Last update: Oct 2026

Cost of Living Comparison Between North Bay and Calgary

For one person, living is cheaper in North Bay: $2,162 a month against $2,303 in Calgary, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

105

Cost of Living Index in North Bay
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North Bay Living Index
110

Cost of Living Index in Calgary
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Calgary Living Index

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North Bay

🇨🇦 Canada

$2,162

/mo nomad

Calgary

🇨🇦 Canada

$2,303

/mo nomad

Monthly Cost of Living

How much you'll spend in North Bay and in Calgary

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in North Bay and in Calgary actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,162 in North Bay versus $2,303 in Calgary.

North Bay $2,162
Calgary $2,303

Estimated couple costs with rent: $3,060 in North Bay versus $3,366 in Calgary.

North Bay $3,060
Calgary $3,366

Monthly costs for a family of three with rent: $3,957 in North Bay versus $4,428 in Calgary.

North Bay $3,957
Calgary $4,428

Living in North Bay costs roughly 6% less than in Calgary, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: North Bay 59% above, Calgary 69% above.

Meal at Budget Restaurant

$17.83 CA$24.91

$17.55 CA$24.52

1.60%

Three-Course Dinner for Two, Mid-Range

$77.4 CA$108

$70.4 CA$98.4

9.95%

Fast Food Meal (McDonalds, etc)

$10.73 CA$14.99

$10.69 CA$14.94

0.37%

Cappuccino

$3.98 CA$5.57

$3.89 CA$5.43

2.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 CA$2.90

$2.04 CA$2.85

1.47%

Water (0.33 liter bottle)

$1.76 CA$2.45

$1.88 CA$2.62

-6.38%

Local Beer (0.5 liter draught)

$5.02 CA$7.02

$4.90 CA$6.84

2.45%

Imported Beer (0.33 liter bottle)

$6.81 CA$9.51

$5.78 CA$8.08

17.82%

Milk (1 liter)

$2.56 CA$3.57

$1.96 CA$2.74

30.61%

White Bread (500g)

$2.72 CA$3.81

$2.74 CA$3.83

-0.73%

Rice (white) (1kg)

$2.24 CA$3.12

$5.46 CA$7.63

-58.97%

Eggs

$3.53 CA$4.93

$3.69 CA$5.15

-4.34%

Local Cheese (1kg)

$9.49 CA$13.27

$11.24 CA$15.71

-15.57%

Chicken Fillets (1kg)

$11.32 CA$15.82

$11.54 CA$16.12

-1.91%

Beef Round Steak (1kg)

$12.37 CA$17.29

$18.38 CA$25.68

-32.70%

Apples (1kg)

$3.67 CA$5.13

$4.90 CA$6.85

-25.10%

Banana (1kg)

$1.22 CA$1.70

$1.42 CA$1.99

-14.08%

Oranges (1kg)

$3.21 CA$4.49

$4.21 CA$5.88

-23.75%

Tomato (1kg)

$4.19 CA$5.86

$4.02 CA$5.62

4.23%

Potato (1kg)

$1.85 CA$2.58

$2.69 CA$3.77

-31.23%

Onion (1kg)

$1.68 CA$2.34

$2.66 CA$3.72

-36.84%

Lettuce (1 head)

$2.24 CA$3.13

$2.61 CA$3.65

-14.18%

Water (1.5 liter bottle)

$1.26 CA$1.76

$1.60 CA$2.23

-21.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.46 CA$20.20

$14.00 CA$19.57

3.29%

Wine (Bottle)

$14.26 CA$19.92

$15.40 CA$21.52

-7.40%

Local Beer (0.5 liter bottle)

$2.23 CA$3.12

$2.50 CA$3.49

-10.80%

Imported Beer (0.33 liter bottle)

$2.46 CA$3.44

$3.09 CA$4.32

-20.39%

One-way Ticket (Public Transport)

$2.28 CA$3.18

$2.93 CA$4.09

-22.18%

Public Transport Monthly Pass (Regular Price)

$67.4 CA$94.1

$89.3 CA$125

-24.54%

Taxi Start (Normal Tariff)

