Last update: Oct 2026

Cost of Living Comparison Between Niksic and Ulcinj

For one person, living is cheaper in Niksic: $972 a month against $1,226 in Ulcinj, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Niksic
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Niksic Living Index
61

Cost of Living Index in Ulcinj
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Ulcinj Living Index

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Niksic

🇲🇪 Montenegro

$972

/mo nomad

Ulcinj

🇲🇪 Montenegro

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Niksic and in Ulcinj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niksic and in Ulcinj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $972 in Niksic versus $1,226 in Ulcinj.

Niksic $972
Ulcinj $1,226

Estimated couple costs with rent: $1,463 in Niksic versus $1,881 in Ulcinj.

Niksic $1,463
Ulcinj $1,881

Monthly costs for a family of three with rent: $1,954 in Niksic versus $2,536 in Ulcinj.

Niksic $1,954
Ulcinj $2,536

Living in Niksic costs roughly 21% less than in Ulcinj, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Niksic 29% lower, Ulcinj 10% lower.

Meal at Budget Restaurant

$7.98 €7.12

$10.97 €9.79

-27.26%

Three-Course Dinner for Two, Mid-Range

$30.67 €27.37

$36.74 €32.78

-16.52%

Fast Food Meal (McDonalds, etc)

$5.49 €4.90

$7.94 €7.08

-30.86%

Cappuccino

$1.73 €1.54

$2.30 €2.05

-24.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 €1.65

$2.29 €2.04

-19.21%

Water (0.33 liter bottle)

$1.10 €0.98

$1.61 €1.43

-31.68%

Local Beer (0.5 liter draught)

$1.97 €1.76

$2.28 €2.04

-13.60%

Imported Beer (0.33 liter bottle)

$2.19 €1.95

$3.30 €2.95

-33.64%

Milk (1 liter)

$1.06 €0.94

$1.16 €1.03

-8.62%

White Bread (500g)

$0.90 €0.80

$0.64 €0.58

40.63%

Rice (white) (1kg)

$1.96 €1.75

$2.80 €2.50

-30.00%

Eggs

$3.05 €2.72

$1.92 €1.71

58.85%

Local Cheese (1kg)

$7.37 €6.58

$9.06 €8.08

-18.65%

Chicken Fillets (1kg)

$6.07 €5.42

$7.45 €6.64

-18.52%

Beef Round Steak (1kg)

$10.82 €9.65

$12.46 €11.12

-13.16%

Apples (1kg)

$1.13 €1.01

$1.28 €1.14

-11.72%

Banana (1kg)

$1.26 €1.12

$1.55 €1.38

-18.71%

Oranges (1kg)

$1.32 €1.18

$1.04 €0.93

26.92%

Tomato (1kg)

$2.08 €1.86

$1.16 €1.03

79.31%

Potato (1kg)

$0.96 €0.86

$0.76 €0.68

26.32%

Onion (1kg)

$1.02 €0.91

$1.26 €1.12

-19.05%

Lettuce (1 head)

$1.01 €0.90

$1.51 €1.34

-33.11%

Water (1.5 liter bottle)

$0.85 €0.76

$0.88 €0.78

-3.41%

Cigarettes 20 Pack (Marlboro, Camel)

$4.06 €3.62

$3.83 €3.42

6.01%

Wine (Bottle)

$5.16 €4.60

$4.50 €4.01

14.67%

Local Beer (0.5 liter bottle)

$0.97 €0.87

$1.23 €1.09

-21.14%

Imported Beer (0.33 liter bottle)

$1.17 €1.04

$1.70 €1.52

-31.18%

One-way Ticket (Public Transport)

$1.14 €1.02

$1.83 €1.63

-37.70%

Public Transport Monthly Pass (Regular Price)

$32.88 €29.34

$37.79 €33.72

-12.99%

Taxi Start (Normal Tariff)

$0.55 €0.49

$1.14 €1.02

-51.75%

Taxi (Normal Tariff) (1km)

$0.55 €0.49

$1.09 €0.97

-49.54%

Taxi 1hour Waiting (Normal Tariff)

$7.23 €6.45

$16.50 €14.72

-56.18%

Gasoline (1 liter)

