Last update: Oct 2026

Cost of Living Comparison Between Nosara and Montego Bay

For one person, living is cheaper in Montego Bay: $1,169 a month against $1,839 in Nosara, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

Nosara
🇨🇷 Costa Rica
$1,839
/mo nomad
Montego Bay
🇯🇲 Jamaica
$1,169
/mo nomad
Monthly Cost of Living

How much you'll spend in Nosara and in Montego Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nosara and in Montego Bay actually costs, broken down by who's living it.

A single person spends $1,839 per month in Nosara vs $1,169 in Montego Bay, rent included.

  • Nosara $1,839
  • Montego Bay $1,169

A couple spends around $2,828 per month in Nosara vs $2,141 in Montego Bay, rent included.

  • Nosara $2,828
  • Montego Bay $2,141

A family of three spends $3,818 per month in Nosara vs $3,113 in Montego Bay, rent included.

  • Nosara $3,818
  • Montego Bay $3,113

Nosara costs about 57% more than Montego Bay, and outside of rent the biggest gap is in transport.

Nosara sits 36% above the global median, while Montego Bay is 13% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Nosara
Montego Bay
Difference
Meal at Budget Restaurant
$12.35 ₡5,539
$11.14 JMD 1,760
10.86%
Three-Course Dinner for Two, Mid-Range
$61.2 ₡27.4K
$74.1 JMD 11.7K
-17.38%
Fast Food Meal (McDonalds, etc)
$7.52 ₡3,373
$8.35 JMD 1,319
-9.94%
Cappuccino
$4.41 ₡1,978
$5.22 JMD 825
-15.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 ₡780
$0.94 JMD 149
85.11%
Water (0.33 liter bottle)
$1.31 ₡587
$0.70 JMD 110
87.14%
Local Beer (0.5 liter draught)
$3.28 ₡1,471
$2.17 JMD 343
51.15%
Imported Beer (0.33 liter bottle)
$4.47 ₡2,004
$3.06 JMD 484
46.08%
🛒 Groceries & Markets
Nosara
Montego Bay
Difference
Milk (1 liter)
$1.56 ₡701
$3.30 JMD 522
-52.73%
White Bread (500g)
$3.02 ₡1,355
$2.61 JMD 413
15.71%
Rice (white) (1kg)
$2.51 ₡1,125
$1.38 JMD 217
81.88%
Eggs
$3.57 ₡1,603
$3.48 JMD 550
2.59%
Local Cheese (1kg)
$7.43 ₡3,333
$11.24 JMD 1,775
-33.90%
Chicken Fillets (1kg)
$10.52 ₡4,717
$6.13 JMD 968
71.62%
Beef Round Steak (1kg)
$13.97 ₡6,265
$9.05 JMD 1,430
54.36%
Apples (1kg)
$2.35 ₡1,052
$4.03 JMD 637
-41.69%
Banana (1kg)
$1.61 ₡720
$2.53 JMD 400
-36.36%
Oranges (1kg)
$4.80 ₡2,152
$7.28 JMD 1,151
-34.07%
Tomato (1kg)
$1.61 ₡724
$2.45 JMD 388
-34.29%
Potato (1kg)
$3.80 ₡1,703
$2.44 JMD 386
55.74%
Onion (1kg)
$3.69 ₡1,657
$2.66 JMD 420
38.72%
Lettuce (1 head)
$1.13 ₡507
$2.55 JMD 403
-55.69%
Water (1.5 liter bottle)
$2.66 ₡1,191
$0.77 JMD 121
245.45%
Cigarettes 20 Pack (Marlboro, Camel)
$5.18 ₡2,321
$9.16 JMD 1,447
-43.45%
Wine (Bottle)
$19.88 ₡8,916
$11.14 JMD 1,760
78.46%
Local Beer (0.5 liter bottle)
$2.90 ₡1,300
$2.80 JMD 442
3.57%
Imported Beer (0.33 liter bottle)
$3.63 ₡1,626
$4.05 JMD 640
-10.37%
🚌 Getting Around
Nosara
Montego Bay
Difference
One-way Ticket (Public Transport)
$1.12 ₡504
$0.96 JMD 152
16.67%
Public Transport Monthly Pass (Regular Price)
$72.6 ₡32.6K
-
-
Taxi Start (Normal Tariff)
$2.14 ₡958
$0.93 JMD 147
130.11%
Taxi (Normal Tariff) (1km)
$1.57 ₡703
$3.17 JMD 501
-50.47%
Taxi 1hour Waiting (Normal Tariff)
$8.52 ₡3,823
$6.25 JMD 988
36.32%
Gasoline (1 liter)
$1.52 ₡682
$1.35 JMD 214
12.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6K ₡9.7M
$44.2K JMD 7.0M
-51.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.5K ₡15.5M
$32.6K JMD 5.2M
5.75%
🧾 Monthly Utilities & Internet
Nosara
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$96.3 ₡43.2K
$170 JMD 26.8K
-43.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.89 ₡16.1K
$22.58 JMD 3,567
58.95%
Internet (50+ Mbps, Unlimited Data)
$53.6 ₡24.0K
$47.32 JMD 7,477
13.25%
🎉 Sport & Entertainment
Nosara
Montego Bay
Difference
Gym Membership (Monthly)
$71.6 ₡32.1K
$44.55 JMD 7,038
60.70%
Tennis Court (1 Hour on Weekend)
$34.91 ₡15.7K
-
-
Cinema Ticket
$7.89 ₡3,539
$8.65 JMD 1,367
-8.79%
🧸 Childcare & Education
Nosara
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 ₡221.6K
$355 JMD 56.0K
39.38%
International Primary School, 1 Child (Yearly)
$11.9K ₡5.3M
$8,218 JMD 1.3M
44.30%
👕👟 Clothing & Footwear
Nosara
Montego Bay
Difference
Jeans (Levis 501 Or Similar)
$53.9 ₡24.2K
$23.50 JMD 3,713
129.53%
Summer Dress (H&M, Zara, etc)
$55.4 ₡24.8K
$30.80 JMD 4,866
79.90%
Sport Shoes (Adidas, Nike)
$77.9 ₡34.9K
$67.9 JMD 10.7K
14.76%
Men's Leather Business Shoes
$79.6 ₡35.7K
$102 JMD 16.1K
-21.98%
🏠 Accommodation & Living
Nosara
Montego Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$788 ₡353.4K
$318 JMD 50.2K
147.96%
1-bedroom Apartment, Outside City Center (Monthly)
$794 ₡356.2K
$222 JMD 35.1K
257.15%
3-bedroom Apartment, City Center (Monthly)
$3,939 ₡1.8M
$934 JMD 147.6K
321.62%
3-bedroom Apartment, Outside City Center (Monthly)
$1,419 ₡636.5K
$934 JMD 147.6K
51.89%
Buy Apartment in City Center (m2)
$6,912 ₡3.1M
-
-
Buy Apartment Outside City Center (m2)
$1,224 ₡549.0K
-
-
💵 Salaries & Financials
Nosara
Montego Bay
Difference
Average Monthly Net Salary (After Tax)
$864 ₡387.3K
$595 JMD 94.0K
45.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
9.45
-8.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nosara: October 11, 2026

