Last update: Oct 2026

Cost of Living Comparison Between Norman, OK and Valparaiso, IN

For one person, living is cheaper in Valparaiso, IN: $2,009 a month against $2,222 in Norman, OK, rent and utilities included – about $2,600 less a year. The total is higher in Norman, OK despite lower rent and utilities.

108

Cost of Living Index in Norman, OK
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Norman, OK Living Index
96

Cost of Living Index in Valparaiso, IN
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Valparaiso, IN Living Index

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Norman, OK

🇺🇸 United States

$2,222

/mo nomad

Valparaiso, IN

🇺🇸 United States

$2,009

/mo nomad

Monthly Cost of Living

How much you'll spend in Norman, OK and in Valparaiso, IN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Norman, OK and in Valparaiso, IN actually costs, broken down by who's living it.

A single person spends $2,222 per month in Norman, OK vs $2,009 in Valparaiso, IN, rent included.

Norman, OK $2,222
Valparaiso, IN $2,009

A couple spends around $3,190 per month in Norman, OK vs $2,844 in Valparaiso, IN, rent included.

Norman, OK $3,190
Valparaiso, IN $2,844

A family of three spends $4,157 per month in Norman, OK vs $3,678 in Valparaiso, IN, rent included.

Norman, OK $4,157
Valparaiso, IN $3,678

Norman, OK costs about 11% more than Valparaiso, IN, and outside of rent the biggest gap is in groceries.

Both Norman, OK and Valparaiso, IN sit above the global median – Norman, OK by 63%, Valparaiso, IN by 48%.

Meal at Budget Restaurant

$18.23 $18.23

$20.23 $20.23

-9.89%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$59.0 $59.0

0.17%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$9.20 $9.20

28.15%

Cappuccino

$6.32 $6.32

$4.94 $4.94

27.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$2.45 $2.45

17.55%

Water (0.33 liter bottle)

$2.32 $2.32

$2.01 $2.01

15.42%

Local Beer (0.5 liter draught)

$5.48 $5.48

$4.95 $4.95

10.71%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$5.91 $5.91

39.26%

Milk (1 liter)

$0.96 $0.96

$0.73 $0.73

31.51%

White Bread (500g)

$3.66 $3.66

$2.21 $2.21

65.61%

Rice (white) (1kg)

$3.62 $3.62

$2.14 $2.14

69.16%

Eggs

$3.77 $3.77

$2.64 $2.64

42.80%

Local Cheese (1kg)

$10.99 $10.99

$4.39 $4.39

150.34%

Chicken Fillets (1kg)

$10.76 $10.76

$6.56 $6.56

64.02%

Beef Round Steak (1kg)

$19.50 $19.50

$8.87 $8.87

119.84%

Apples (1kg)

$4.88 $4.88

$2.25 $2.25

116.89%

Banana (1kg)

$1.80 $1.80

$1.44 $1.44

25.00%

Oranges (1kg)

$4.37 $4.37

$2.15 $2.15

103.26%

Tomato (1kg)

$4.13 $4.13

$2.23 $2.23

85.20%

Potato (1kg)

$2.62 $2.62

$2.67 $2.67

-1.87%

Onion (1kg)

$2.96 $2.96

$2.24 $2.24

32.14%

Lettuce (1 head)

$2.22 $2.22

$1.01 $1.01

119.80%

Water (1.5 liter bottle)

$2.37 $2.37

$1.02 $1.02

132.35%

Cigarettes 20 Pack (Marlboro, Camel)

$9.79 $9.79

$8.96 $8.96

9.26%

Wine (Bottle)

$14.03 $14.03

$7.77 $7.77

80.57%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.03 $2.03

-5.91%

Imported Beer (0.33 liter bottle)

$3.24 $3.24

$4.86 $4.86

-33.33%

One-way Ticket (Public Transport)

$0.99 $0.99

Public Transport Monthly Pass (Regular Price)

$30.31 $30.31

Taxi Start (Normal Tariff)

$2.73 $2.73

Taxi (Normal Tariff) (1km)

