Cost of Living Comparison Between New York, NY and Warsaw, IN Cost of Living Comparison Between New York, NY and Warsaw, IN

😐 Solo nomad: New York, NY is 120.4% more expensive than Warsaw, IN without rent, and 100.4% more expensive with rent.
😐 Family of 3: New York, NY is 130% more expensive than Warsaw, IN without rent, and 125.7% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Warsaw, IN
Difference
Meal at Budget Restaurant
$29.68 $29.68
$9.92 $9.92
199.19%
Three-Course Dinner for Two, Mid-Range
$144 $144
$70.2 $70.2
105.33%
Fast Food Meal (McDonalds, etc)
$12.43 $12.43
$11.1 $11.1
11.98%
Cappuccino
$5.84 $5.84
$4.84 $4.84
20.66%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.26 $3.26
$2.5 $2.5
30.40%
Water (0.33 liter bottle)
$2.58 $2.58
$1.57 $1.57
64.33%
Local Beer (0.5 liter draught)
$8.24 $8.24
$4.94 $4.94
66.80%
Imported Beer (0.33 liter bottle)
$11.86 $11.86
$5.02 $5.02
136.25%
🛒 Groceries & Markets
New York, NY
Warsaw, IN
Difference
Milk (1 liter)
$1.56 $1.56
$0.88 $0.88
77.27%
White Bread (500g)
$5.23 $5.23
$2.98 $2.98
75.50%
Rice (white) (1kg)
$8.11 $8.11
$1.57 $1.57
416.56%
Eggs
$7.25 $7.25
$3.17 $3.17
128.71%
Local Cheese (1kg)
$17.08 $17.08
$8.79 $8.79
94.31%
Chicken Fillets (1kg)
$16.24 $16.24
$7.07 $7.07
129.70%
Beef Round Steak (1kg)
$20.02 $20.02
$10.92 $10.92
83.33%
Apples (1kg)
$7.49 $7.49
$3.25 $3.25
130.46%
Banana (1kg)
$2.55 $2.55
$0.94 $0.94
171.28%
Oranges (1kg)
$5.82 $5.82
$2.3 $2.3
153.04%
Tomato (1kg)
$6.52 $6.52
$2.11 $2.11
209.00%
Potato (1kg)
$3.72 $3.72
$1.47 $1.47
153.06%
Onion (1kg)
$3.9 $3.9
$2.56 $2.56
52.34%
Lettuce (1 head)
$3.07 $3.07
$0.97 $0.97
216.49%
Water (1.5 liter bottle)
$2.57 $2.57
$1.09 $1.09
135.78%
Cigarettes 20 Pack (Marlboro, Camel)
$19.21 $19.21
$6.21 $6.21
209.34%
Wine (Bottle)
$17.79 $17.79
$10.1 $10.1
76.14%
Local Beer (0.5 liter bottle)
$3.01 $3.01
$1.86 $1.86
61.83%
Imported Beer (0.33 liter bottle)
$3.72 $3.72
$1.45 $1.45
156.55%
🚌 Getting Around
New York, NY
Warsaw, IN
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.05 $2.05
42.44%
Public Transport Monthly Pass (Regular Price)
$134 $134
-
-
Taxi Start (Normal Tariff)
$5.13 $5.13
$4.66 $4.66
10.09%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$1.5 $1.5
43.33%
Taxi 1hour Waiting (Normal Tariff)
$41.57 $41.57
$28.58 $28.58
45.45%
Gasoline (1 liter)
$0.95 $0.95
$0.84 $0.84
13.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35K $35K
$25.2K $25.2K
38.92%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.7K $27.7K
$24.5K $24.5K
13.00%
🧾 Monthly Utilities & Internet
New York, NY
Warsaw, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$179 $179
$117 $117
52.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60 $60
$45.99 $45.99
30.40%
Internet (50+ Mbps, Unlimited Data)
$63.8 $63.8
$39.66 $39.66
60.94%
🎉 Sport & Entertainment
New York, NY
Warsaw, IN
Difference
Gym Membership (Monthly)
$141 $141
$43.69 $43.69
222.06%
Tennis Court (1 Hour on Weekend)
$63.9 $63.9
-
-
Cinema Ticket
$19.9 $19.9
$9.81 $9.81
102.85%
🧸 Childcare & Education
New York, NY
Warsaw, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,206 $3,206
$959 $959
234.40%
International Primary School, 1 Child (Yearly)
$56.5K $56.5K
$20.9K $20.9K
169.84%
👕👟 Clothing & Footwear
New York, NY
Warsaw, IN
Difference
Jeans (Levis 501 Or Similar)
$65.7 $65.7
$20.13 $20.13
226.43%
Summer Dress (H&M, Zara, etc)
$48.75 $48.75
$40.73 $40.73
19.69%
Sport Shoes (Adidas, Nike)
$111 $111
$60.9 $60.9
82.65%
Men's Leather Business Shoes
$172 $172
$140 $140
22.44%
🏠 Accommodation & Living
New York, NY
Warsaw, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$4,165 $4,165
$1,571 $1,571
165.04%
1-bedroom Apartment, Outside City Center (Monthly)
$2,653 $2,653
$1,340 $1,340
98.06%
3-bedroom Apartment, City Center (Monthly)
$8,412 $8,412
$2,662 $2,662
216.00%
3-bedroom Apartment, Outside City Center (Monthly)
$5,277 $5,277
$2,199 $2,199
139.97%
Buy Apartment in City Center (m2)
$15.6K $15.6K
$2,745 $2,745
469.17%
Buy Apartment Outside City Center (m2)
$11.2K $11.2K
$2,125 $2,125
425.11%
💵 Salaries & Financials
New York, NY
Warsaw, IN
Difference
Average Monthly Net Salary (After Tax)
$5,616 $5,616
$2,690 $2,690
108.74%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.51
-1.08%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Warsaw, IN: October 28, 2025

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