Last update: Oct 2026

Cost of Living Comparison Between North Vancouver and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $2,736 in North Vancouver, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in North Vancouver
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North Vancouver Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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North Vancouver

🇨🇦 Canada

$2,736

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in North Vancouver and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in North Vancouver and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,736 in North Vancouver versus $2,561 in Toronto.

North Vancouver $2,736
Toronto $2,561

Estimated couple costs with rent: $4,277 in North Vancouver versus $3,694 in Toronto.

North Vancouver $4,277
Toronto $3,694

Monthly costs for a family of three with rent: $5,818 in North Vancouver versus $4,826 in Toronto.

North Vancouver $5,818
Toronto $4,826

Living in North Vancouver is roughly 7% more expensive than in Toronto, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: North Vancouver 103% above, Toronto 90% above.

Meal at Budget Restaurant

$20.85 CA$29.48

$17.18 CA$24.29

21.36%

Three-Course Dinner for Two, Mid-Range

$62.3 CA$88.1

$76.0 CA$107

-18.01%

Fast Food Meal (McDonalds, etc)

$9.03 CA$12.76

$10.54 CA$14.89

-14.33%

Cappuccino

$4.18 CA$5.90

$4.02 CA$5.68

3.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 CA$3.15

$2.12 CA$3.00

5.19%

Water (0.33 liter bottle)

$1.74 CA$2.45

$1.75 CA$2.48

-0.57%

Local Beer (0.5 liter draught)

$4.80 CA$6.79

$6.24 CA$8.83

-23.08%

Imported Beer (0.33 liter bottle)

$5.82 CA$8.22

$7.09 CA$10.02

-17.91%

Milk (1 liter)

$2.00 CA$2.82

$2.44 CA$3.45

-18.03%

White Bread (500g)

$2.77 CA$3.92

$2.68 CA$3.78

3.36%

Rice (white) (1kg)

$3.37 CA$4.76

$2.24 CA$3.17

50.45%

Eggs

$3.23 CA$4.57

$3.56 CA$5.03

-9.27%

Local Cheese (1kg)

$13.61 CA$19.23

$9.09 CA$12.85

49.72%

Chicken Fillets (1kg)

$13.55 CA$19.16

$11.33 CA$16.01

19.59%

Beef Round Steak (1kg)

$15.52 CA$21.94

$14.53 CA$20.55

6.81%

Apples (1kg)

$4.07 CA$5.75

$3.62 CA$5.12

12.43%

Banana (1kg)

$1.45 CA$2.05

$1.21 CA$1.72

19.83%

Oranges (1kg)

$4.23 CA$5.97

$3.60 CA$5.09

17.50%

Tomato (1kg)

$3.97 CA$5.62

$4.21 CA$5.96

-5.70%

Potato (1kg)

$2.76 CA$3.91

$1.79 CA$2.53

54.19%

Onion (1kg)

$2.83 CA$4.00

$1.59 CA$2.25

77.99%

Lettuce (1 head)

$2.68 CA$3.79

$2.27 CA$3.21

18.06%

Water (1.5 liter bottle)

$2.11 CA$2.98

$1.25 CA$1.77

68.80%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.85

$13.82 CA$19.53

1.59%

Wine (Bottle)

$14.06 CA$19.88

$14.27 CA$20.18

-1.47%

Local Beer (0.5 liter bottle)

$2.09 CA$2.95

$2.20 CA$3.10

-5.00%

Imported Beer (0.33 liter bottle)

$2.79 CA$3.94

$2.43 CA$3.44

14.81%

One-way Ticket (Public Transport)

$2.87 CA$4.05

$2.39 CA$3.38

20.08%

Public Transport Monthly Pass (Regular Price)

$98.6 CA$139

$111 CA$157

-11.11%

Taxi Start (Normal Tariff)

$2.57 CA$3.63

$2.91 CA$4.12

-11.68%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.10

$1.20 CA$1.69

24.17%

Taxi 1hour Waiting (Normal Tariff)

$27.23 CA$38.49

$21.38 CA$30.23

27.36%

Gasoline (1 liter)

