Last update: Oct 2026

Cost of Living Comparison Between Norman, OK and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,222 in Norman, OK, rent and utilities included – about $10,500 less a year. Other living expenses account for most of the difference.

108

Cost of Living Index in Norman, OK
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Norman, OK Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Norman, OK

🇺🇸 United States

$2,222

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Norman, OK and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Norman, OK and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,222 per month in Norman, OK vs $1,349 in Ubud, Bali, rent included.

Norman, OK $2,222
Ubud, Bali $1,349

A couple spends around $3,190 per month in Norman, OK vs $2,305 in Ubud, Bali, rent included.

Norman, OK $3,190
Ubud, Bali $2,305

A family of three spends $4,157 per month in Norman, OK vs $3,261 in Ubud, Bali, rent included.

Norman, OK $4,157
Ubud, Bali $3,261

Norman, OK costs about 65% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.23 $18.23

$3.32 Rp 60.3K

449.10%

Three-Course Dinner for Two, Mid-Range

$59.1 $59.1

$35.64 Rp 647.3K

65.94%

Fast Food Meal (McDonalds, etc)

$11.79 $11.79

$5.53 Rp 100.5K

113.20%

Cappuccino

$6.32 $6.32

$2.72 Rp 49.4K

132.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.70 Rp 30.9K

69.41%

Water (0.33 liter bottle)

$2.32 $2.32

$0.76 Rp 13.8K

205.26%

Local Beer (0.5 liter draught)

$5.48 $5.48

$2.65 Rp 48.2K

106.79%

Imported Beer (0.33 liter bottle)

$8.23 $8.23

$4.38 Rp 79.6K

87.90%

Milk (1 liter)

$0.96 $0.96

$1.49 Rp 27.1K

-35.57%

White Bread (500g)

$3.66 $3.66

$2.28 Rp 41.3K

60.53%

Rice (white) (1kg)

$3.62 $3.62

$1.19 Rp 21.6K

204.20%

Eggs

$3.77 $3.77

$2.04 Rp 37.0K

84.80%

Local Cheese (1kg)

$10.99 $10.99

$17.70 Rp 321.5K

-37.91%

Chicken Fillets (1kg)

$10.76 $10.76

$3.96 Rp 72.0K

171.72%

Beef Round Steak (1kg)

$19.50 $19.50

$12.19 Rp 221.4K

59.97%

Apples (1kg)

$4.88 $4.88

$3.66 Rp 66.4K

33.33%

Banana (1kg)

$1.80 $1.80

$1.52 Rp 27.6K

18.42%

Oranges (1kg)

$4.37 $4.37

$2.23 Rp 40.5K

95.96%

Tomato (1kg)

$4.13 $4.13

$1.97 Rp 35.8K

109.64%

Potato (1kg)

$2.62 $2.62

$1.85 Rp 33.6K

41.62%

Onion (1kg)

$2.96 $2.96

$2.42 Rp 44.0K

22.31%

Lettuce (1 head)

$2.22 $2.22

$0.99 Rp 18.0K

124.24%

Water (1.5 liter bottle)

$2.37 $2.37

$0.51 Rp 9,324

364.71%

Cigarettes 20 Pack (Marlboro, Camel)

$9.79 $9.79

$2.22 Rp 40.4K

340.99%

Wine (Bottle)

$14.03 $14.03

$22.24 Rp 403.9K

-36.92%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.26 Rp 41.0K

-15.49%

Imported Beer (0.33 liter bottle)

$3.24 $3.24

$2.97 Rp 53.9K

9.09%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

Taxi Start (Normal Tariff)

$2.73 $2.73

$0.44 Rp 7,982

520.45%

Taxi (Normal Tariff) (1km)

$1.24 $1.24

$0.43 Rp 7,811

188.37%

Taxi 1hour Waiting (Normal Tariff)

$24.41 $24.41

$5.41 Rp 98.2K

351.20%

Gasoline (1 liter)

$0.98 $0.98

$0.82 Rp 15.0K

19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K $27.7K

$23.8K Rp 433.0M

16.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.7K Rp 576.6M

-19.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 $191

$79.1 Rp 1.4M

141.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$84.4 $84.4

$6.45 Rp 117.1K

1208.68%

Internet (50+ Mbps, Unlimited Data)

$83.5 $83.5

$18.58 Rp 337.4K

349.14%

Gym Membership (Monthly)

$34.46 $34.46

$49.48 Rp 898.7K

-30.36%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

Cinema Ticket

$15.03 $15.03

$4.27 Rp 77.6K

251.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,539 $1,539

$491 Rp 8.9M

213.75%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$5,674 Rp 103.0M

322.47%

Jeans (Levis 501 Or Similar)

$53.8 $53.8

$44.64 Rp 810.7K

20.43%

Summer Dress (H&M, Zara, etc)

$41.25 $41.25

$34.95 Rp 634.8K

18.03%

Sport Shoes (Adidas, Nike)

$105 $105

$79.9 Rp 1.5M

30.94%

Men's Leather Business Shoes

$142 $142

$79.4 Rp 1.4M

78.66%

1-bedroom Apartment, City Center (Monthly)

$1,114 $1,114

$1,125 Rp 20.4M

-0.95%

1-bedroom Apartment, Outside City Center (Monthly)

$925 $925

$671 Rp 12.2M

37.71%

3-bedroom Apartment, City Center (Monthly)

$1,650 $1,650

$3,565 Rp 64.7M

-53.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,387 $1,387

$1,723 Rp 31.3M

-19.49%

Buy Apartment in City Center (m2)

$2,324 $2,324

$2,732 Rp 49.6M

-14.93%

Buy Apartment Outside City Center (m2)

$1,586 $1,586

$2,284 Rp 41.5M

-30.54%

Average Monthly Net Salary (After Tax)

$3,903 $3,903

$164 Rp 3.0M

2282.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

13.78

-51.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Norman, OK: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Norman, OK

$925 41.6%

Ubud, Bali

$672 49.8% 27.4% $253

Groceries & Markets

Norman, OK

$390 17.5%

Ubud, Bali

$288 21.4% 26% $101

Monthly Utilities & Internet

Norman, OK

$359 16.1%

Ubud, Bali

$104 7.7% 71% $254

Eating Out

Norman, OK

$322 14.5%

Ubud, Bali

$108 8% 66.5% $214

Clothing & Footwear

Norman, OK

$154 6.9%

Ubud, Bali

$108 8% 30% $46

Sport & Entertainment

Norman, OK

$65 2.9%

Ubud, Bali

$58 4.3% 10.1% $6.5

Getting Around

Norman, OK

$8.9 * 0.4%

Ubud, Bali

$11 0.9% 27.9% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,114 in Norman, OK versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Norman, OK are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59 in Norman, OK versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $390 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Norman, OK

🇮🇩 Ubud, Bali

🕒 Local time

21:42 9:42 PM

11:42 11:42 AM

14 h ahead of Norman, OK

🌤 Weather

👥 Population

102,827

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Norman, OK Ubud, Bali 15,560 km ≈ 20 h nonstop flight

From you

Norman, OK
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Norman, OK vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Norman, OK is pricier by about 65%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,333 per month in Norman, OK and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,114 in Norman, OK and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,222 in Norman, OK and $1,349 in Ubud, Bali. That makes Ubud, Bali about 39% cheaper.

Kindergarten costs $1,539 per month in Norman, OK and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,222 in Norman, OK and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,222 in Norman, OK. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Norman, OK makes more sense. Both are solid long-term options with distinct trade-offs.