Last update: Oct 2026

Cost of Living Comparison Between Noida and Ludhiana

For one person, living is cheaper in Ludhiana: $488 a month against $507 in Noida, rent and utilities included – about $230 less a year. Higher rent and utilities in Noida outweigh lower spending on other living expenses.

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Cost of Living Index in Noida
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Noida Living Index
24

Cost of Living Index in Ludhiana
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Ludhiana Living Index

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Noida

🇮🇳 India

$507

/mo nomad

Ludhiana

🇮🇳 India

$488

/mo nomad

Monthly Cost of Living

How much you'll spend in Noida and in Ludhiana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Noida and in Ludhiana actually costs, broken down by who's living it.

A single person spends $507 per month in Noida vs $488 in Ludhiana, rent included.

Noida $507
Ludhiana $488

A couple spends around $803 per month in Noida vs $784 in Ludhiana, rent included.

Noida $803
Ludhiana $784

A family of three spends $1,100 per month in Noida vs $1,080 in Ludhiana, rent included.

Noida $1,100
Ludhiana $1,080

Noida costs about 4% more than Ludhiana, and outside of rent the biggest gap is in groceries.

Both Noida and Ludhiana are more affordable than the global median – Noida 63% lower, Ludhiana 64% lower.

Meal at Budget Restaurant

$3.06 ₹291

$3.48 ₹331

-12.07%

Three-Course Dinner for Two, Mid-Range

$15.72 ₹1,492

$10.67 ₹1,013

47.33%

Fast Food Meal (McDonalds, etc)

$3.19 ₹303

$3.58 ₹340

-10.89%

Cappuccino

$2.01 ₹191

$1.93 ₹183

4.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.04

$0.40 ₹38.23

-5.00%

Water (0.33 liter bottle)

$0.17 ₹15.69

$0.25 ₹23.84

-32.00%

Local Beer (0.5 liter draught)

$2.06 ₹195

$1.70 ₹161

21.18%

Imported Beer (0.33 liter bottle)

$2.70 ₹256

$3.52 ₹335

-23.30%

Milk (1 liter)

$0.67 ₹63.8

$0.74 ₹70.5

-9.46%

White Bread (500g)

$0.54 ₹51.2

$0.51 ₹47.99

5.88%

Rice (white) (1kg)

$0.86 ₹81.8

$0.78 ₹73.7

10.26%

Eggs

$1.17 ₹111

$0.86 ₹81.7

36.05%

Local Cheese (1kg)

$5.19 ₹493

$3.99 ₹378

30.08%

Chicken Fillets (1kg)

$3.23 ₹306

$3.09 ₹293

4.53%

Apples (1kg)

$1.88 ₹178

$2.10 ₹200

-10.48%

Banana (1kg)

$0.73 ₹69.1

$0.58 ₹55.2

25.86%

Oranges (1kg)

$1.02 ₹96.7

$0.82 ₹77.4

24.39%

Tomato (1kg)

$0.46 ₹43.52

$0.38 ₹36.42

21.05%

Potato (1kg)

$0.32 ₹29.99

$0.26 ₹24.62

23.08%

Onion (1kg)

$0.50 ₹47.36

$0.32 ₹30.60

56.25%

Lettuce (1 head)

$0.64 ₹60.3

$0.43 ₹41.12

48.84%

Water (1.5 liter bottle)

$0.31 ₹29.05

$0.32 ₹30.83

-3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$5.03 ₹477

$3.48 ₹330

44.54%

Wine (Bottle)

$12.51 ₹1,188

$12.37 ₹1,174

1.13%

Local Beer (0.5 liter bottle)

$1.71 ₹163

$1.83 ₹174

-6.56%

Imported Beer (0.33 liter bottle)

$2.79 ₹265

$3.05 ₹290

-8.52%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.32 ₹505

$8.39 ₹796

-36.59%

One-way Ticket (Public Transport)

$0.31 ₹28.96

$0.55 ₹51.8

-43.64%

Public Transport Monthly Pass (Regular Price)

$8.62 ₹818

$15.78 ₹1,498

-45.37%

Taxi Start (Normal Tariff)

$1.03 ₹97.7

$1.55 ₹147

-33.55%

Taxi (Normal Tariff) (1km)

