1-bedroom Apartment, Outside City Center(Monthly)
$794₡356.2K
$85.9₱5,411
824.26%
3-bedroom Apartment, City Center(Monthly)
$3,939₡1.8M
$251₱15.8K
1468.19%
3-bedroom Apartment, Outside City Center(Monthly)
$1,419₡636.5K
$194₱12.2K
632.76%
Buy Apartment in City Center(m2)
$6,912₡3.1M
-
-
Buy Apartment Outside City Center(m2)
$1,224₡549.0K
-
-
💵 Salaries & Financials
Nosara
Naga
Difference
Average Monthly Net Salary(After Tax)
$864₡387.3K
$145₱9,126
495.76%
20-Year Fixed Mortgage Interest Rate(Annual %)
8.62
0
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CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Nosara: October 11, 2026
Last update for Naga: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Nosara
$794 43.2%
Naga
$86 15.4% ↓ 89.2%$708
🛒Groceries & Markets
Nosara
$352 19.2%
Naga
$206 * 36.9% ↓ 41.6%$146
🍽Eating Out
Nosara
$212 11.5%
Naga
$99 17.7% ↓ 53.3%$113
🧾Monthly Utilities & Internet
Nosara
$186 10.1%
Naga
$149 26.7% ↓ 19.9%$37
👕👟Clothing & Footwear
Nosara
$120 6.5%
Naga
- * 0% ↓ 100%
🎉Sport & Entertainment
Nosara
$87 4.8%
Naga
$18 3.2% ↓ 79.8%$70
🚌Getting Around
Nosara
$87 4.7%
Naga
$0.6 * 0.1% ↓ 99.3%$87
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
Nosara
$1.4K 37.2%
Naga
$194 16.9% ↓ 86.4%$1.2K
🛒Groceries & Markets
Nosara
$790 20.7%
Naga
$477 * 41.6% ↓ 39.7%$313
🍽Eating Out
Nosara
$734 19.2%
Naga
$268 23.4% ↓ 63.5%$466
🧾Monthly Utilities & Internet
Nosara
$222 5.8%
Naga
$172 15% ↓ 22.3%$49
👕👟Clothing & Footwear
Nosara
$267 7%
Naga
- * 0% ↓ 100%
🎉Sport & Entertainment
Nosara
$210 5.5%
Naga
$35 * 3.1% ↓ 83.1%$174
🚌Getting Around
Nosara
$176 4.6%
Naga
$1.2 * 0.1% ↓ 99.3%$175
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠A one-bedroom apartment in the center runs $788 in Nosara and $158 in Naga. Housing cost is often the main lever when comparing two cities.
💰Nosara pays 496% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $61.0 in Nosara vs $13.00 in Naga for a mid-range dinner for two. Groceries echo the gap at $352 vs $206 per month, with Naga cheaper across the board.
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nosara vs Naga: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Nosara and in Naga?
Nosara and Naga differ by about 230% in total monthly costs ($1,839 vs $558 including rent). Naga is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Nosara or Naga?
Average pay runs 496% higher in Nosara, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Nosara and in Naga?
Rent for a central apartment: $788 in Nosara versus $158 in Naga. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Naga – a meal for two runs $13.00 versus $61.0 in Nosara. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Nosara or Naga?
All in, you'll spend $1,839 per month in Nosara versus $558 in Naga – a 230% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $558 in Naga versus $1,839 in Nosara, a $2,000 budget is realistic in Naga but tight or insufficient in Nosara. The gap between the two cities makes Naga the clear choice for anyone on this budget.
How does quality of life compare between Nosara and Naga?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Nosara or Naga safer for residents?
Safety-wise, Nosara and Naga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Nosara or Naga?
Expats usually find Naga gentler on the wallet – expenses run 230% less than in Nosara. Beyond cost, consider language, visa policies, and how big the international community is in each city.