$1.75 €1.56

$1.58 €1.41

10.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K €18.8K

$32.3K €28.8K

-34.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.7K

$21.6K €19.2K

18.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$118 €105

$133 €119

-11.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.25 €20.74

$13.02 €11.62

78.57%

Internet (50+ Mbps, Unlimited Data)

$24.08 €21.49

$25.56 €22.81

-5.79%

Gym Membership (Monthly)

$32.96 €29.41

$22.54 €20.11

46.23%

Tennis Court (1 Hour on Weekend)

$10.40 €9.28

$16.12 €14.38

-35.48%

Cinema Ticket

$5.63 €5.02

$7.97 €7.11

-29.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.7 €72.9

$441 €394

-81.50%

International Primary School, 1 Child (Yearly)

$4,474 €3,992

$6,847 €6,109

-34.66%

Jeans (Levis 501 Or Similar)

$82.5 €73.6

$85.1 €75.9

-3.05%

Summer Dress (H&M, Zara, etc)

$31.92 €28.48

$33.83 €30.18

-5.65%

Sport Shoes (Adidas, Nike)

$88.2 €78.7

$71.7 €64.0

22.94%

Men's Leather Business Shoes

$111 €99.2

$93.9 €83.8

18.48%

1-bedroom Apartment, City Center (Monthly)

$411 €367

$674 €602

-38.98%

1-bedroom Apartment, Outside City Center (Monthly)

$263 €235

$459 €410

-42.60%

3-bedroom Apartment, City Center (Monthly)

$615 €549

$1,488 €1,328

-58.66%

3-bedroom Apartment, Outside City Center (Monthly)

$415 €371

$860 €767

-51.71%

Buy Apartment in City Center (m2)

$1,673 €1,493

$3,694 €3,296

-54.71%

Buy Apartment Outside City Center (m2)

$1,191 €1,063

$2,403 €2,144

-50.43%

Average Monthly Net Salary (After Tax)

$805 €718

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: October 24, 2026

Last update for Ulcinj: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niksic

$263 27.1%

Ulcinj

$459 37.4% 74.2% $196

Groceries & Markets

Niksic

$190 19.6%

Ulcinj

$204 16.7% 7.4% $14

Monthly Utilities & Internet

Niksic

$165 17%

Ulcinj

$172 14% 4% $6.6

Clothing & Footwear

Niksic

$141 14.5%

Ulcinj

$128 10.4% 9.3% $13

Eating Out

Niksic

$127 13.1%

Ulcinj

$173 14.1% 36.1% $46

Sport & Entertainment

Niksic

$44 4.6%

Ulcinj

$38 3.1% 13% $5.7

Getting Around

Niksic

$41 4.2%

Ulcinj

$52 4.2% 26.9% $11

Cost Breakdown

A one-bedroom apartment in the center runs $411 in Niksic and $674 in Ulcinj. Housing cost is often the main lever when comparing two cities.

Dining out: $31 in Niksic vs $37 in Ulcinj for a mid-range dinner for two. Groceries echo the gap at $190 vs $204 per month, with Niksic cheaper across the board.

Good to know

🇲🇪 Niksic

🇲🇪 Ulcinj

🕒 Local time

00:04 12:04 AM

Same time as Niksic

🌤 Weather

👥 Population

56,970

10,707

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Niksic Ulcinj 97 km

From you

Niksic
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Ulcinj: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $972 in Niksic and $1,226 in Ulcinj, so Niksic is about 21% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,458 in Niksic and $1,839 in Ulcinj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $411 in Niksic versus $674 in Ulcinj. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $972 per month in Niksic versus $1,226 in Ulcinj – Niksic is about 21% cheaper, which adds up to real savings over time.

A monthly transit pass in Niksic runs roughly 13% less than in Ulcinj. The price difference matters if you commute daily and watch your budget.

At $972 in Niksic versus $1,226 in Ulcinj, a $1,200 budget is realistic in Niksic but tight or insufficient in Ulcinj. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niksic and Ulcinj are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Niksic gentler on the wallet – expenses run 21% less than in Ulcinj. Beyond cost, consider language, visa policies, and how big the international community is in each city.