Last update: Oct 2026

Cost of Living Comparison Between Toronto and North Vancouver

For one person, living is cheaper in Toronto: $2,589 a month against $2,803 in North Vancouver, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
134

Cost of Living Index in North Vancouver
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North Vancouver Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

North Vancouver

🇨🇦 Canada

$2,803

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in North Vancouver

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in North Vancouver actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,803 in North Vancouver.

Toronto $2,589
North Vancouver $2,803

Estimated couple costs with rent: $3,710 in Toronto versus $4,166 in North Vancouver.

Toronto $3,710
North Vancouver $4,166

Monthly costs for a family of three with rent: $4,831 in Toronto versus $5,528 in North Vancouver.

Toronto $4,831
North Vancouver $5,528

Living in Toronto costs roughly 8% less than in North Vancouver, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Toronto 90% above, North Vancouver 106% above.

Meal at Budget Restaurant

$17.60 CA$24.60

$21.67 CA$30.29

-18.78%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$64.9 CA$90.8

19.84%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.80

$9.51 CA$13.29

11.36%

Cappuccino

$4.16 CA$5.81

$4.33 CA$6.05

-3.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.36 CA$3.30

-13.56%

Water (0.33 liter bottle)

$1.75 CA$2.45

$1.78 CA$2.49

-1.69%

Local Beer (0.5 liter draught)

$6.58 CA$9.19

$4.86 CA$6.79

35.39%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.94

$6.24 CA$8.71

13.94%

Milk (1 liter)

$2.53 CA$3.54

$2.02 CA$2.83

25.25%

White Bread (500g)

$2.70 CA$3.78

$2.76 CA$3.85

-2.17%

Rice (white) (1kg)

$2.24 CA$3.13

$3.38 CA$4.72

-33.73%

Eggs

$3.48 CA$4.87

$3.17 CA$4.42

9.78%

Local Cheese (1kg)

$9.38 CA$13.10

$13.89 CA$19.42

-32.47%

Chicken Fillets (1kg)

$11.60 CA$16.21

$13.64 CA$19.07

-14.96%

Beef Round Steak (1kg)

$14.68 CA$20.52

$15.90 CA$22.22

-7.67%

Apples (1kg)

$3.74 CA$5.23

$4.19 CA$5.85

-10.74%

Banana (1kg)

$1.22 CA$1.71

$1.46 CA$2.05

-16.44%

Oranges (1kg)

$3.48 CA$4.86

$4.33 CA$6.05

-19.63%

Tomato (1kg)

$4.32 CA$6.04

$4.05 CA$5.67

6.67%

Potato (1kg)

$1.85 CA$2.59

$2.93 CA$4.09

-36.86%

Onion (1kg)

$1.69 CA$2.36

$2.80 CA$3.91

-39.64%

Lettuce (1 head)

$2.23 CA$3.11

$2.82 CA$3.94

-20.92%

Water (1.5 liter bottle)

$1.28 CA$1.78

$2.16 CA$3.02

-40.74%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.63

$14.36 CA$20.07

-2.23%

Wine (Bottle)

$14.43 CA$20.16

$14.05 CA$19.64

2.70%

Local Beer (0.5 liter bottle)

$2.16 CA$3.01

$2.06 CA$2.87

4.85%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$2.89 CA$4.04

-12.80%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.57 CA$3.60

-7.78%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$98.3 CA$137

14.45%

Taxi Start (Normal Tariff)

$3.04 CA$4.25

$2.72 CA$3.81

11.76%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.53 CA$2.14

-18.95%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.52

$27.76 CA$38.80

-18.77%

Gasoline (1 liter)

$1.24 CA$1.74

$1.28 CA$1.78

-3.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$27.8K CA$38.9K

-3.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.1K CA$29.5K

1.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$129 CA$180

-3.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.20

$38.44 CA$53.7

-14.02%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.0

$52.5 CA$73.4

-8.72%

Gym Membership (Monthly)

$36.69 CA$51.3

$27.78 CA$38.82

32.07%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.08

$24.10 CA$33.68

-1.78%

Cinema Ticket

$13.08 CA$18.28

$11.90 CA$16.63

9.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,061

$1,071 CA$1,496

-29.12%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$10.8K CA$15.1K

119.48%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.8

$65.2 CA$91.1

-17.83%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.5

$38.34 CA$53.6

5.48%

Sport Shoes (Adidas, Nike)

$100 CA$140

$82.4 CA$115

21.96%

Men's Leather Business Shoes

$125 CA$175

$111 CA$155

12.97%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,278

$1,947 CA$2,721

-16.28%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,979

$1,578 CA$2,205

-10.27%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,765

$3,343 CA$4,672

-19.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,936

$2,744 CA$3,836

-23.44%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$8,186 CA$11.4K

-7.76%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,328

$5,846 CA$8,171

14.16%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,952

$3,112 CA$4,349

13.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.69

-5.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for North Vancouver: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

North Vancouver

$1.6K 56.3% 11.4% $162

Groceries & Markets

Toronto

$345 13.3%

North Vancouver

$395 14.1% 14.4% $50

Eating Out

Toronto

$285 11%

North Vancouver

$307 11% 7.9% $22

Monthly Utilities & Internet

Toronto

$206 7.9%

North Vancouver

$220 7.8% 6.8% $14

Clothing & Footwear

Toronto

$144 5.6%

North Vancouver

$134 4.8% 7.2% $10

Getting Around

Toronto

$131 5.1%

North Vancouver

$119 4.2% 9.3% $12

Sport & Entertainment

Toronto

$63 2.4%

North Vancouver

$52 1.8% 17.9% $11

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,947 in North Vancouver. Housing cost is often the main lever when comparing two cities.

Toronto pays 14% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $78 in Toronto vs $65 in North Vancouver. Groceries flip the comparison at $345 vs $395, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 North Vancouver

🕒 Local time

09:30 9:30 AM

07:30 7:30 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

48,200

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.641 EUR

1 CAD = 0.715 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

Toronto North Vancouver 3,360 km ≈ 4 h 45 min nonstop flight

From you

Toronto
North Vancouver

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs North Vancouver: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,589 in Toronto and $2,803 in North Vancouver, so Toronto is about 8% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 14% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,947 in North Vancouver. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in North Vancouver – a meal for two runs $65 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,589 per month in Toronto versus $2,803 in North Vancouver – Toronto is about 8% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Toronto is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.