Last update: Oct 2026

Cost of Living Comparison Between Niamey and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,338 in Niamey, rent and utilities included – about $4,800 less a year. Rent and utilities account for about half of the difference.

66

Cost of Living Index in Niamey
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Niamey Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Niamey

🇳🇪 Niger

$1,338

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Niamey and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niamey and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,338 in Niamey versus $934 in Cebu.

Niamey $1,338
Cebu $934

Estimated couple costs with rent: $1,732 in Niamey versus $1,415 in Cebu.

Niamey $1,732
Cebu $1,415

Monthly costs for a family of three with rent: $2,125 in Niamey versus $1,896 in Cebu.

Niamey $2,125
Cebu $1,896

Living in Niamey is roughly 43% more expensive than in Cebu, and outside of rent the biggest gap is in utilities.

The two cities straddle the global median: Niamey is 0% above, Cebu is 30% below.

Meal at Budget Restaurant

$6.54 F CFA 3,829

$3.03 ₱190

115.84%

Three-Course Dinner for Two, Mid-Range

$38.86 F CFA 22.7K

$23.48 ₱1,473

65.50%

Fast Food Meal (McDonalds, etc)

$9.68 F CFA 5,665

$4.09 ₱256

136.67%

Cappuccino

$3.10 F CFA 1,815

$2.52 ₱158

23.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.47 F CFA 858

$1.54 ₱96.9

-4.55%

Water (0.33 liter bottle)

$0.95 F CFA 555

$0.49 ₱30.98

93.88%

Local Beer (0.5 liter draught)

$1.34 F CFA 781

$1.79 ₱112

-25.14%

Imported Beer (0.33 liter bottle)

$2.95 F CFA 1,727

$2.26 ₱142

30.53%

Milk (1 liter)

$2.48 F CFA 1,453

$1.95 ₱122

27.18%

White Bread (500g)

$0.57 F CFA 336

$1.43 ₱89.7

-60.14%

Rice (white) (1kg)

$1.68 F CFA 982

$1.02 ₱63.8

64.71%

Eggs

$2.18 F CFA 1,276

$2.06 ₱129

5.83%

Local Cheese (1kg)

$9.81 ₱615

Chicken Fillets (1kg)

$5.95 F CFA 3,480

$4.61 ₱289

29.07%

Beef Round Steak (1kg)

$7.61 F CFA 4,453

$7.70 ₱483

-1.17%

Apples (1kg)

$3.57 F CFA 2,088

$3.31 ₱207

7.85%

Banana (1kg)

$1.61 F CFA 941

$1.45 ₱90.9

11.03%

Oranges (1kg)

$2.82 F CFA 1,649

$2.36 ₱148

19.49%

Tomato (1kg)

$1.66 F CFA 971

$1.54 ₱96.4

7.79%

Potato (1kg)

$1.46 F CFA 855

$2.36 ₱148

-38.14%

Onion (1kg)

$0.70 F CFA 412

$1.99 ₱125

-64.82%

Lettuce (1 head)

$0.89 F CFA 521

$1.15 ₱72.1

-22.61%

Water (1.5 liter bottle)

$1.07 F CFA 626

$0.67 ₱42.15

59.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.62 F CFA 1,536

$3.00 ₱188

-12.67%

Wine (Bottle)

$13.94 F CFA 8,158

$6.35 ₱398

119.53%

Local Beer (0.5 liter bottle)

$1.37 F CFA 801

$1.31 ₱81.9

4.58%

Imported Beer (0.33 liter bottle)

$3.43 F CFA 2,006

$1.73 ₱108

98.27%

One-way Ticket (Public Transport)

$0.37 F CFA 214

$0.25 ₱15.78

48.00%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

Taxi Start (Normal Tariff)

$0.45 F CFA 264

$0.74 ₱46.32

-39.19%

Taxi (Normal Tariff) (1km)

$0.36 F CFA 213

$0.21 ₱13.11

71.43%

Taxi 1hour Waiting (Normal Tariff)

$8.81 F CFA 5,155

$4.33 ₱271

103.46%

Gasoline (1 liter)

