Cost of Living Comparison Between New York, NY and Watertown, NY Cost of Living Comparison Between New York, NY and Watertown, NY

๐Ÿ˜ Solo nomad: New York, NY is 41.6% more expensive than Watertown, NY without rent, and 125.9% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 105% more expensive than Watertown, NY without rent, and 121.8% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Watertown, NY
Difference
Meal at Budget Restaurant
$29.68 $29.68
$13.65 $13.65
117.44%
Three-Course Dinner for Two, Mid-Range
$144 $144
$56.5 $56.5
155.32%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$11.93 $11.93
4.19%
Cappuccino
$5.84 $5.84
$5.3 $5.3
10.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.33 $2.33
39.91%
Water (0.33 liter bottle)
$2.58 $2.58
$2.07 $2.07
24.64%
Local Beer (0.5 liter draught)
$8.24 $8.24
$5.41 $5.41
52.31%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$6.82 $6.82
73.90%
๐Ÿ›’ Groceries & Markets
New York, NY
Watertown, NY
Difference
Milk (1 liter)
$1.56 $1.56
$0.68 $0.68
129.41%
White Bread (500g)
$5.23 $5.23
$2.37 $2.37
120.68%
Rice (white) (1kg)
$8.11 $8.11
$4.72 $4.72
71.82%
Eggs
$7.25 $7.25
$3.13 $3.13
131.63%
Local Cheese (1kg)
$17.08 $17.08
$13.29 $13.29
28.52%
Chicken Fillets (1kg)
$16.24 $16.24
$8.44 $8.44
92.42%
Beef Round Steak (1kg)
$20.02 $20.02
$11.85 $11.85
68.95%
Apples (1kg)
$7.49 $7.49
$3.91 $3.91
91.56%
Banana (1kg)
$2.55 $2.55
$1.63 $1.63
56.44%
Oranges (1kg)
$5.82 $5.82
$5.28 $5.28
10.23%
Tomato (1kg)
$6.52 $6.52
$5.08 $5.08
28.35%
Potato (1kg)
$3.72 $3.72
$2.56 $2.56
45.31%
Onion (1kg)
$3.9 $3.9
$3.47 $3.47
12.39%
Lettuce (1 head)
$3.07 $3.07
$2.49 $2.49
23.29%
Water (1.5 liter bottle)
$2.57 $2.57
$2.45 $2.45
4.90%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$13.95 $13.95
37.71%
Wine (Bottle)
$17.79 $17.79
$17.91 $17.91
-0.67%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.69 $1.69
78.11%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$7.19 $7.19
-48.26%
๐ŸšŒ Getting Around
New York, NY
Watertown, NY
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$1.48 $1.48
97.30%
Public Transport Monthly Pass (Regular Price)
$134 $134
$43.53 $43.53
207.79%
Taxi Start (Normal Tariff)
$5.13 $5.13
$5.18 $5.18
-0.97%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$2.22 $2.22
-3.15%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$44.97 $44.97
-7.56%
Gasoline (1 liter)
$0.95 $0.95
$0.91 $0.91
4.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$33.3K $33.3K
5.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$24.2K $24.2K
14.47%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Watertown, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$198 $198
-10.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$46.75 $46.75
28.28%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$61.1 $61.1
4.47%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Watertown, NY
Difference
Gym Membership (Monthly)
$141 $141
$42.31 $42.31
232.57%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$10.66 $10.66
86.68%
๐Ÿงธ Childcare & Education
New York, NY
Watertown, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$901 $901
255.70%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$28.5K $28.5K
98.20%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Watertown, NY
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$45.59 $45.59
44.13%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$45.51 $45.51
7.12%
Sport Shoes (Adidas, Nike)
$111 $111
$103 $103
8.41%
Men's Leather Business Shoes
$172 $172
$115 $115
49.55%
๐Ÿ  Accommodation & Living
New York, NY
Watertown, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$882 $882
372.13%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$761 $761
248.76%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$1,695 $1,695
396.28%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$1,882 $1,882
180.43%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$1,438 $1,438
986.48%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$1,450 $1,450
669.50%
๐Ÿ’ต Salaries & Financials
New York, NY
Watertown, NY
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$2,642 $2,642
112.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.53
-1.38%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Watertown, NY: October 27, 2025

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