Last update: Oct 2026

Cost of Living Comparison Between Nha Trang and Ubud, Bali

For one person, living is cheaper in Nha Trang: $686 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Nha Trang
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Nha Trang Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Nha Trang

🇻🇳 Vietnam

$686

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Nha Trang and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nha Trang and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $686 per month in Nha Trang vs $1,368 in Ubud, Bali, rent included.

Nha Trang $686
Ubud, Bali $1,368

A couple spends around $1,120 per month in Nha Trang vs $2,314 in Ubud, Bali, rent included.

Nha Trang $1,120
Ubud, Bali $2,314

A family of three spends $1,554 per month in Nha Trang vs $3,260 in Ubud, Bali, rent included.

Nha Trang $1,554
Ubud, Bali $3,260

Nha Trang is about 50% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Nha Trang sits 49% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.70 ₫70.0K

$3.33 Rp 59.8K

-18.92%

Three-Course Dinner for Two, Mid-Range

$22.79 ₫589.9K

$35.18 Rp 631.2K

-35.22%

Fast Food Meal (McDonalds, etc)

$4.66 ₫120.7K

$5.80 Rp 104.1K

-19.66%

Cappuccino

$1.70 ₫44.1K

$2.73 Rp 49.0K

-37.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₫9,387

$1.64 Rp 29.4K

-78.05%

Water (0.33 liter bottle)

$0.23 ₫5,958

$0.83 Rp 14.9K

-72.29%

Local Beer (0.5 liter draught)

$0.64 ₫16.7K

$2.70 Rp 48.4K

-76.30%

Imported Beer (0.33 liter bottle)

$1.19 ₫30.9K

$4.30 Rp 77.1K

-72.33%

Milk (1 liter)

$1.43 ₫37.0K

$1.50 Rp 27.0K

-4.67%

White Bread (500g)

$0.45 ₫11.5K

$2.30 Rp 41.2K

-80.43%

Rice (white) (1kg)

$1.02 ₫26.5K

$1.18 Rp 21.1K

-13.56%

Eggs

$1.41 ₫36.6K

$2.14 Rp 38.5K

-34.11%

Local Cheese (1kg)

$12.24 ₫316.8K

$17.48 Rp 313.6K

-29.98%

Chicken Fillets (1kg)

$3.13 ₫81.0K

$4.03 Rp 72.3K

-22.33%

Beef Round Steak (1kg)

$11.04 ₫285.9K

$12.23 Rp 219.4K

-9.73%

Apples (1kg)

$1.89 ₫48.9K

$3.55 Rp 63.7K

-46.76%

Banana (1kg)

$0.83 ₫21.5K

$1.57 Rp 28.2K

-47.13%

Oranges (1kg)

$1.07 ₫27.8K

$2.24 Rp 40.1K

-52.23%

Tomato (1kg)

$1.23 ₫32.0K

$1.93 Rp 34.6K

-36.27%

Potato (1kg)

$0.84 ₫21.7K

$1.88 Rp 33.8K

-55.32%

Onion (1kg)

$0.72 ₫18.6K

$2.29 Rp 41.1K

-68.56%

Lettuce (1 head)

$0.74 ₫19.1K

$0.99 Rp 17.8K

-25.25%

Water (1.5 liter bottle)

$0.41 ₫10.6K

$0.53 Rp 9,445

-22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 ₫40.6K

$2.28 Rp 41.0K

-31.14%

Wine (Bottle)

$11.67 ₫302.0K

$23.01 Rp 412.9K

-49.28%

Local Beer (0.5 liter bottle)

$0.59 ₫15.2K

$2.34 Rp 42.0K

-74.79%

Imported Beer (0.33 liter bottle)

$1.78 ₫46.1K

$2.91 Rp 52.2K

-38.83%

One-way Ticket (Public Transport)

$0.30 ₫7,658

$0.24 Rp 4,301

25.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.2K

Taxi Start (Normal Tariff)

$0.60 ₫15.5K

$0.48 Rp 8,657

25.00%

Taxi (Normal Tariff) (1km)

$0.56 ₫14.4K

$0.46 Rp 8,207

21.74%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.9K

Gasoline (1 liter)

$0.92 ₫23.9K

$0.88 Rp 15.9K

4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K ₫808.0M

$24.6K Rp 440.8M

27.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K ₫729.7M

$31.2K Rp 559.6M

-9.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.9 ₫2.0M

$83.0 Rp 1.5M

-7.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.41 ₫165.9K

$6.45 Rp 115.7K

-0.62%

Internet (50+ Mbps, Unlimited Data)