$1.29 CA$1.82

$1.21 CA$1.71

6.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K CA$39.9K

$28.2K CA$39.8K

0.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K CA$26.7K

$20.3K CA$28.6K

-6.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$182

$120 CA$170

6.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.29 CA$52.7

$32.26 CA$45.60

15.59%

Internet (50+ Mbps, Unlimited Data)

$51.5 CA$72.8

$47.93 CA$67.8

7.51%

Gym Membership (Monthly)

$29.86 CA$42.21

$38.48 CA$54.4

-22.40%

Tennis Court (1 Hour on Weekend)

$23.65 CA$33.43

$22.96 CA$32.46

3.01%

Cinema Ticket

$11.85 CA$16.75

$12.38 CA$17.50

-4.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,049 CA$1,483

$830 CA$1,173

26.42%

International Primary School, 1 Child (Yearly)

$10.5K CA$14.8K

$23.1K CA$32.6K

-54.73%

Jeans (Levis 501 Or Similar)

$62.3 CA$88.0

$50.7 CA$71.7

22.76%

Summer Dress (H&M, Zara, etc)

$37.14 CA$52.5

$40.02 CA$56.6

-7.20%

Sport Shoes (Adidas, Nike)

$80.3 CA$114

$98.0 CA$139

-18.02%

Men's Leather Business Shoes

$110 CA$155

$121 CA$171

-8.93%

1-bedroom Apartment, City Center (Monthly)

$1,759 CA$2,487

$1,592 CA$2,251

10.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,530 CA$2,163

$1,410 CA$1,994

8.48%

3-bedroom Apartment, City Center (Monthly)

$3,049 CA$4,310

$2,670 CA$3,775

14.19%

3-bedroom Apartment, Outside City Center (Monthly)

$3,089 CA$4,366

$2,152 CA$3,042

43.55%

Buy Apartment in City Center (m2)

$8,065 CA$11.4K

$7,945 CA$11.2K

1.51%

Buy Apartment Outside City Center (m2)

$6,724 CA$9,506

$6,542 CA$9,249

2.79%

Average Monthly Net Salary (After Tax)

$3,119 CA$4,409

$3,727 CA$5,269

-16.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.69

4.47

4.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Vancouver: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

North Vancouver

$1.5K 55.9%

Toronto

$1.4K 55.1% 7.8% $120

Groceries & Markets

North Vancouver

$389 14.2%

Toronto

$340 13.3% 12.7% $49

Eating Out

North Vancouver

$296 10.8%

Toronto

$278 10.9% 5.9% $17

Monthly Utilities & Internet

North Vancouver

$217 7.9%

Toronto

$201 7.8% 7.7% $17

Clothing & Footwear

North Vancouver

$130 4.8%

Toronto

$139 5.4% 6.8% $8.9

Getting Around

North Vancouver

$120 4.4%

Toronto

$129 5.1% 7.8% $9.3

Sport & Entertainment

North Vancouver

$54 2%

Toronto

$63 2.5% 18.1% $9.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,759 in North Vancouver and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $62.0 in North Vancouver vs $76.0 in Toronto. Groceries flip the comparison at $389 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 North Vancouver

🇨🇦 Toronto

🕒 Local time

07:42 7:42 AM

10:42 10:42 AM

3 h ahead of North Vancouver

🌤 Weather

👥 Population

48,200

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

North Vancouver Toronto 3,360 km ≈ 4 h 45 min nonstop flight

From you

North Vancouver
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

North Vancouver vs Toronto: Cost of Living - Frequently Asked Questions

North Vancouver and Toronto differ by about 7% in total monthly costs ($2,736 vs $2,561 including rent). Toronto is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 19% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,759 in North Vancouver versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Toronto – a meal for two runs $76.0 versus $62.0 in North Vancouver. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,736 per month in North Vancouver versus $2,561 in Toronto – a 7% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, North Vancouver and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Toronto gentler on the wallet – expenses run 7% less than in North Vancouver. Beyond cost, consider language, visa policies, and how big the international community is in each city.