Cost of Living Comparison Between Norman, OK and Valparaiso, IN Cost of Living Comparison Between Norman, OK and Valparaiso, IN

Monthly Cost of Living

A single person spends $2,378 per month in Norman, OK vs $2,150 in Valparaiso, IN, rent included.

A couple spends around $3,293 per month in Norman, OK vs $3,096 in Valparaiso, IN, rent included.

A family of three spends $4,209 per month in Norman, OK vs $4,042 in Valparaiso, IN, rent included.

Norman, OK costs about 11% more than Valparaiso, IN, driven mainly by Groceries & Markets.

Both Norman, OK and Valparaiso, IN sit above the global median – Norman, OK by 77%, Valparaiso, IN by 60%.

Meal at Budget Restaurant

$14.80 $14.80

$17.36 $17.36

-14.75%

Three-Course Dinner for Two, Mid-Range

$59.0 $59.0

$49.86 $49.86

18.35%

Fast Food Meal (McDonalds, etc)

$10.85 $10.85

$10.87 $10.87

-0.18%

Cappuccino

$5.53 $5.53

$3.92 $3.92

41.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$2.65 $2.65

-3.40%

Water (0.33 liter bottle)

$2.03 $2.03

$1.59 $1.59

27.67%

Local Beer (0.5 liter draught)

$6.09 $6.09

$4.51 $4.51

35.03%

Imported Beer (0.33 liter bottle)

$5.93 $5.93

$6.05 $6.05

-1.98%

Milk (1 liter)

$1.05 $1.05

$0.88 $0.88

19.32%

White Bread (500g)

$2.91 $2.91

$3.53 $3.53

-17.56%

Rice (white) (1kg)

$4.09 $4.09

$4.73 $4.73

-13.53%

Eggs

$3.52 $3.52

$3.19 $3.19

10.34%

Local Cheese (1kg)

$11.55 $11.55

$15.12 $15.12

-23.61%

Chicken Fillets (1kg)

$10.80 $10.80

$11.92 $11.92

-9.40%

Beef Round Steak (1kg)

$13.66 $13.66

$14.70 $14.70

-7.07%

Apples (1kg)

$4.51 $4.51

$10.10 $10.10

-55.35%

Banana (1kg)

$1.62 $1.62

$1.38 $1.38

17.39%

Oranges (1kg)

$4.35 $4.35

$6.14 $6.14

-29.15%

Tomato (1kg)

$4.39 $4.39

$5.95 $5.95

-26.22%

Potato (1kg)

$3.32 $3.32

$2.12 $2.12

56.60%

Onion (1kg)

$2.91 $2.91

$3.86 $3.86

-24.61%

Lettuce (1 head)

$2.04 $2.04

$2.55 $2.55

-20.00%

Water (1.5 liter bottle)

$2.18 $2.18

$2.68 $2.68

-18.66%

Cigarettes 20 Pack (Marlboro, Camel)

$8.92 $8.92

$9.11 $9.11

-2.09%

Wine (Bottle)

$15.02 $15.02

$7.80 $7.80

92.56%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$1.83 $1.83

3.28%

Imported Beer (0.33 liter bottle)

$2.20 $2.20

$3.67 $3.67

-40.05%

One-way Ticket (Public Transport)

$2.48 $2.48

$1.01 $1.01

145.54%

Public Transport Monthly Pass (Regular Price)

$30.26 $30.26

Taxi Start (Normal Tariff)

$3.07 $3.07

$4.75 $4.75

-35.37%

Taxi (Normal Tariff) (1km)

$1.27 $1.27

$2.20 $2.20

-42.27%

Taxi 1hour Waiting (Normal Tariff)

$23.66 $23.66

$28.10 $28.10

-15.80%

Gasoline (1 liter)

$0.73 $0.73

$0.75 $0.75

-2.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$24.7K $24.7K

0.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$24.2K $24.2K

6.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$117 $117

99.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.5 $73.5

$45.14 $45.14

62.78%

Internet (50+ Mbps, Unlimited Data)

$79.4 $79.4

$62.4 $62.4

27.28%

Gym Membership (Monthly)

$45.48 $45.48

$14.76 $14.76

208.13%

Cinema Ticket

$14.77 $14.77

$8.18 $8.18

80.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,591 $1,591

$968 $968

64.36%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$21.3K $21.3K

8.15%

Jeans (Levis 501 Or Similar)

$56.4 $56.4

$64.5 $64.5

-12.54%

Summer Dress (H&M, Zara, etc)

$38.18 $38.18

$39.91 $39.91

-4.33%

Sport Shoes (Adidas, Nike)

$107 $107

$99.9 $99.9

6.87%

Men's Leather Business Shoes

$152 $152

$136 $136

11.91%

1-bedroom Apartment, City Center (Monthly)

$1,160 $1,160

$1,508 $1,508

-23.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,114 $1,114

$995 $995

11.96%

3-bedroom Apartment, City Center (Monthly)

$1,749 $1,749

$2,031 $2,031

-13.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,530 $1,530

$1,514 $1,514

1.06%

Buy Apartment in City Center (m2)

$1,829 $1,829

Buy Apartment Outside City Center (m2)

$1,863 $1,863

Average Monthly Net Salary (After Tax)

$3,920 $3,920

$4,116 $4,116

-4.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.45

1.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Norman, OK: May 31, 2026

Last update for Valparaiso, IN: June 1, 2026

Cost Breakdown

A central one-bedroom costs $1,160 in Norman, OK versus $1,508 in Valparaiso, IN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Valparaiso, IN, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $59.0 in Norman, OK versus $50.0 in Valparaiso, IN. Groceries tell a different story – $365 in Norman, OK vs $427 in Valparaiso, IN – so Norman, OK wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Norman, OK vs Valparaiso, IN: Cost of Living - Frequently Asked Questions

Yes – Norman, OK is pricier by about 11%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,567 per month in Norman, OK and $3,226 in Valparaiso, IN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Valparaiso, IN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,378 in Norman, OK and $2,150 in Valparaiso, IN. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,591 per month in Norman, OK and $968 in Valparaiso, IN. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Valparaiso, IN, where all-in costs run around $2,150, than in Norman, OK at $2,378. In Valparaiso, IN it covers expenses comfortably, while in Norman, OK it requires careful planning or may not stretch far enough.

Families tend to lean toward Valparaiso, IN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Valparaiso, IN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Norman, OK makes more sense. Both are solid long-term options with distinct trade-offs.