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Cost of Living Comparison Between New York, NY and Winter Haven, FL Cost of Living Comparison Between New York, NY and Winter Haven, FL

😐 Solo nomad: New York, NY is 66.7% more expensive than Winter Haven, FL without rent, and 91.6% more expensive with rent.
😐 Family of 3: New York, NY is 66.2% more expensive than Winter Haven, FL without rent, and 110.9% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Winter Haven, FL
Difference
Meal at Budget Restaurant
$30.05 $30.05
$17.73 $17.73
69.49%
Three-Course Dinner for Two, Mid-Range
$142 $142
$75.6 $75.6
88.00%
Fast Food Meal (McDonalds, etc)
$12.27 $12.27
$9.52 $9.52
28.89%
Cappuccino
$5.99 $5.99
$3.07 $3.07
95.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.31 $3.31
$2.11 $2.11
56.87%
Water (0.33 liter bottle)
$2.71 $2.71
$2.00 $2.00
35.50%
Local Beer (0.5 liter draught)
$8.23 $8.23
$4.89 $4.89
68.30%
Imported Beer (0.33 liter bottle)
$12.04 $12.04
$5.87 $5.87
105.11%
🛒 Groceries & Markets
New York, NY
Winter Haven, FL
Difference
Milk (1 liter)
$1.53 $1.53
$1.03 $1.03
48.54%
White Bread (500g)
$5.19 $5.19
$2.96 $2.96
75.34%
Rice (white) (1kg)
$8.41 $8.41
$3.98 $3.98
111.31%
Eggs
$7.21 $7.21
$4.15 $4.15
73.73%
Local Cheese (1kg)
$17.68 $17.68
$11.41 $11.41
54.95%
Chicken Fillets (1kg)
$16.44 $16.44
$9.56 $9.56
71.97%
Beef Round Steak (1kg)
$19.98 $19.98
$15.20 $15.20
31.45%
Apples (1kg)
$7.34 $7.34
$5.17 $5.17
41.97%
Banana (1kg)
$2.48 $2.48
$1.64 $1.64
51.22%
Oranges (1kg)
$5.70 $5.70
$3.74 $3.74
52.41%
Tomato (1kg)
$6.55 $6.55
$4.51 $4.51
45.23%
Potato (1kg)
$3.85 $3.85
$2.69 $2.69
43.12%
Onion (1kg)
$3.96 $3.96
$3.26 $3.26
21.47%
Lettuce (1 head)
$3.09 $3.09
$2.17 $2.17
42.40%
Water (1.5 liter bottle)
$2.48 $2.48
$2.13 $2.13
16.43%
Cigarettes 20 Pack (Marlboro, Camel)
$19.19 $19.19
$8.12 $8.12
136.33%
Wine (Bottle)
$18.35 $18.35
$9.60 $9.60
91.15%
Local Beer (0.5 liter bottle)
$2.99 $2.99
$2.14 $2.14
39.72%
Imported Beer (0.33 liter bottle)
$3.81 $3.81
$2.94 $2.94
29.59%
🚌 Getting Around
New York, NY
Winter Haven, FL
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$2.93 $2.93
0.68%
Public Transport Monthly Pass (Regular Price)
$134 $134
$49.54 $49.54
171.13%
Taxi Start (Normal Tariff)
$4.92 $4.92
$10.04 $10.04
-51.00%
Taxi (Normal Tariff) (1km)
$2.11 $2.11
$1.26 $1.26
67.46%
Taxi 1hour Waiting (Normal Tariff)
$42.15 $42.15
$30.07 $30.07
40.17%
Gasoline (1 liter)
$0.97 $0.97
$0.80 $0.80
21.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K $35.3K
$23.8K $23.8K
48.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.5K $27.5K
$22.9K $22.9K
20.30%
🧾 Monthly Utilities & Internet
New York, NY
Winter Haven, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$182 $182
$160 $160
13.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.3 $59.3
$47.25 $47.25
25.57%
Internet (50+ Mbps, Unlimited Data)
$62.9 $62.9
$52.9 $52.9
18.85%
🎉 Sport & Entertainment
New York, NY
Winter Haven, FL
Difference
Gym Membership (Monthly)
$142 $142
$30.52 $30.52
363.79%
Tennis Court (1 Hour on Weekend)
$65.2 $65.2
$15.29 $15.29
326.16%
Cinema Ticket
$20.25 $20.25
$10.42 $10.42
94.34%
🧸 Childcare & Education
New York, NY
Winter Haven, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,193 $3,193
$597 $597
435.30%
International Primary School, 1 Child (Yearly)
$57.7K $57.7K
$10.2K $10.2K
466.34%
👕👟 Clothing & Footwear
New York, NY
Winter Haven, FL
Difference
Jeans (Levis 501 Or Similar)
$68.0 $68.0
$46.27 $46.27
46.99%
Summer Dress (H&M, Zara, etc)
$47.71 $47.71
$44.21 $44.21
7.92%
Sport Shoes (Adidas, Nike)
$114 $114
$72.3 $72.3
58.13%
Men's Leather Business Shoes
$171 $171
$77.5 $77.5
120.67%
🏠 Accommodation & Living
New York, NY
Winter Haven, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,152 $4,152
$1,417 $1,417
193.09%
1-bedroom Apartment, Outside City Center (Monthly)
$2,695 $2,695
$1,249 $1,249
115.83%
3-bedroom Apartment, City Center (Monthly)
$8,492 $8,492
$2,215 $2,215
283.36%
3-bedroom Apartment, Outside City Center (Monthly)
$5,225 $5,225
$2,090 $2,090
149.98%
Buy Apartment in City Center (m2)
$21.5K $21.5K
$2,065 $2,065
943.00%
Buy Apartment Outside City Center (m2)
$10.0K $10.0K
$2,141 $2,141
367.88%
💵 Salaries & Financials
New York, NY
Winter Haven, FL
Difference
Average Monthly Net Salary (After Tax)
$5,197 $5,197
$3,446 $3,446
50.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.63
-2.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: January 12, 2026

Last update for Winter Haven, FL: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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