$1.24 $1.24

Taxi 1hour Waiting (Normal Tariff)

$24.41 $24.41

Gasoline (1 liter)

$0.98 $0.98

$0.87 $0.87

12.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$35.7K $35.7K

-22.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$23.6K $23.6K

8.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$117 $117

63.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$84.4 $84.4

$36.81 $36.81

129.31%

Internet (50+ Mbps, Unlimited Data)

$83.5 $83.5

$78.4 $78.4

6.41%

Gym Membership (Monthly)

$34.46 $34.46

$24.87 $24.87

38.56%

Cinema Ticket

$15.03 $15.03

$9.23 $9.23

62.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,539 $1,539

$1,614 $1,614

-4.64%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$11.2K $11.2K

113.46%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$56.4 $56.4

-4.68%

Summer Dress (H&M, Zara, etc)

$41.25 $41.25

$21.41 $21.41

92.67%

Sport Shoes (Adidas, Nike)

$105 $105

$122 $122

-14.33%

Men's Leather Business Shoes

$142 $142

$151 $151

-5.73%

1-bedroom Apartment, City Center (Monthly)

$1,114 $1,114

$1,529 $1,529

-27.15%

1-bedroom Apartment, Outside City Center (Monthly)

$925 $925

$1,013 $1,013

-8.74%

3-bedroom Apartment, City Center (Monthly)

$1,650 $1,650

$1,975 $1,975

-16.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,387 $1,387

$1,475 $1,475

-5.91%

Buy Apartment in City Center (m2)

$2,324 $2,324

$1,839 $1,839

26.40%

Buy Apartment Outside City Center (m2)

$1,586 $1,586

$1,812 $1,812

-12.44%

Average Monthly Net Salary (After Tax)

$3,903 $3,903

$4,228 $4,228

-7.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.3

5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Norman, OK: October 26, 2026

Last update for Valparaiso, IN: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Norman, OK

$925 41.6%

Valparaiso, IN

$1K 50.4% 9.6% $89

Groceries & Markets

Norman, OK

$390 17.5%

Valparaiso, IN

$225 11.2% 42.3% $165

Monthly Utilities & Internet

Norman, OK

$359 16.1%

Valparaiso, IN

$232 11.6% 35.3% $126

Eating Out

Norman, OK

$322 14.5%

Valparaiso, IN

$303 15.1% 5.8% $19

Clothing & Footwear

Norman, OK

$154 6.9%

Valparaiso, IN

$158 7.9% 2.6% $4

Sport & Entertainment

Norman, OK

$65 2.9%

Valparaiso, IN

$43 2.2% 32.9% $21

Getting Around

Norman, OK

$8.9 * 0.4%

Valparaiso, IN

$34 * 1.7% 284% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,114 in Norman, OK versus $1,529 in Valparaiso, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Valparaiso, IN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $59 in Norman, OK versus $59 in Valparaiso, IN. Groceries tell a different story – $390 in Norman, OK vs $225 in Valparaiso, IN – so Valparaiso, IN wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Norman, OK

🇺🇸 Valparaiso, IN

🕒 Local time

21:42 9:42 PM

Same time as Norman, OK

🌤 Weather

👥 Population

102,827

34,151

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

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Between locations

Norman, OK Valparaiso, IN 1,140 km ≈ 2 h nonstop flight

From you

Norman, OK
Valparaiso, IN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Norman, OK vs Valparaiso, IN: Cost of Living - Frequently Asked Questions

Yes – Norman, OK is pricier by about 11%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $3,333 per month in Norman, OK and $3,013 in Valparaiso, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Norman, OK, especially for central apartments: a one-bedroom in the center costs $1,114 there versus $1,529 in Valparaiso, IN.

Groceries cost about 73% more in Norman, OK, though the gap depends on what you buy.

Kindergarten costs $1,539 per month in Norman, OK and $1,614 in Valparaiso, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $2,222 in Norman, OK and $2,009 in Valparaiso, IN. You’ll need shared housing and careful budgeting no matter which city you pick.