$0.93 F CFA 545

$1.33 ₱83.5

-30.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K F CFA 12.2M

$21.8K ₱1.4M

-4.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K F CFA 14.3M

$19.4K ₱1.2M

25.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 F CFA 99.9K

$121 ₱7,563

41.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.34 F CFA 10.1K

$14.45 ₱907

20.00%

Internet (50+ Mbps, Unlimited Data)

$88.1 F CFA 51.6K

$28.29 ₱1,774

211.49%

Gym Membership (Monthly)

$75.6 F CFA 44.2K

$32.68 ₱2,050

131.30%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

Cinema Ticket

$5.17 F CFA 3,027

$5.46 ₱342

-5.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,044 F CFA 610.9K

$273 ₱17.1K

281.87%

International Primary School, 1 Child (Yearly)

$4,311 F CFA 2.5M

$8,156 ₱511.5K

-47.15%

Jeans (Levis 501 Or Similar)

$70.6 F CFA 41.3K

$49.57 ₱3,109

42.49%

Summer Dress (H&M, Zara, etc)

$87.9 F CFA 51.4K

$24.87 ₱1,560

253.40%

Sport Shoes (Adidas, Nike)

$52.5 F CFA 30.7K

$76.6 ₱4,804

-31.44%

Men's Leather Business Shoes

$68.9 F CFA 40.3K

$59.3 ₱3,717

16.33%

1-bedroom Apartment, City Center (Monthly)

$958 F CFA 560.6K

$506 ₱31.7K

89.47%

1-bedroom Apartment, Outside City Center (Monthly)

$526 F CFA 307.7K

$309 ₱19.4K

69.96%

3-bedroom Apartment, City Center (Monthly)

$802 F CFA 469.1K

$1,052 ₱66.0K

-23.77%

3-bedroom Apartment, Outside City Center (Monthly)

$428 F CFA 250.2K

$619 ₱38.8K

-30.93%

Buy Apartment in City Center (m2)

$1,754 F CFA 1.0M

$2,915 ₱182.9K

-39.84%

Buy Apartment Outside City Center (m2)

$982 F CFA 574.7K

$1,867 ₱117.1K

-47.39%

Average Monthly Net Salary (After Tax)

$400 F CFA 233.8K

$341 ₱21.4K

17.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

25.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niamey: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niamey

$526 38.4%

Cebu

$309 33.5% 41.2% $216

Monthly Utilities & Internet

Niamey

$276 20.2%

Cebu

$163 17.7% 40.9% $113

Groceries & Markets

Niamey

$209 * 15.3%

Cebu

$210 22.7% 0.5% $1

Eating Out

Niamey

$141 10.3%

Cebu

$88 9.6% 37.3% $52

Clothing & Footwear

Niamey

$126 9.2%

Cebu

$95 10.2% 24.9% $31

Sport & Entertainment

Niamey

$86 6.3%

Cebu

$44 4.7% 49.3% $42

Getting Around

Niamey

$3.7 * 0.3%

Cebu

$15 1.7% 314% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $958 in Niamey and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Niamey pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Niamey vs $23.00 in Cebu. Groceries flip the comparison at $209 vs $210, with Niamey cheaper for home cooking.

Good to know

🇳🇪 Niamey

🇵🇭 Cebu

🕒 Local time

12:18 12:18 PM

19:18 7:18 PM

7 h ahead of Niamey

🌤 Weather

👥 Population

1,026,848 Capital

964,169

💱 Currency

West African CFA Franc XOF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1,000 XOF = 1.71 USD

1,000 XOF = 1.53 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to XOF – West African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 West African CFA Franc (Fr)

West African CFA Franc exchange rates as of October 10, 2026: 1 USD = 585 XOF (1,000 XOF = 1.71 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.28 PHP (100 PHP = 1.42 EUR).

USD to XOF in detail →

On the map

Lowest

Highest

Between locations

Niamey Cebu 13,070 km ≈ 17 h nonstop flight

From you

Niamey
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niamey vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and utilities. The 43% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 17% higher in Niamey, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $958 in Niamey versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Niamey pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,338 per month in Niamey versus $934 in Cebu – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

At $934 in Cebu versus $1,338 in Niamey, a $1,500 budget is realistic in Cebu but tight or insufficient in Niamey. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Niamey, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Niamey and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 43% less than in Niamey. Beyond cost, consider language, visa policies, and how big the international community is in each city.