$0.25 ₹23.71

$0.44 ₹41.60

-43.18%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₹197

$2.15 ₹204

-3.72%

Gasoline (1 liter)

$1.09 ₹103

$1.10 ₹105

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.1K ₹1.1M

$13.4K ₹1.3M

-17.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.3K ₹2.3M

$22.0K ₹2.1M

10.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.82 ₹3,686

$52.5 ₹4,981

-26.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.18 ₹396

$3.10 ₹294

34.84%

Internet (50+ Mbps, Unlimited Data)

$7.96 ₹756

$5.81 ₹552

37.01%

Gym Membership (Monthly)

$16.72 ₹1,587

$15.33 ₹1,456

9.07%

Tennis Court (1 Hour on Weekend)

$10.69 ₹1,015

$4.48 ₹425

138.62%

Cinema Ticket

$4.86 ₹462

$3.61 ₹343

34.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$152 ₹14.4K

$72.3 ₹6,862

110.02%

International Primary School, 1 Child (Yearly)

$1,729 ₹164.1K

$1,443 ₹137.0K

19.81%

Jeans (Levis 501 Or Similar)

$20.03 ₹1,902

$21.69 ₹2,059

-7.65%

Summer Dress (H&M, Zara, etc)

$24.35 ₹2,312

$40.15 ₹3,812

-39.35%

Sport Shoes (Adidas, Nike)

$47.51 ₹4,511

$70.1 ₹6,652

-32.20%

Men's Leather Business Shoes

$25.79 ₹2,449

$36.40 ₹3,455

-29.15%

1-bedroom Apartment, City Center (Monthly)

$219 ₹20.8K

$171 ₹16.2K

27.82%

1-bedroom Apartment, Outside City Center (Monthly)

$169 ₹16.1K

$114 ₹10.8K

48.65%

3-bedroom Apartment, City Center (Monthly)

$496 ₹47.1K

$433 ₹41.1K

14.57%

3-bedroom Apartment, Outside City Center (Monthly)

$359 ₹34.1K

$307 ₹29.1K

16.85%

Buy Apartment in City Center (m2)

$1,522 ₹144.5K

$880 ₹83.5K

72.96%

Buy Apartment Outside City Center (m2)

$819 ₹77.7K

$679 ₹64.5K

20.54%

Average Monthly Net Salary (After Tax)

$910 ₹86.4K

$423 ₹40.2K

115.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.12

9.17

-0.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Noida: October 26, 2026

Last update for Ludhiana: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Noida

$169 33.4%

Ludhiana

$114 23.3% 32.7% $55

Groceries & Markets

Noida

$119 23.5%

Ludhiana

$113 23.1% 5.6% $6.7

Eating Out

Noida

$76 15%

Ludhiana

$80 16.4% 5.1% $3.9

Clothing & Footwear

Noida

$53 10.4%

Ludhiana

$76 15.5% 43% $23

Monthly Utilities & Internet

Noida

$51 10.1%

Ludhiana

$61 12.6% 20.4% $10

Sport & Entertainment

Noida

$26 5.2%

Ludhiana

$23 4.6% 14.7% $3.9

Getting Around

Noida

$12 2.4%

Ludhiana

$22 4.5% 79% $9.6

Cost Breakdown

A central one-bedroom costs $219 in Noida versus $171 in Ludhiana. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Noida are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $16 in Noida versus $11 in Ludhiana. Monthly groceries follow the same trend: $119 vs $113 – making Ludhiana the more affordable choice for daily food spending.

Good to know

🇮🇳 Noida

🇮🇳 Ludhiana

🕒 Local time

14:19 2:19 PM

Same time as Noida

🌤 Weather

👥 Population

637,272

2,232,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Noida vs Ludhiana: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $507 in Noida, $488 in Ludhiana – Ludhiana comes out roughly 4% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $761 per month in Noida and $732 in Ludhiana. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ludhiana, especially for central apartments: a one-bedroom in the center costs $171 there versus $219 in Noida.

Kindergarten costs $152 per month in Noida and $72 in Ludhiana. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Noida, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $507 in Noida and $488 in Ludhiana, leaving budget for savings and extras in both cases.

Families tend to lean toward Ludhiana – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ludhiana. If higher salaries or specific career opportunities are the priority, Noida makes more sense. Both are solid long-term options with distinct trade-offs.