$3.08 CA$4.31

$3.27 CA$4.57

-5.81%

Taxi (Normal Tariff) (1km)

$1.13 CA$1.58

$1.35 CA$1.89

-16.30%

Taxi 1hour Waiting (Normal Tariff)

$22.26 CA$31.11

$27.39 CA$38.27

-18.73%

Gasoline (1 liter)

$1.25 CA$1.75

$1.17 CA$1.64

6.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.5K

$27.9K CA$39.0K

-4.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K CA$30.0K

$21.0K CA$29.4K

2.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$173

$167 CA$233

-25.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.74 CA$45.75

$38.27 CA$53.5

-14.45%

Internet (50+ Mbps, Unlimited Data)

$48.00 CA$67.1

$50.9 CA$71.2

-5.75%

Gym Membership (Monthly)

$24.94 CA$34.85

$51.0 CA$71.2

-51.05%

Tennis Court (1 Hour on Weekend)

$18.17 CA$25.39

Cinema Ticket

$13.09 CA$18.29

$14.44 CA$20.18

-9.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$753 CA$1,052

$545 CA$762

38.07%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.2K

$16.2K CA$22.7K

46.74%

Jeans (Levis 501 Or Similar)

$44.70 CA$62.5

$58.9 CA$82.3

-24.08%

Summer Dress (H&M, Zara, etc)

$18.18 CA$25.41

$39.75 CA$55.6

-54.26%

Sport Shoes (Adidas, Nike)

$101 CA$141

$93.4 CA$130

8.34%

Men's Leather Business Shoes

$89.3 CA$125

$110 CA$154

-18.80%

1-bedroom Apartment, City Center (Monthly)

$1,457 CA$2,036

$1,254 CA$1,752

16.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,095 CA$1,530

$1,056 CA$1,476

3.65%

3-bedroom Apartment, City Center (Monthly)

$1,852 CA$2,587

$2,022 CA$2,826

-8.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,475 CA$2,061

$1,629 CA$2,276

-9.42%

Buy Apartment in City Center (m2)

$3,600 CA$5,031

Buy Apartment Outside City Center (m2)

$3,243 CA$4,531

Average Monthly Net Salary (After Tax)

$3,108 CA$4,343

$3,115 CA$4,353

-0.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.51

-1.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for North Bay: October 25, 2026

Last update for Calgary: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

North Bay

$1.1K 50.7%

Calgary

$1.1K 45.9% 3.5% $39

Groceries & Markets

North Bay

$335 15.5%

Calgary

$393 17.1% 17.2% $57

Eating Out

North Bay

$277 12.8%

Calgary

$271 11.8% 2.1% $5.8

Monthly Utilities & Internet

North Bay

$204 9.5%

Calgary

$256 11.1% 25.2% $51

Clothing & Footwear

North Bay

$114 5.3%

Calgary

$136 5.9% 19.2% $22

Getting Around

North Bay

$85 3.9%

Calgary

$111 4.8% 30.3% $26

Sport & Entertainment

North Bay

$51 2.4%

Calgary

$80 3.5% 56.2% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,457 in North Bay and $1,254 in Calgary. Housing cost is often the main lever when comparing two cities.

Dining out: $77 in North Bay vs $70 in Calgary. Groceries flip the comparison at $335 vs $393, with North Bay cheaper for home cooking.

Good to know

🇨🇦 North Bay

🇨🇦 Calgary

🕒 Local time

17:01 5:01 PM

15:01 3:01 PM

2 h behind North Bay

🌤 Weather

👥 Population

51,553

1,267,344

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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North Bay Calgary 2,570 km ≈ 3 h 45 min nonstop flight

From you

North Bay
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

North Bay vs Calgary: Cost of Living - Frequently Asked Questions

North Bay is about 6% cheaper overall, especially in groceries, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,243 in North Bay and $3,454 in Calgary to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,457 in North Bay versus $1,254 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Calgary – a meal for two runs $70 versus $77 in North Bay. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,162 per month in North Bay versus $2,303 in Calgary – North Bay is about 6% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,000. North Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.