Cost of Living Comparison Between Niksic and Ubud, Bali Cost of Living Comparison Between Niksic and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,008 in Niksic versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $1,515 in Niksic versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,022 in Niksic versus $3,327 in Ubud, Bali.

Living in Niksic costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Niksic is 26% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$7.87 €6.86

$3.44 Rp 60.9K

128.78%

Three-Course Dinner for Two, Mid-Range

$31.45 €27.42

$36.31 Rp 643.0K

-13.38%

Fast Food Meal (McDonalds, etc)

$5.65 €4.93

$5.71 Rp 101.0K

-1.05%

Cappuccino

$1.69 €1.47

$2.67 Rp 47.3K

-36.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 €1.67

$1.75 Rp 31.0K

9.14%

Water (0.33 liter bottle)

$1.19 €1.04

$0.87 Rp 15.4K

36.78%

Local Beer (0.5 liter draught)

$2.08 €1.81

$2.95 Rp 52.3K

-29.49%

Imported Beer (0.33 liter bottle)

$2.25 €1.96

$4.52 Rp 80.0K

-50.22%

Milk (1 liter)

$1.10 €0.96

$1.62 Rp 28.7K

-32.10%

White Bread (500g)

$0.91 €0.80

$2.33 Rp 41.3K

-60.94%

Rice (white) (1kg)

$1.97 €1.71

$1.11 Rp 19.6K

77.48%

Eggs

$3.27 €2.85

$2.20 Rp 39.0K

48.64%

Local Cheese (1kg)

$7.88 €6.87

$17.69 Rp 313.3K

-55.46%

Chicken Fillets (1kg)

$6.15 €5.36

$4.10 Rp 72.5K

50.00%

Beef Round Steak (1kg)

$11.09 €9.67

$12.18 Rp 215.6K

-8.95%

Apples (1kg)

$1.13 €0.98

$3.71 Rp 65.6K

-69.54%

Banana (1kg)

$1.27 €1.10

$1.59 Rp 28.1K

-20.13%

Oranges (1kg)

$1.39 €1.21

$2.28 Rp 40.4K

-39.04%

Tomato (1kg)

$2.16 €1.88

$1.95 Rp 34.6K

10.77%

Potato (1kg)

$1.02 €0.89

$1.91 Rp 33.7K

-46.60%

Onion (1kg)

$1.10 €0.96

$2.33 Rp 41.3K

-52.79%

Lettuce (1 head)

$1.08 €0.94

$1.01 Rp 17.8K

6.93%

Water (1.5 liter bottle)

$0.80 €0.70

$0.55 Rp 9,773

45.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.25 €3.71

$2.23 Rp 39.5K

90.58%

Wine (Bottle)

$5.08 €4.43

$23.07 Rp 408.6K

-77.98%

Local Beer (0.5 liter bottle)

$0.94 €0.82

$2.42 Rp 42.8K

-61.16%

Imported Beer (0.33 liter bottle)

$1.20 €1.05

$3.00 Rp 53.1K

-60.00%

One-way Ticket (Public Transport)

$1.17 €1.02

$0.27 Rp 4,814

333.33%

Public Transport Monthly Pass (Regular Price)

$34.89 €30.41

$8.98 Rp 159.1K

288.53%

Taxi Start (Normal Tariff)

$0.60 €0.52

$0.48 Rp 8,566

25.00%

Taxi (Normal Tariff) (1km)

$0.57 €0.50

$0.43 Rp 7,679

32.56%

Taxi 1hour Waiting (Normal Tariff)

$7.50 €6.53

$5.64 Rp 99.9K

32.98%

Gasoline (1 liter)

$1.78 €1.55

$0.80 Rp 14.2K

122.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K €19.2K

$24.9K Rp 441.7M

-11.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K €23.3K

$31.7K Rp 561.5M

-15.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 €106

$81.5 Rp 1.4M

49.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.39 €20.39

$6.49 Rp 115.0K

260.40%

Internet (50+ Mbps, Unlimited Data)

$25.05 €21.84

$18.77 Rp 332.4K

33.46%

Gym Membership (Monthly)

$34.73 €30.28

$56.9 Rp 1.0M

-38.93%

Tennis Court (1 Hour on Weekend)

$10.86 €9.47

$18.73 Rp 331.7K

-42.02%

Cinema Ticket

$5.92 €5.16

$4.54 Rp 80.4K

30.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$86.0 €75.0

$481 Rp 8.5M

-82.11%

International Primary School, 1 Child (Yearly)

$4,530 €3,949

$5,711 Rp 101.1M

-20.68%

Jeans (Levis 501 Or Similar)

$83.7 €73.0

$45.52 Rp 806.0K

83.96%

Summer Dress (H&M, Zara, etc)

$33.02 €28.78

$35.88 Rp 635.4K

-7.97%

Sport Shoes (Adidas, Nike)

$90.6 €79.0

$80.4 Rp 1.4M

12.75%

Men's Leather Business Shoes

$118 €103

$78.7 Rp 1.4M

49.49%

1-bedroom Apartment, City Center (Monthly)

$426 €371

$1,115 Rp 19.7M

-61.77%

1-bedroom Apartment, Outside City Center (Monthly)

$270 €236

$698 Rp 12.4M

-61.25%

3-bedroom Apartment, City Center (Monthly)

$613 €534

$3,637 Rp 64.4M

-83.14%

3-bedroom Apartment, Outside City Center (Monthly)

$421 €367

$1,737 Rp 30.8M

-75.78%

Buy Apartment in City Center (m2)

$1,682 €1,466

$2,784 Rp 49.3M

-39.60%

Buy Apartment Outside City Center (m2)

$1,229 €1,071

$2,290 Rp 40.5M

-46.34%

Average Monthly Net Salary (After Tax)

$812 €708

$168 Rp 3.0M

383.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

13.78

-60.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $426 in Niksic and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Niksic pays 384% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Niksic vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $195 vs $295 per month, with Niksic cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Niksic and Ubud, Bali differ by about 36% in total monthly costs ($1,008 vs $1,368 including rent). Niksic is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 384% higher in Niksic, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $426 in Niksic versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,008 per month in Niksic versus $1,368 in Ubud, Bali – a 36% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 289% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,008 in Niksic versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Niksic but tight or insufficient in Ubud, Bali. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niksic and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.