Last update for Montego Bay: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Nosara
$794
Montego Bay
$222 72% $572
Groceries & Markets
Nosara
$352
Montego Bay
$323 8.2% $29
Eating Out
Nosara
$212
Montego Bay
$200 5.4% $12
Monthly Utilities & Internet
Nosara
$186
Montego Bay
$239 28.9% $54
Clothing & Footwear
Nosara
$120
Montego Bay
$101 16% $19
Sport & Entertainment
Nosara
$87
Montego Bay
$62 29.2% $26
Getting Around
Nosara
$87
Montego Bay
$21 * 76.3% $66

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $788 in Nosara versus $318 in Montego Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in Nosara, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Nosara versus $74.0 in Montego Bay. Groceries tell a different story – $352 in Nosara vs $323 in Montego Bay – so Montego Bay wins on supermarket bills even if dining out costs more.

Good to know
🇨🇷 Nosara
🇯🇲 Montego Bay
🕒 Local time
01:56 1:56 AM
02:56 2:56 AM
1 h ahead of Nosara
🌤 Weather
👥 Population
4,912
110,115
💱 Currency
Exchange rates and currency converter

JMD, USD, EUR to CRC – Costa Rican Colón Converter

Costa Rican Colón exchange rates as of October 19, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

Jamaican Dollar exchange rates as of October 19, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 178 JMD (1,000 JMD = 5.63 EUR).

On the map
Between locations
  • Nosara Montego Bay 1,260 km ≈ 2 h nonstop flight
From you
  • Nosara
  • Montego Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Nosara vs Montego Bay: Cost of Living - Frequently Asked Questions
Which city is more expensive, Nosara or Montego Bay?
Nosara costs about 57% more than Montego Bay, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Nosara and in Montego Bay?
For a comfortable life, plan on about $2,758 per month in Nosara and $1,753 in Montego Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Nosara or Montego Bay?
Rent is clearly cheaper in Montego Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Nosara and in Montego Bay?
A mid-range dinner for two costs $61.0 in Nosara and $74.0 in Montego Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Nosara or in Montego Bay?
Groceries cost about 9% more in Nosara, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Nosara or in Montego Bay?
A $1,000 monthly budget goes further in Montego Bay, where all-in costs run around $1,169, than in Nosara at $1,839. In Montego Bay it covers expenses comfortably, while in Nosara it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Nosara or Montego Bay?
For digital nomads, it depends on budget. Montego Bay costs $1,169 versus $1,839 in Nosara. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Nosara compared to Montego Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Nosara or to Montego Bay?
If budget matters most, go with Montego Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Nosara makes more sense. Both are solid long-term options with distinct trade-offs.

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