$9.49 ₫245.6K

$18.57 Rp 333.1K

-48.90%

Gym Membership (Monthly)

$21.91 ₫567.3K

$55.8 Rp 1.0M

-60.75%

Tennis Court (1 Hour on Weekend)

$17.65 ₫456.9K

$18.11 Rp 324.9K

-2.54%

Cinema Ticket

$1.95 ₫50.6K

$4.38 Rp 78.6K

-55.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 ₫5.4M

$493 Rp 8.8M

-57.59%

International Primary School, 1 Child (Yearly)

$3,811 ₫98.7M

$5,754 Rp 103.2M

-33.76%

Jeans (Levis 501 Or Similar)

$40.73 ₫1.1M

$46.19 Rp 828.8K

-11.82%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 634.0K

Sport Shoes (Adidas, Nike)

$48.56 ₫1.3M

$79.1 Rp 1.4M

-38.60%

Men's Leather Business Shoes

$78.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$415 ₫10.7M

$1,142 Rp 20.5M

-63.68%

1-bedroom Apartment, Outside City Center (Monthly)

$279 ₫7.2M

$676 Rp 12.1M

-58.78%

3-bedroom Apartment, City Center (Monthly)

$760 ₫19.7M

$3,503 Rp 62.9M

-78.31%

3-bedroom Apartment, Outside City Center (Monthly)

$631 ₫16.3M

$1,700 Rp 30.5M

-62.89%

Buy Apartment in City Center (m2)

$2,803 ₫72.6M

$2,784 Rp 50.0M

0.69%

Buy Apartment Outside City Center (m2)

$1,509 ₫39.1M

$2,241 Rp 40.2M

-32.63%

Average Monthly Net Salary (After Tax)

$293 ₫7.6M

$165 Rp 3.0M

78.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nha Trang: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nha Trang

$279 40.6%

Ubud, Bali

$676 49.4% 143% $397

Groceries & Markets

Nha Trang

$181 26.3%

Ubud, Bali

$290 21.2% 60.9% $110

Monthly Utilities & Internet

Nha Trang

$93 13.5%

Ubud, Bali

$108 7.9% 16.4% $15

Eating Out

Nha Trang

$64 9.3%

Ubud, Bali

$109 8% 69.9% $45

Clothing & Footwear

Nha Trang

$40 * 5.9%

Ubud, Bali

$108 7.9% 168% $67

Sport & Entertainment

Nha Trang

$26 3.8%

Ubud, Bali

$65 4.7% 150% $39

Getting Around

Nha Trang

$4.6 * 0.7%

Ubud, Bali

$13 0.9% 175% $8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $415 in Nha Trang versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 78% higher in Nha Trang, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Nha Trang versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $181 vs $290 – making Nha Trang the more affordable choice for daily food spending.

Good to know

🇻🇳 Nha Trang

🇮🇩 Ubud, Bali

🕒 Local time

16:03 4:03 PM

17:03 5:03 PM

1 h ahead of Nha Trang

🌤 Weather

👥 Population

579,000

74,800

💱 Currency

Vietnamese Dong VND ₫

Indonesian Rupiah IDR Rp

📈 Exchange rate

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

100,000 IDR = 5.57 USD

100,000 IDR = 4.96 EUR

Exchange rates and currency converter

IDR, USD, EUR to VND – Vietnamese Dong Converter

🇺🇸 United States Dollar ($)

🇻🇳 Vietnamese Dong (₫)

Vietnamese Dong exchange rates as of October 17, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,108 VND (100,000 VND = 3.44 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 17,943 IDR (100,000 IDR = 5.57 USD). 1 EUR = 20,174 IDR (100,000 IDR = 4.96 EUR).

USD to VND in detail →

On the map

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Highest

Between locations

Nha Trang Ubud, Bali 2,400 km ≈ 3 h 30 min nonstop flight

From you

Nha Trang
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nha Trang vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $686 in Nha Trang, $1,368 in Ubud, Bali – roughly 99% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,030 per month in Nha Trang and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Nha Trang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $23.00 in Nha Trang and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 61% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Nha Trang, where all-in costs run around $686, than in Ubud, Bali at $1,368. In Nha Trang it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Nha Trang has an edge in some lifestyle areas, with costs from $686 in Nha Trang to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Nha Trang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.