Cost of Living Comparison Between New York, NY and Waterloo, IA Cost of Living Comparison Between New York, NY and Waterloo, IA

😐 Solo nomad: New York, NY is 73.3% more expensive than Waterloo, IA without rent, and 139.6% more expensive with rent.

😐 Family of 3: New York, NY is 69.6% more expensive than Waterloo, IA without rent, and 204.9% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$18.28 $18.28

62.36%

Three-Course Dinner for Two, Mid-Range

$144 $144

$66.4 $66.4

117.24%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$9.89 $9.89

25.68%

Cappuccino

$5.84 $5.84

$5.24 $5.24

11.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.78 $2.78

17.27%

Water (0.33 liter bottle)

$2.58 $2.58

$2.39 $2.39

7.95%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.13 $6.13

34.42%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$6.83 $6.83

73.65%

Milk (1 liter)

$1.56 $1.56

$1.01 $1.01

54.46%

White Bread (500g)

$5.23 $5.23

$1.94 $1.94

169.59%

Rice (white) (1kg)

$8.11 $8.11

$1.72 $1.72

371.51%

Eggs

$7.25 $7.25

$2.86 $2.86

153.50%

Local Cheese (1kg)

$17.08 $17.08

$9.28 $9.28

84.05%

Chicken Fillets (1kg)

$16.24 $16.24

$6.7 $6.7

142.39%

Beef Round Steak (1kg)

$20.02 $20.02

$12.74 $12.74

57.14%

Apples (1kg)

$7.49 $7.49

$3.85 $3.85

94.55%

Banana (1kg)

$2.55 $2.55

$1.2 $1.2

112.50%

Oranges (1kg)

$5.82 $5.82

$3.32 $3.32

75.30%

Tomato (1kg)

$6.52 $6.52

$4.46 $4.46

46.19%

Potato (1kg)

$3.72 $3.72

$1.12 $1.12

232.14%

Onion (1kg)

$3.9 $3.9

$2.12 $2.12

83.96%

Lettuce (1 head)

$3.07 $3.07

$1.85 $1.85

65.95%

Water (1.5 liter bottle)

$2.57 $2.57

$1.53 $1.53

67.97%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$7.92 $7.92

142.55%

Wine (Bottle)

$17.79 $17.79

$12.01 $12.01

48.13%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.69 $1.69

78.11%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$1.79 $1.79

107.82%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$4.89 $4.89

4.91%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.43 $1.43

50.35%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.73 $29.73

39.83%

Gasoline (1 liter)

$0.95 $0.95

$0.77 $0.77

23.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$35.3K $35.3K

-0.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.9K $25.9K

6.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$197 $197

-9.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$48.84 $48.84

22.79%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$59.4 $59.4

7.48%

Gym Membership (Monthly)

$141 $141

$42.83 $42.83

228.53%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$13.8 $13.8

44.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,454 $1,454

120.55%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$30.5K $30.5K

85.42%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$38.76 $38.76

69.53%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$42.15 $42.15

15.66%

Sport Shoes (Adidas, Nike)

$111 $111

$58.6 $58.6

89.60%

Men's Leather Business Shoes

$172 $172

$129 $129

33.01%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$842 $842

394.87%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$747 $747

255.24%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$1,974 $1,974

326.04%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$863 $863

511.77%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$1,457 $1,457

972.34%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$1,429 $1,429

680.52%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$3,529 $3,529

59.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.43

0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Waterloo, IA: October 28, 2025

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